ZIP code 45140: Miami Township and Loveland

Clermont County · 56,386 residents · Loveland post office; 34% of residents live in the township of Miami Township

Tap water here comes from Five wells in the sand-and-gravel aquifer of the Little Miami River valley, treated at MGS (Miami-Goshen-Stonelick) Water Treatment Plant. The water here

Clermont County

45140 in 10 facts

The 10 things that stand out about this ZIP against the other 1,232 in Ohio, each with its source.

  1. Where the water comes from Where the water here comes from: Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami Township. Source: EPA SDWIS
  2. Local history 1794 The town here was settled around 1794, earlier than 93% of the Ohio ZIPs with a researched town. Source: Ohio History Connection
  3. Soils Septic systems here face few limits: the dominant soil is Jonesboro-Rossmoyne-Urban land complex, 2 to 6 percent slopes, eroded, rated less limited than 94% of Ohio ZIPs for a conventional leach field. Source: USDA Soil Data Access
  4. School ratings 5.0 stars The main school district here rates well: 5.0 stars on the Ohio Report Card, higher than 93% of Ohio ZIPs. Source: Ohio school report cards
  5. Pipelines 13.6 mi This ZIP sits far from a gas transmission line: the nearest is 13.6 miles away, farther than 95% of Ohio ZIPs. Source: EIA U.S. Energy Atlas
  6. Homes and income $360,300 Home values run high here: a median of $360,300, more than 95% of Ohio ZIPs. Source: Census ACS
  7. PFAS PFAS turns up more here than in most of Ohio: this water system's PFAS testing ranks above 94% of Ohio ZIPs on a public system. Source: Ohio EPA PFAS
  8. Health 13.9% Self-reported health runs better here: 13.9% of adults report fair or poor health, lower than 94% of Ohio ZIPs. Source: CDC PLACES
  9. Dams 10 This ZIP has a lot of high-hazard dams nearby: 10 within 10 miles, more than 93% of Ohio ZIPs. Source: National Inventory of Dams
  10. House by house 1990 The housing stock here is newer than most: a median year built of 1990, newer than 93% of Ohio ZIPs. Source: Clermont County Auditor

Local events in 45140

33 events in the next 90 days from 6 public calendars. All local events in 45140

  1. Creepy Costumes Scavenger Hunt

    Oct 1 to 31 · Loveland Branch Library · From Cincinnati & Hamilton County Public Library

  2. Preschool Storytime

    10:30 to 11:30 a.m. · Loveland Branch Library · From Cincinnati & Hamilton County Public Library

Checked October 20; the events page is refreshed daily.

Your ballot

Who represents 45140, and what is on its ballot for the November 3, 2026 general election.

Locator: Clermont County and Clermont's U.S. House, Ohio Senate and Ohio House districtsLocator: Clermont County and Clermont's U.S. House, Ohio Senate and Ohio House districts.Clermont CountyU.S. House district 2: David Taylor (R)Ohio Senate district 14: not on the 2026 ballot; the sitting member is Terry Johnson (R)Ohio House district 62: Jean Schmidt (R)
Clermont County and 45140's U.S. House, Ohio Senate and Ohio House districts.
45140's U.S. House, Ohio Senate and Ohio House districts
ChamberDistrictMemberParty
U.S. HouseDistrict 2 (52% of residents)——
U.S. HouseDistrict 1 (48% of residents)——
U.S. HouseDistrict 8 (0% of residents)——
Ohio SenateDistrict 14 (52% of residents)Terry JohnsonR
Ohio SenateDistrict 7 (48% of residents)Steve WilsonR
Ohio HouseDistrict 62 (52% of residents)Jean SchmidtR
Ohio HouseDistrict 28 (28% of residents)Karen BrownleeD
Ohio HouseDistrict 56 (14% of residents)Adam MathewsR
Ohio HouseDistrict 55 (5% of residents)Michelle TeskaR

U.S. House districts were redrawn for 2026 (Ohio Redistricting Commission, October 31, 2025). The district shown is the one on the November 3, 2026 ballot, which may differ from the district of your current representative.

This ZIP code is split between districts. Your street address decides which one is on your ballot; your county board of elections' sample ballot shows it.

Statewide races:

45140's district races:

Local questions and issues on 45140's 2026 ballot
JurisdictionTypeQuestion
Clermont CountyTax Levy (Renewal)Renews a 0.8-mill property tax levy for the care & placement of children & children services of Clermont County for 5 years, beginning in 2026.

Matched to this ZIP by jurisdiction name: Deerfield Township, Deerfield Township Township, Goshen Township, Goshen Township Township, Hamilton Township, Hamilton Township Township, Loveland, Loveland City, Miami Township, Miami Township Township, Symmes Township, Symmes Township Township.

Last day of early in-person voting — 2026-11-01. Early in-person voting at county boards of elections ends on Sunday, November 1; the hours that day are 1 p.m. to 5 p.m. in the table above. By October 29, nearly 1.3 million Ohioans had already voted early in person or returned absentee ballots (Journal-News; Signal Ohio's counts from the Secretary of State's daily absentee file add to 1,289,090). The 2022 midterm saw 1.47 million early votes, then a record.

What's on my ballot in 45140 · Election 2026

Where does the tap water come from?

Where the tap water comes from and what is in it: the lake, river, reservoir or aquifer behind every tap, the plant that treats it, and what the compliance record and the lab results say about it.

Where the water comes from

Groundwater (wells)

Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami TownshipMGS (Miami-Goshen-Stonelick) Water Treatment Plant · Clermont Public Water System · +1 more

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Elevation 508–894 ft, averaging 765 ft · Loveland 555–824 ft, averaging 702 · Clermont County 467–982 ft (USGS 3DEP)

Little Miami River valley (alluvial) aquifer
Groundwater · via Clermont Public Water System
Drawn from: Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami Township
Treated at MGS (Miami-Goshen-Stonelick) Water Treatment Plant, Wellfield and plant at Miamiville, Miami Township, Clermont County, OH (no street address published) · served from more than one plant
Show everything served from this plant

Clermont Public Water System as a whole draws on: William H. Harsha Lake plus wells in the Little Miami River and Ohio River aquifers.

Clermont Public Water System has 44,322 service connections serving 133,059 people; it has substantially implemented source water protection under Ohio's program. Office: 513-732-7945 (SDWIS).

Bills, 2023: a household using 5,000 gallons a month paid about $455 a year for water ($38 a month; $263 at 2,500 gallons, $686 at 8,000) (Ohio EPA rate survey, inside-city rates).

Ohio EPA loans since 2016 for projects inside this ZIP: $18.8 million across 4 projects, $1.4 million of it forgiven (wastewater $17.4M, drinking water $1.4M); largest: PRWWTP Sludge Storage Tank with Odor Control (Board of County Commissioners of Hamilto, 2024, $11.6M); SCWWTP Thickening and Settlement Improvements (Board of County Commissioners of Hamilto, 2024, $5.8M); PFAS Treatment (Loveland, 2025, $1.3M).

Wells: EPA lists 25 active wells (24 in regular use, 1 standby or emergency). ODNR well logs locate 6 public-supply wells inside Clermont Public Water System's wellhead protection zone, 68 to 91 ft deep, in sand & gravel and sand/gravel/boulders. Zoom in to see them as dots.
Well 1Well 2Well 3Well 4Well 5Well 1Well 2Well 3Well 4Well 5Well 7Well 8Well 9Well 10Well 11Well 12Well 13Well 14Well 15Well 16Well 17Well 18Well 19Well 20Well 6 (emergency)
Aquifer
Little Miami River Aquifer; Ohio River Valley Aquifer
Water bodies
William H. Harsha Lake (East Fork Lake), East Fork Little Miami River, Little Miami River, Ohio River
Raw intakes
Clermont Co Bmwt Fork Littl
Active wells
24
Serves
133,059 people · Clermont County
EPA ID
OH1302212

About this area's water

William H. Harsha Lake at East Fork State Park, Clermont County, Ohio, the reservoir on the East Fork Little Miami River
William H. Harsha Lake at East Fork State Park, Clermont County, Ohio, the reservoir on the East Fork Little Miami RiverPhoto: Nyttend, Public domain · Wikimedia Commons
Did you know
  • Harsha Lake is first a flood-control reservoir for the Ohio River and Cincinnati - the Corps credited it with preventing over $87 million in flood damage by 2010 - and a drinking water source second.
  • Congress funded the East Fork dam in 1938 after the 1937 Ohio River flood, but construction did not begin until 1970 and the lake was not fully operational until 1978.
  • One county system blends three unlike sources: a flood-control reservoir plus two separate sand-and-gravel aquifers, one under the Little Miami valley and one under the Ohio River valley.
  • Clermont keeps seven emergency interconnections with neighbors - Greater Cincinnati Water Works, Tate Monroe Water Association and Western Water - and used none of them in 2024.
History5
  • 1938After the 1937 Ohio River flood, a congressional flood control act funded projects including the East Fork dam; construction waited decades.
  • 1955Clermont County began producing drinking water, the start of what is now a three-plant county system on one distribution network.
  • 1978East Fork Lake, later William H. Harsha Lake, became fully operational after construction began in 1970.
  • 2021Clermont County Public Health issued a July 9 water quality advisory at Harsha Lake after testing found high harmful-algal-bloom toxins.
  • 2024On October 9, 2024 the Batavia Village public water system (PWS 1300011) was folded into the Clermont County Public Water System.
Treatment & pressure

How it is treated

Three plants feed one common distribution system: MGS near Miamiville treats Little Miami River valley wells, PUB near New Palestine treats Ohio River valley wells, and the Bob McEwen plant in Batavia Township treats Harsha Lake surface water. Process steps are not published.

Water pressure

Not published.

What it costs

$4.90 per 1,000 gallons

Effective May 1, 2025: $4.90/1,000 gal; a 3/4-inch residential meter pays a $24.50 bi-monthly minimum covering 5,000 gal, then $5.39-$6.37 in higher tiers.

Water quality & impurities8
ContaminantLevelLimitYear
PFOS (finished water, MGS plant)
Highest MGS result, Dec 3, 2025; May 28 sample was 9.22 ppt. Both above the 4 ppt federal MCL.
10.9 ppt42025
PFOA (finished water, PUB plant)
May 28, 2025 sample, just over the 4 ppt MCL; MGS peaked at 3.69 ppt.
4.13 ppt42025
Total trihalomethanes (TTHM)
Running average under the limit, but one individual sample reached 113 ppb; range 11.6-113.
73.32 ppb802025
Haloacetic acids (HAA5)
Disinfection byproduct; range 2.8-40.8 ppb.
27.76 ppb602025
Nitrate
Ohio EPA flags nitrate in the MGS aquifer as a sign of human influence; well under the limit.
1.32 ppm102025
Lead (90th percentile)
0 of 52 samples above the action level. Batavia Village measured 0.6 ppb separately.
2.1 ppb152023
Copper (90th percentile)
1 of 52 samples exceeded the action level at 1.51 ppm; no violation.
0.595 ppm1.32023
Turbidity
Highest single 2025 reading; 100% of monthly samples still met the treatment technique.
0.342 NTU0.3 in 95% of…2025

EPA compliance record

Lead at the tap: 90th-percentile result 2.1 ppb in 2023 (action level 15 ppb).

EPA health-based violations since 2015:

  • 2018Total trihalomethanes (TTHM) · above the legal limit on average · measured 0.081 MG/L (limit 0.08 MG/L) · returned to compliance

2 violations of any kind logged since 2020: 1 for required testing that was missed or reported late; 1 for a report, record or notice that was missing, late or incomplete (the yearly water quality report, a public notice, lead line records).

Projects & plans10

Recent and current work

  • Bob McEwen WTP clearwell drain piping · 2026 · planned
    Listed for 2026 construction in the county's five-year water CIP approved May 8, 2026; cost is in a scanned summary.
  • PUB well field rehabilitation · 2026 · planned
    2026 construction year in the five-year water CIP; rehabilitates the Ohio River valley aquifer wells.
  • Middle East Fork WWTP improvements · 2026 · planned
    2026 construction year in the county's five-year wastewater CIP.
  • Arrowhead Wastewater Treatment Plant elimination · 2026 · planned
    2026 wastewater CIP item consolidating flow away from a small package plant.
  • White Oak lift station relocation and upgrade · 2026 · planned
    2026 wastewater CIP item, paired with a White Oak Road sewer replacement.

Planned or needed

  • Bob McEwen WTP polymer system replacement · 2027 · planned
    2027 construction year in the five-year water CIP; polymer feed serves coagulation at the Harsha Lake plant.
  • PUB well field tower replacement, wells 1-5 · 2027 · planned
    2027 water CIP item replacing well towers at the Ohio River valley wellfield.
  • PUB WTP standby generators · 2027 · planned
    2027 water CIP item adding backup power at the Pierce-Union-Batavia plant.
  • Lower East Fork WWTP improvements · 2027 · planned
    2027 wastewater CIP item at one of the county's two East Fork treatment plants.
  • O'Bannon trunk sewer improvements, Phase I · 2027 · planned
    2027 wastewater CIP item upgrading a major trunk sewer in the northwest county.
Supply stress

Summer harmful algal blooms on Harsha Lake force recreational advisories, one on July 9, 2021, and constant raw-water monitoring. PFOS at the MGS plant hit 10.9 ppt in December 2025, above the 4 ppt MCL, and Ohio EPA rates all three sources highly susceptible to contamination.

Sewers

Sanitary

Clermont County Water Resources runs the sanitary system and several plants, including the Middle East Fork and Lower East Fork WWTPs; the Arrowhead WWTP is slated for elimination in 2026. Sewer is billed on metered water at $5.07/1,000 gal with a $25.35 bi-monthly minimum.

Storm

No county stormwater utility or fee appears in Water Resources' navigation. The county does run a Foundation Drain Disconnect Program to keep stormwater out of sanitary sewers; rural ZIPs rely on septic.

Sourcesverified

Compiled from the utility's own reports and public records, then independently re-checked against primary sources.

Water systems in this ZIP

  • Clermont Public Water System47% of residentsWilliam H. Harsha Lake plus wells in the Little Miami River and Ohio River aquifers
  • Loveland City24% of residentsLocal wells (Betty Ray well field, sand & gravel aquifer)
  • Warren Co. Socialville7% of residentsOhio River (Miller Plant, ~88%) plus Great Miami Buried Valley Aquifer wells (~12%)
  • Warren County7% of residentsWells in the Little Miami and Great Miami river valley aquifers
  • Cincinnati Public Water System6% of residentsOhio River (Miller Plant, ~88%) plus Great Miami Buried Valley Aquifer wells (~12%)
  • Western Water Company3% of residentsLittle Miami River valley wells (51%) plus Cincinnati Ohio River water (49%)

6% of residents live outside every mapped system, most likely on private wells.

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water Rate Survey (Ohio State, May 2025) for household bills; Ohio EPA DEFA loan awards since 2016 for the loans paragraph · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Violations1 health-based since 2015, lead 2.1 ppbRadon4.2 pCi/L avg, 37% above 4Stream health66% of land drains to streams failing aquatic lifeNearest sewage plantMiami Trails Wwtp, 0.9 mi, 6/12 quarters in violationGroundwaterDRASTIC 94, 264 well logsElectricDuke Energy OhioGas pipelinenearest transmission line 13.6 miNearest power plantMiddletown Energy Center 15.3 mi, 468 MW gasGasDuke Energy Ohio, 53% on gasSchool districtLoveland CitySocial vulnerability21st percentile in OhioUpward mobilityrank 45.1 for low-income childrenPeople52.5% with a degree, 6% born abroadJobs16K jobs hereSchool tax32.8 mills, ~$2,293 on a $200K homePhonealtafiberFlood0.4% in floodplainInternet100% served, fiber 92%Hazard risk34, above 34% of US tractsOil and gas wellsnone inside, nearest 7.16 miSoilsJonesboro, septic not limitedAbandoned minesnone mappedSpills22 reported since 2021, mostly oils and hydraulic fluidDisasters8 tornado tracks within 5 mi, 21 FEMA declarationsDams10 high-hazard within 10 mi, nearest 1.2 miTraffic96K a day on I-275Bridges2 of 35 rated poorRail crossings9 public crossings, up to 6 trains a dayTransit8% within half a mile of a stopWalkability7.1 of 20, below averageAirportCVG 26.2 mi, Amtrak 18 miClimate14" snow, 54°F averageAlgal toxinsraw water up to 8.522 µg/L, 1 in treated waterPFASPFOA or PFOS up to 10.1 ng/L at the MGS (Miami-Goshen-Stonelick) Water Treatment PlantLead2.1 ppb at the 90th-percentile tap, no lead lines foundByproductsTTHM 46 µg/L (2019)Fluoridefluoridated, 9 treatment stepsWatershedLittle Miami, Polk Run-Little Miami RiverLocal governmentMiami TownshipCell signal5G on 100% of landU.S. HouseOH-2 David Taylor (R)Life expectancy80.2 yearsHealth14% fair or poor health, obesity 32%Nearest hospitalBethesda North Hospital, 4.5 mi, 3★Toxic sitesSuperfund 5.7 mi away, 8 TRIToxic releases116 lb on site, 1 facilityAirPM2.5 6 µg/m³, monitor 6 miFire/EMSLoveland - Symmes Fire Department Station 63, 0.8 miLibraryLoveland, 0.8 miGroceries6% in low-income, low-access tractsEV chargersfast charger 3.2 mi, 2 stations hereHistorysettled 1794Historic places1 listed, incl. Shield's, Edwin M., HouseWetlands1.8% of land, 503 acresLand cover44% developed, 31% tree canopyParks5.1% public land, Stonelick State Park 9.2 miNursing homeLOVELAND CARE CENTER, 1.2 mi, 3★PoliceLoveland Police Department, 1.7 miCrime0.9 violent per 1,000, Miami Township Police (Clermont County)Aquifer76% sensitive setting, karst-prone rockCollegeArizona College of Nursing-Cincinnati, 5 miSchool ratings5 stars, Loveland City (49% of residents)Home prices$448K typical, +103% in ten yearsBuilding permits9,625 units 2016 to 2025 in Clermont County building department; 7,295 permits on housesHomes and income$360K home, $115K incomeHousesbuilt 1990, 18,407 homes

Infrastructure in this ZIP

19.2 mi of highway (SR 48, I-275, SR 28) · 8.06 mi of railroad (Indiana & Ohio Railway) · 2 transit routes (Cincinnati Metro (SORTA)) · 38.6 mi of electric transmission line (Duke Energy Ohio, Duke Energy, AES Ohio (DP&L)) · 24.5 mi of large water mains mapped (Clermont County Water Resources, Greater Cincinnati Water Works, Warren County Water & Sewer) · 8.67 mi of interceptor sewer mapped (MSD of Greater Cincinnati) · 4 sewage plants (Arrowhead Park WWTP, Miami Trails WWTP, O'bannon Creek Regional WWTP) · 2 dams (Marge Schott Lake Dam, Clermont Golf Limited Lake Dam) · 7 substations · 10 grade crossings (Indiana & Ohio Railway) · 6 registered towers · 2 public EV charger listings · 7 landfills or waste sites, open and closed (Weidle Corporation Eckhart Road C&dd Landfill, City of Loveland Landfill, Loveland Fill) · 4 fire or EMS stations · 1 police station · 1 post office · 1 USGS stream gauge (O'Bannon Creek near Loveland OH) · 1 mapped water tank, tower or pump station (Fields Ertel Valve Station) · 14 water towers or tanks in OpenStreetMap · 22 water works or pumping stations in OpenStreetMap · 5 mapped lift stations, CSO structures or basins · 40.3 mi of trail and bike route · 5 transit stops · 35 bridges and culverts in the inventory · 20 sites with underground fuel tanks in use · 5 open leaking-tank releases · 8 other permitted dischargers (City of Loveland Phillips Park, Lake Remington Mhp, Miami Goshen Stonelick Wtp) · 4 source water protection zones (Loveland City PWS, Milford City PWS, Clermont Public Water System) · 8 stormwater (MS4) permit areas (City of Indian Hill, City of Loveland, City of Montgomery) · 15 biosolids application fields (sludge from Middletown WWTP, Mason WWTP No 2, O'Bannon Creek Regional WWTP) · 3 brownfield or cleanup sites · 2 groundwater monitoring wells · 16 traffic signals.

Draw them33 layers on the map

Intakes and plants

Groundwater (wells)

Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami TownshipMGS (Miami-Goshen-Stonelick) Water Treatment Plant · Clermont Public Water System · +1 more

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · Ohio EPA source water protection

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Violations

One violation

1 health-based violation since 2015Clermont Public Water System · lead 2.1 ppb (2023) · 2 of any kind since 2020

Source: EPA SDWIS (Envirofacts, pulled September 2026): health-based violations since 2015, all violations since 2020, lead and copper 90th-percentile results, for the system serving most of the ZIP · EPA SDWIS (Envirofacts) · EPA ECHO

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Disinfection byproducts

40 to 60

TTHM 46 µg/L (2019)Clermont Public Water System · HAA5 22 · worst year 59

Source: EPA Six-Year Review 4 compliance monitoring data, 2012 to 2019: total trihalomethanes and haloacetic acids (HAA5) sampled in the distribution system, nitrate, arsenic, combined radium, gross alpha and uranium at entry points; yearly means…

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PFAS

10 to 20 ng/L

PFOA or PFOS up to 10.1 ng/LClermont Public Water System · MGS (Miami-Goshen-Stonelick) Water Treatment Plant · UCMR 5, 8 samples · Ohio EPA 2020

Source: EPA UCMR 5 occurrence data (final release, August 2026: 29 PFAS and lithium at 347 Ohio systems) and Ohio EPA statewide PFAS sampling 2019 to 2021 (1,479 systems), for the system serving most of each ZIP; Ohio EPA water treatment plant… · Ohio EPA PFAS

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Lead

Under 5 ppb

Lead 2.1 ppb at the 90th-percentile tapClermont Public Water System · period ending 2023-12 · 0 of 45,080 service lines lead or galvanized

Source: SDWIS lead and copper 90th-percentile tap results (Envirofacts) and EPA's service line inventory dashboard (2026 Q2 submissions), for the system serving most of each ZIP; Ohio Department of Health high-risk ZIP code list for childhood… · ODH childhood lead testing · ODH high-risk ZIP list (CCBH PDF) · Ohio EPA lead and copper · H2Ohio

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Fluoride and treatment

Fluoridated

FluoridatedClermont Public Water System · aeration, corrosion control, chlorine dioxide, coagulation and settling

Source: CDC My Water's Fluoride (fluoridation status of each system as reported by the Ohio Department of Health, fetched 2026-09-10); SDWIS treatment table (Envirofacts): each system's registered treatment steps, inherited from the supplier for… · EPA SDWIS search

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Algal toxins

5 to 20 µg/L

Raw water up to 8.522 µg/L microcystinClermont Public Water System · 2021-07 · 1 treated-water detection

Source: Ohio EPA public water system harmful algal bloom monitoring (geo.epa.ohio.gov DrinkingWater/HAB): microcystin results in raw and treated water since 2016 for surface-water systems, for the system serving most of each ZIP · Ohio EPA HAB information for public water systems

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Groundwater

DRASTIC index under 100

DRASTIC 94 · Limestone and Shale264 well logs · median 53 ft deep · 41 karst and spring points

Source: ODNR Division of Geological Survey: DRASTIC groundwater vulnerability polygon at each ZIP's population center, mapped karst features, and the state water well log inventory (about 655,000 logs) counted inside each ZIP; ODNR glacial… · ODNR Geological Survey · Ohio EPA GIS services · USGS water data

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Aquifer

60 to 85%

76% sensitive geologic settingkarst-prone bedrock at the center · 24 verified sinkholes · 2% wellhead protection

Source: Ohio EPA Sensitive Geologic Settings (geology/Geology layer 0) intersected with ZCTA polygons; ODNR karst geology at the ZIP center (layer 7, point query) and karst and spring points (layer 5); Ohio EPA source water protection areas… · Ohio EPA geology layers · Ohio EPA source water protection (SWAP) · ODNR Geological Survey

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Sewage plants

4 to 7 quarters

Miami Trails Wwtp · 0.9 mi6 of 12 quarters in violation · 0.4 MGD

Source: EPA ECHO Clean Water Act facilities, Ohio NPDES permits with a publicly owned treatment works component, plants of 0.1 MGD or more or designated major: nearest plant, design flow, significant-noncompliance status, quarters in… · EPA ECHO · EPA CSO inventory · Ohio EPA GIS services · EPA Facility Finder

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Stream health

Half to three quarters

66% of the land drains to streams failing aquatic lifeO'Bannon Creek · bacteria (pathogens), other

Source: EPA ATTAINS, Ohio 2024 Integrated Report assessment units (1,545 watershed polygons) overlaid on ZCTAs in Albers equal-area with the Lake Erie units clipped out: share of land in units not supporting aquatic life, recreation, fish… · EPA ATTAINS · Ohio integrated report · Ohio sport fish advisory · Ohio EPA advisory map

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Watershed

Drains to the Ohio River

Little Miami subbasinPolk Run-Little Miami River · drains to the Ohio River

Source: USGS Watershed Boundary Dataset: HUC-8 subbasins by resident share (2020 census blocks) and the HUC-12 subwatershed at each ZIP's population-weighted center with its downstream chain; USGS county water use 2015 (Dieter and others 2018) for… · USGS watershed boundaries · EPA EnviroAtlas · Ohio EPA 401 map · ODNR Water Withdrawal Atlas (archived copy) · USGS county water use 2015 · ODNR H2Ohio projects · ODNR Lake Erie Coastal Management Area · Ohio EPA source water protection (SWAP) · Ohio EPA nine-element plans · Ohio EPA 319, GLRI and SWIF project lists · Ohio EPA chloride reduction grants · NOAA Lake Erie water levels

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Home

The houses themselves and what they cost: who lives in them, what a typical one looks like down to the parcel record, how much new housing has gone up, and what a household pays in property tax.

Homes and income

$350,000 and up

Median home $360,300household income $114,827 · rent $1,478 · 80% own

Source: Census ACS 2020-2024 5-year by ZCTA: median home value, median gross rent, median household income, owner share, median year built; Eviction Lab tract estimates 2016 to 2018 (Gromis and others 2022), population-weighted to ZIPs; HUD fiscal… · Census ACS · Eviction Lab · HUD data · IRS ZIP statistics · Mapping Inequality · HUD eGIS open data · FDIC BankFind · NCUA call report data

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House by house

1980 to 1999

Median year built 199018,407 homes · $329K median appraised

Source: Residential parcels (Ohio land-use classes 500 to 599, apartments 401 to 403, farmhouses) placed in ZIPs by scripts/join_parcels.py on 2026-09-15, the houses loading on demand; county auditors' appraisal records, house by house (year… · Clermont County Auditor · Hamilton County Auditor · Warren County Auditor

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Building permits

30 to 60

9,625 housing units permitted 2016 to 2025Clermont County building department · 48.2 per 1,000 residents · 1479 in 2025

Source: Census Bureau Building Permits Survey, annual place files 2016 to 2025: new privately owned housing units, buildings and construction value authorized by each Ohio permit office, given to each ZIP through the jurisdiction where most of its… · Census building permits

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Home prices

100 to 150%

+103% in ten years+62% in five · +5% in 2025

Source: FHFA House Price Index, annual five-digit ZIP all-transactions series (repeat sales and refinance appraisals of conforming-mortgage homes, developmental, not seasonally adjusted): ten-, five- and one-year changes and the level against… · FHFA house price index · Zillow research data · Realtor.com data

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School tax

30 to 40 mills

32.8 effective school millsLoveland City · about $2,293 a year on a $200,000 home

Source: Ohio Department of Taxation, Aggregate Property Tax Rates by School District, tax year 2025 (DTE 515), joined by IRN and weighted by each ZIP's residents in every district; school levies only; Ohio Department of Taxation The Finder rate… · Ohio tax data series · The Finder

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Utilities and getting around

The companies and networks that keep a house running and a resident moving: electric, gas, phone and internet service, and the roads, transit, rail and airports around it.

Electric

Duke Energy Ohio

Duke Energy OhioInvestor-owned utility

Source: PUCO certified electric territories via ODOT plus HIFLD municipal systems (EIA-861) with ODOT corporate limits; EIA-861 reliability (outages), sales to ultimate customers (residential prices and bills), net metering and advanced meters by… · PUCO electricity · ODOT territories service · EIA-861 · DOE LEAD Tool · HIFLD retail service territories

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Gas

Duke Energy Ohio

Duke Energy OhioPUCO-regulated utility · 53% of homes heat with utility gas

Source: PUCO 2026 county map of gas distribution companies, HIFLD/EIA-176 territory polygons, ACS 2020-2024 heating fuel · PUCO natural gas · HIFLD

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Power plants

10 to 20 miles

Middletown Energy Center · 15.3 migas, 468 MW · 0 plants within 10 miles

The nearest power plant

  1. Middletown Energy Center 100 MW or moreNatural gas · 468 MW · 15.3 mi
    Capacity
    468 MW
    Main source
    Natural gas
    Technology
    Natural Gas Fired Combined Cycle
    Operator
    Ohio Power Partners, LLC
    Sector
    IPP Non-CHP
    Where
    Middletown, Butler County
    Generating units
    2
    Built
    2018
    EIA plant code
    59326

Source: EIA-860 power plant inventory via HIFLD (February 2025), with plant codes, units and years from EIA-860 2025. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: EIA-860 power plant inventory via HIFLD (202 Ohio plants, February 2025): nearest plant, nearest plant of 100 MW or more, plants and capacity by fuel within 10 miles; USGS U.S. Wind Turbine Database (June 2026) and U.S. Large-Scale Solar… · EIA-860 · HIFLD · USGS wind turbines · USGS solar · NRC emergency planning zones

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Pipelines

10 miles or more

Nearest transmission line 13.6 miUnion Light Heat & Power (interstate)

Source: EIA natural gas interstate and intrastate transmission pipelines via Esri's Federal User Community copy on ArcGIS Online (data last updated July 2025; 1,239 segments in and around Ohio): miles inside each ZIP by operator, distance from the… · EIA U.S. Energy Atlas · ArcGIS Online item

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Phone

altafiber (Cincinnati Bell)

altafiberIncumbent telephone company

Source: PUCO Telecom map service, layer 7 ILEC Company Service Area (incumbent local exchange carriers, fetched 2026-09-08) by resident share of 2020 census blocks · PUCO telephone

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Internet

Under 2% lack 100/20 service

100% can get 100/20 Mbpsfiber 92% · cable 99% · 18,923 locations

Source: FCC Broadband Data Collection, June 2024, fixed availability by H3 hexagon (Esri Living Atlas, Ohio subset); Census ACS 2020-2024 table B28002 internet subscriptions; Ookla Open Data fixed speed tests 2025 Q2 by tile, averaged inside the… · FCC broadband map · Ookla open data · Census ACS

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Cell signal

5G nearly everywhere

5G on 100% of the land4G or better 100% · AT&T 98% · T-Mobile 100% · Verizon 100%

Source: FCC Mobile Broadband Data Collection, carrier-reported 4G LTE and 5G coverage by H3 hexagon (Esri Living Atlas layer last updated 24 November 2025, most likely the June 30, 2025 filing round), fetched 2026-09-08; FCC Antenna Structure… · FCC broadband map · FCC antenna registration · Ookla open data

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EV chargers

2 to 5 miles

Fast charger 3.2 mi: Meijer - Tesla Supercharger2 public stations in the ZIP (2 Level 2, 16 DC fast ports) · 14 within 5 miles of its center

Public EV charging inside ZIP 45140

  1. City of Loveland2 Level 2 · Loveland · 0.8 mi
    Address
    205 Broadway St, Loveland, OH 45140
    Ports
    2 Level 2
    Plugs
    J1772
    Network
    AMPUP
    Hours
    Contact station for hours of availability.
    Phone
    833-692-6787
  2. Meijer - Tesla Supercharger DC fast16 DC fast · Loveland · 3.2 mi
    Address
    3911 US-22, Loveland, OH 45140
    Ports
    16 DC fast
    Plugs
    Tesla (NACS)
    Network
    Tesla
    Hours
    24 hours daily. Please check Tesla's online station map to see if an adapter is required at this location.
    Phone
    877-798-3752

Source: NREL Alternative Fuels Data Center station list (May 2026), public and open stations, the posts at one address counted as one site. Miles are straight-line from the ZIP's population-weighted center.

Source: NREL Alternative Fuels Data Center station list as of May 29, 2026 (USDOT BTS copy: 2,136 Ohio electric stations, of which the 1,850 public and open are used, NREL restricted-access records such as dealer-service and hotel-guest chargers… · Alternative Fuels Data Center · BTS Alternative Fueling Stations (NTAD)

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Transit

Under 10% of residents

8% within half a mile of a stop5 stops in the ZIP · Cincinnati Metro (SORTA)

None inside the ZIP; the nearest station or terminal

  1. curbside bus stopIntercity bus stop · Sharonville · 7.7 mi
    What it is
    Intercity bus stop
    City
    Sharonville
    Coordinates
    39.29197, -84.39397

Source: BTS Intermodal Passenger Connectivity Database and National Transit Map (2025). Bus stops are counted on the card and drawn on the full map. Miles are straight-line from the ZIP's population-weighted center.

Source: USDOT BTS National Transit Map stops (National Transportation Atlas Database, 2025 vintage, fetched September 2026), plus the Springfield, Lancaster-Fairfield, Knox County Transit, WayGo and BGSU Shuttle GTFS feeds: share of residents… · BTS National Transit Map · BTS transportation atlas · Springfield City Area Transit GTFS feed · Lancaster-Fairfield Public Transit GTFS feed · Knox County Transit GTFS feed · WayGo GTFS feed · BGSU Shuttle GTFS feed

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Walkability

Below average (5.76 to 10.5)

Walkability 7.1 of 2036 intersections per square mile · 10% near transit

Source: EPA National Walkability Index (Smart Location Database 3.0, 2021) by block group, population-weighted to ZIPs through 2020 census block points; car-free household share from Census ACS 2020 to 2024 table B25044, or where missing the Smart… · EPA walkability index · Smart Location Database · Census ACS

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Rail crossings

4 to 10

9 public crossings7 gated · up to 6 trains a day · Indiana & Ohio Railway

Source: FRA Grade Crossing Inventory (current records, Ohio): open at-grade crossings inside each ZIP, gates, trains a day at the busiest, timetable speed, railroads; nearest crossing to the population-weighted center; FRA highway-rail grade… · FRA crossing inventory (Form 71, current) · FRA crossing incidents (Form 57) · FRA rail equipment accidents (Form 54) · FRA safety data · DOT open data

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Bridges

5 to 10%

35 bridges, 2 rated poortypical build year 1982 · busiest WB IR 275, 35,701 vehicles a day

Bridges rated poor inside ZIP 45140

  1. Hutchinson Road over Obannon CreekPoor · built 1935 · 1.6 mi
    Condition
    Poor: a deck, superstructure, substructure or culvert rated 4 or below on the 0 to 9 scale
    What it is
    Bridge
    Built
    1935
    Length
    11 ft
    Owner
    County
    Vehicles a day
    951
    Coordinates
    39.26417, -84.23108
  2. Grog Run Road over Grog RunPoor · built 1978 · 2.7 mi
    Condition
    Poor: a deck, superstructure, substructure or culvert rated 4 or below on the 0 to 9 scale
    What it is
    Bridge
    Built
    1978
    Length
    12 ft
    Owner
    County
    Vehicles a day
    351
    Coordinates
    39.27349, -84.21350

Source: FHWA National Bridge Inventory 2025. "Poor" means one major part rated 4 or below on the 0 to 9 scale; it calls for repair, not closing, unless the state posts or closes the bridge. Miles are straight-line from the ZIP's population-weighted center.

Source: FHWA National Bridge Inventory 2025 (26,713 Ohio structures; 26,616 fall inside a ZIP area and are counted, the other 97 land outside every ZIP polygon): bridges inside each ZIP, poor-condition ratings, ages, traffic · FHWA bridge inventory · ODOT TIMS bridge inventory (live)

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Traffic

50,000 to 100,000

96,240 vehicles a day on I-27512,126 trucks · 862K vehicle-miles a day inside the ZIP

Source: ODOT traffic count segments (2025 annual average daily traffic by road segment, ODOT Transportation Information Mapping System): segments assigned to the ZIP holding their midpoint; NHTSA Fatality Analysis Reporting System 2020 to 2024… · ODOT TIMS traffic count segments · NHTSA FARS

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Airports and Amtrak

15 to 30 miles

CVG · 26.2 miCincinnati / Northern Kentucky International · Amtrak at Cincinnati 18 mi

Source: FAA airport facilities (NASR landing-facility record) and Amtrak stations via USDOT BTS National Transportation Atlas Database, fetched September 2026: nearest airport with scheduled airline service (Part 139 class I), nearest public-use… · BTS transportation atlas

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Land, air and risk

The ground itself and what can go wrong on it: radon, flood risk, air quality, old mines and wells, and the parks, wetlands and open land still left.

Radon

4 to 8 pCi/L

4.2 pCi/L average radon4,730 tests · 37% above 4 pCi/L · median 2.7

Source: Ohio Department of Health radon test results by ZIP code since 2010 (pre-mitigation), ZIPs with five or more tests · ODH radon program

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Flood

Under 2% of residents

0.4% of residents in the 1% floodplain4% of the land is floodplain, 1% more in the 0.2% zone · zone X (0.2%)

Source: FEMA National Flood Hazard Layer, flood hazard zones, fetched 2026-09-08; OpenFEMA NFIP redacted claims for Ohio (frozen June 2026), by reported ZIP; USGS NWIS annual peak flows for the nearest active stream gauge; NOAA Atlas 14… · FEMA flood hazard layer · FEMA Map Service Center · OpenFEMA · NOAA Atlas 14 · USGS stream gauges

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Hazard risk

20 to 40

Risk score 34 · higher than about 34% of US tractsIce storm 72 · Landslide 71

Source: FEMA National Risk Index, census tracts, December 2025 release, population-weighted to ZIPs · FEMA National Risk Index · NRI census tract layer (ArcGIS)

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Climate

Under 20 inches of snow a year

14" of snow a year · 53.8°F averageJanuary low 22° · July high 87° · 45" of precipitation

Source: NOAA NCEI 1991-2020 U.S. Climate Normals, annual and monthly, 261 Ohio stations; each ZIP takes the nearest station reporting each element from its population-weighted center; U.S. Drought Monitor weekly county statistics 2000 to 2026… · NOAA climate normals · NOAA climate at a glance · U.S. Drought Monitor

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Air

Under 7.5 µg/m³ PM2.5

PM2.5 6 µg/m³ at Sycamore, 6 miozone 70 ppb at Sycamore · Clermont County median AQI 41

Source: EPA Air Quality System 2025 annual summaries: nearest PM2.5 and ozone monitors from each ZIP's population-weighted center, county AQI day counts; EPA ECHO Clean Air Act permitted sources in Ohio (air_rest_services, September 2026); EPA… · EPA air data files · EPA AirToxScreen · EPA Green Book · EPA ECHO

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Toxic sites

3 to 8 miles

Nearest NPL site 5.7 mi: Milford Contaminated Aquifer8 toxic-release reporters · 0 Superfund program sites in the ZIP

Source: EPA Facility Registry Service: Superfund NPL and SEMS sites, Toxics Release Inventory reporters (EPA geoplatform), fetched 2026-09-08; the nearest NPL site also considers sites in PA, WV, KY, IN and MI within about 20 miles of the border… · EPA Facility Registry · EPA Superfund sites · Ohio EPA cleanup sites · EPA UST Finder · EPA ECHO

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Toxic releases

Under 1,000 lb a year

116 lb released on site in 20241 facility · Powder Alloy Corp

Facilities reporting toxic releases inside ZIP 45140

  1. Donisi Mirror CoToxics Release Inventory · Loveland · 0.8 mi
    Address
    507 Loveland Madeira Rd., Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45140DNSMR507LO
    EPA registry ID
    110013287594
  2. Totes IncToxics Release Inventory · Loveland · 1.3 mi
    Address
    10078 E. Kemper Rd., Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45140TTSNC10078
    EPA registry ID
    110002112892
  3. Buffers & Biochemicals CorpToxics Release Inventory · Loveland · 2.9 mi
    Address
    150 Commerce Boulevard, Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45140BFFRS150CO
    EPA registry ID
    110012219857
  4. Franklynn Industries IncToxics Release Inventory · Loveland · 2.9 mi
    Address
    167 Commerce Blvd, Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45202FRNKL167CM
    EPA registry ID
    110031000681
  5. Powder Alloy CorpToxics Release Inventory · Loveland · 3.0 mi
    Address
    101 Northeast Dr, Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    4514WPWDRL11NRT
    EPA registry ID
    110043326585
  6. Nisbet-Brower Marble LlcToxics Release Inventory · Loveland · 3.1 mi
    Address
    100 Commerce Boulevard, Loveland, OH 45140
    County
    Hamilton County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45140SCHMT100CO
    EPA registry ID
    110000392851
  7. Airgas Miamiville PlantToxics Release Inventory · Miamiville · 3.9 mi
    Address
    160 Glendale Milford Rd, Miamiville, OH 45147
    County
    Clermont County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45147RCDSTSTRT1
    EPA registry ID
    110000726126
  8. G. L. Nause Co. Inc.Toxics Release Inventory · Loveland · 4.7 mi
    Address
    1971 Phoenix Drive, Loveland, OH 45140
    County
    Clermont County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45140GLNSC1971P
    EPA registry ID
    110008057618

Source: EPA Facility Registry Service, Toxics Release Inventory reporters. Reporting a release is required of large users of listed chemicals; it is not by itself a violation. Miles are straight-line from the ZIP's population-weighted center.

Source: EPA Toxics Release Inventory basic data files, Ohio, reporting years 2020 to 2024 (2024 shown, 2020 for the trend); facilities placed in the ZCTA holding their coordinates; dioxin rows reported in grams left out of pound totals · EPA TRI data files

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Dams

6 to 10

10 high-hazard dams within 10 milesNearest: Clermont Golf Limited Lake Dam, 1.2 mi, condition fair

High-hazard dams within 10 miles

  1. Clermont Golf Limited Lake DamBares Run · condition: fair · 1.2 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Fair (assessed 04/28/2025)
    River or stream
    Bares Run
    Purpose
    Water Supply;Recreation
    Type
    Earth
    Height
    37 ft
    Storage
    325 acre-feet
    Completed
    1997
    Owner type
    Private
    County
    Clermont County
    Nearest town (NID)
    Edenton
    Last inspection
    09/16/2024
    Emergency action plan
    Yes
    NID ID
    OH00271
  2. Marge Schott Lake DamTributary To The Little Miami · condition: satisfactory · 3.1 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Satisfactory (assessed 01/24/2025)
    River or stream
    Tributary To The Little Miami
    Purpose
    Recreation
    Type
    Earth
    Height
    140 ft
    Storage
    534 acre-feet
    Completed
    2000
    Owner type
    Private
    County
    Clermont County
    Nearest town (NID)
    Milford
    Last inspection
    06/05/2024
    Emergency action plan
    Yes
    NID ID
    OH03006
  3. Landen Farm Lake DamSimpson Creek · condition: satisfactory · 4.6 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Satisfactory (assessed 03/13/2025)
    River or stream
    Simpson Creek
    Purpose
    Recreation
    Type
    Earth
    Height
    40 ft
    Storage
    1,400 acre-feet
    Completed
    1975
    Owner type
    Private
    County
    Warren County
    Nearest town (NID)
    Foster
    Last inspection
    05/08/2024
    Emergency action plan
    Yes
    NID ID
    OH00540
  4. Sunrise Lake DamTributary To Bear Run · condition: satisfactory · 5.5 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Satisfactory (assessed 02/17/2025)
    River or stream
    Tributary To Bear Run
    Purpose
    Recreation
    Type
    Earth
    Height
    54 ft
    Storage
    257 acre-feet
    Completed
    1931
    Owner type
    Private
    County
    Warren County
    Nearest town (NID)
    Foster
    Last inspection
    05/01/2024
    Emergency action plan
    Yes
    NID ID
    OH00533
  5. Pine Hill Lake DamTributary To Muddy Creek · condition: satisfactory · 7.3 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Satisfactory (assessed 03/18/2025)
    River or stream
    Tributary To Muddy Creek
    Purpose
    Recreation
    Type
    Earth
    Height
    31 ft
    Storage
    194 acre-feet
    Owner type
    Local Government
    County
    Warren County
    Nearest town (NID)
    Mason
    Last inspection
    04/03/2024
    Emergency action plan
    Yes
    NID ID
    OH00542
  6. Kreis DamSharon Creek · condition: fair · 7.3 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Fair (assessed 05/20/2021)
    River or stream
    Sharon Creek
    Purpose
    Recreation
    Type
    Masonry
    Height
    37 ft
    Storage
    946 acre-feet
    Completed
    1936
    Owner type
    Local Government
    County
    Hamilton County
    Nearest town (NID)
    Sharonville
    Last inspection
    05/20/2021
    Emergency action plan
    Yes
    NID ID
    OH00191
  7. Sharonville Retention DamTributary To Sharon Creek · condition: fair · 7.6 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Fair (assessed 05/27/2021)
    River or stream
    Tributary To Sharon Creek
    Purpose
    Flood Risk Reduction
    Type
    Earth
    Height
    46 ft
    Storage
    256 acre-feet
    Completed
    1967
    Owner type
    Local Government
    County
    Hamilton County
    Nearest town (NID)
    Sharonville
    Last inspection
    05/27/2021
    Emergency action plan
    Yes
    NID ID
    OH00991
  8. Classicway Farm Lake Dam PoorTributary To Little Miami River · condition: poor · 8.0 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Poor (assessed 04/18/2019)
    River or stream
    Tributary To Little Miami River
    Purpose
    Recreation
    Type
    Earth
    Height
    24 ft
    Storage
    73 acre-feet
    Completed
    1965
    Owner type
    Private
    County
    Warren County
    Nearest town (NID)
    South Lebanon
    Last inspection
    05/01/2024
    Emergency action plan
    No
    NID ID
    OH00532
  9. Galley Hill Lake Dam PoorTributary To Stonelick Creek · condition: poor · 8.6 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Poor (assessed 08/30/2024)
    River or stream
    Tributary To Stonelick Creek
    Purpose
    Recreation
    Type
    Earth
    Height
    63 ft
    Storage
    77 acre-feet
    Completed
    1960
    Owner type
    Private
    County
    Clermont County
    Nearest town (NID)
    Stonelick
    Last inspection
    05/14/2024
    Emergency action plan
    Yes
    NID ID
    OH01358
  10. Stonelick Lake DamStonelick Creek · condition: fair · 9.7 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Fair (assessed 08/30/2024)
    River or stream
    Stonelick Creek
    Purpose
    Recreation
    Type
    Earth
    Height
    35 ft
    Storage
    5,248 acre-feet
    Completed
    1949
    Owner type
    State
    County
    Clermont County
    Nearest town (NID)
    Craver
    Last inspection
    05/16/2024
    Emergency action plan
    Yes
    NID ID
    OH00269

Source: U.S. Army Corps of Engineers National Inventory of Dams, August 2026. "High hazard" rates what a failure would cost downstream, not how likely one is; the condition is the state's assessment. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: U.S. Army Corps of Engineers National Inventory of Dams (1,376 Ohio dams, August 2026; 26 Corps levees and dikes counted with their parent dam): high-hazard dams near each ZIP's population-weighted center, with the state's condition… · National Inventory of Dams

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Disasters

6 to 10

8 tornado tracks within 5 miles since 19502 rated F2/EF2+ · 21 federal declarations for Clermont County · 1 quake M2+ within 25 mi

Source: NOAA Storm Prediction Center tornado database 1950-2025 (tracks within 5 miles of each ZIP's population-weighted center), OpenFEMA disaster declarations by county since 1956, USGS earthquake catalog M2+ since 1970 within 25 miles… · NOAA SPC tornado data · OpenFEMA · USGS earthquakes · NOAA storm events · IEM warning archive

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Spills

15 to 39

22 spills reported since 2021mostly oils and hydraulic fluid · 5 reached water

Spills reported since 2021 inside ZIP 45140

  1. Material Green Reached water2022-09-07 · Miami Twp · 0.7 mi
    Reported
    2022-09-07
    What spilled
    Material Green
    Reached a waterway
    13 - Bares Run
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2209EPA0001366
  2. Oil Hydraulic Fluid(S)2024-06-15 · Loveland · 0.8 mi
    Reported
    2024-06-15
    What spilled
    Oil Hydraulic Fluid(S)
    Where
    Loveland, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2406EPA0001007
  3. Fuel Diesel / Diesel Fuel (Vehicle On Or Off Road)2025-04-04 · Loveland · 0.8 mi
    Reported
    2025-04-04
    What spilled
    Fuel Diesel / Diesel Fuel (Vehicle On Or Off Road)
    Largest amount reported
    10 gallons
    Where
    Loveland, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2504EPA0000495
  4. Material Blue Reached water2026-02-10 · Loveland · 0.9 mi
    Reported
    2026-02-10
    What spilled
    Material Blue
    Reached a waterway
    13 - Little Miami River
    Where
    Loveland, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2602EPA0000146
  5. Fuel Oil/ Home Heating / Heating Oil2023-01-12 · Loveland · 1.2 mi
    Reported
    2023-01-12
    What spilled
    Fuel Oil/ Home Heating / Heating Oil
    Largest amount reported
    125 gallons
    Where
    Loveland, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2301EPA0000061
  6. Orphan Drum(S)2021-12-30 · Loveland · 1.3 mi
    Reported
    2021-12-30
    What spilled
    Orphan Drum(S)
    Where
    Loveland, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2112EPA0001919
  7. Oil Hydraulic Fluid(S)2024-05-04 · Miami Twp · 1.4 mi
    Reported
    2024-05-04
    What spilled
    Oil Hydraulic Fluid(S)
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2405EPA0000741
  8. Fuel Oil/ Home Heating / Heating Oil2022-09-27 · Miami Twp · 1.5 mi
    Reported
    2022-09-27
    What spilled
    Fuel Oil/ Home Heating / Heating Oil
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2209EPA0001479
  9. Fish Kill2026-02-26 · Symmes Twp · 1.6 mi
    Reported
    2026-02-26
    What spilled
    Fish Kill
    Where
    Symmes Twp, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2602EPA0000249
  10. Other / All Other / Trade Name / Mixture / Solution Etc2022-11-03 · Miami Twp · 1.7 mi
    Reported
    2022-11-03
    What spilled
    Other / All Other / Trade Name / Mixture / Solution Etc
    Where
    Miami Twp, Miami County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2211EPA0001641
  11. Oil Petroleum Not Otherwise Specified (Nos)2025-07-14 · Miami Twp · 1.8 mi
    Reported
    2025-07-14
    What spilled
    Oil Petroleum Not Otherwise Specified (Nos)
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2507EPA0001169
  12. Sewage Human Reached water2022-02-17 · Symmes Twp · 1.9 mi
    Reported
    2022-02-17
    What spilled
    Sewage Human
    Reached a waterway
    31 - Polk Run
    Where
    Symmes Twp, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2202EPA0000198
  13. Ferrous Chloride / Iron Chloride (Fecl2)2021-11-19 · Symmes Twp · 1.9 mi
    Reported
    2021-11-19
    What spilled
    Ferrous Chloride / Iron Chloride (Fecl2)
    Largest amount reported
    30 gallons
    Where
    Symmes Twp, Hamilton County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2111EPA0001759
  14. Oil Motor / Lube Oil / Vehicle2021-05-15 · Miami Twp · 2.1 mi
    Reported
    2021-05-15
    What spilled
    Oil Motor / Lube Oil / Vehicle
    Largest amount reported
    40 gallons
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2105EPA0000676
  15. Fuel Oil/ Home Heating / Heating Oil2026-02-13 · Deerfield Twp · 3.0 mi
    Reported
    2026-02-13
    What spilled
    Fuel Oil/ Home Heating / Heating Oil
    Where
    Deerfield Twp, Warren County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2602EPA0000168
  16. Sewage Human2022-01-23 · Goshen Twp · 3.7 mi
    Reported
    2022-01-23
    What spilled
    Sewage Human
    Where
    Goshen Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2201EPA0000067
  17. Fuel Oil/ Home Heating / Heating Oil2023-01-18 · Goshen Twp · 3.7 mi
    Reported
    2023-01-18
    What spilled
    Fuel Oil/ Home Heating / Heating Oil
    Largest amount reported
    100 gallons
    Where
    Goshen Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2301EPA0000094
  18. Other / All Other / Trade Name / Mixture / Solution Etc Reached water2021-05-01 · Miami Twp · 3.8 mi
    Reported
    2021-05-01
    What spilled
    Other / All Other / Trade Name / Mixture / Solution Etc
    Reached a waterway
    99 - Unnamed
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2105EPA0000607
  19. Oil Hydraulic Fluid(S)2025-02-28 · Miami Twp · 3.9 mi
    Reported
    2025-02-28
    What spilled
    Oil Hydraulic Fluid(S); Fuel Diesel / Diesel Fuel (Vehicle On Or Off Road)
    Largest amount reported
    100 gallons
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2502EPA0000273
  20. Material Undetermined / Other2024-05-17 · Miami Twp · 4.1 mi
    Reported
    2024-05-17
    What spilled
    Material Undetermined / Other; Drum(S)
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2405EPA0000828
  21. Sewage Human2023-02-09 · Miami Twp · 4.3 mi
    Reported
    2023-02-09
    What spilled
    Sewage Human
    Where
    Miami Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2302EPA0000201
  22. Oil Transformer Non Pcb Reached water2022-07-07 · Goshen Twp · 4.3 mi
    Reported
    2022-07-07
    What spilled
    Oil Transformer Non Pcb
    Largest amount reported
    12 gallons
    Reached a waterway
    99 - Unnamed
    Where
    Goshen Twp, Clermont County
    Ohio EPA district office
    SWDO
    Ohio EPA case number
    2207EPA0001032

Source: Ohio EPA emergency response spill reports, 2021 to September 2026, one point per case where Ohio EPA placed it. A report is what the caller or responder recorded; amounts are often blank or estimated. Miles are straight-line from the ZIP's population-weighted center.

Source: Ohio EPA emergency response spill reports (geo.epa.ohio.gov EmergResponse/Spills2_OpenData): cases with a location inside each ZIP, 2021 to date · Ohio EPA spills data · Ohio EPA Office of Emergency Response

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Oil and gas wells

No oil or gas well in the ZIP

0 wells in the ZIP0 producing · 0 shale · 0 orphan · nearest 7.16 mi

Source: ODNR Division of Oil and Gas Resources public well inventory (242,324 well heads, fetched 2026-09-08): wells inside each ZIP by status, horizontal shale wells, injection wells, orphan-program wells · ODNR oil and gas · ODNR GIS services

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Abandoned mines

No mapped underground mine

No mapped minenearest mapped non-coal mine 44.5 mi

Source: ODNR Mines of Ohio: abandoned underground coal and industrial-mineral mines mapped before 1977 (5,116 polygons), overlaid on ZCTAs in Albers equal-area: share of each ZCTA's total area (land plus inland water) over a mapped mine; ODNR… · ODNR mines of Ohio · ODNR Geological Survey

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Soils

Septic: not limited

Jonesboro-Rossmoyne-Urban land complex, 2 to 6 percent slopes, erodedseptic not limited · moderately well drained

Source: USDA NRCS SSURGO via Soil Data Access: the soil map unit under each ZIP's population-weighted center with its dominant component, drainage, hydric and farmland class, flooding, and the Ohio septic and basement interpretation ratings… · USDA Soil Data Access · Web Soil Survey · Open-Meteo elevation

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Parks

5 to 15%

5.1% public land · 1,464 acresEagles Nest Golf Course · Stonelick State Park 9.2 mi

Source: USGS Protected Areas Database 4.1 (Ohio state package, flattened combined layer, open-access fee, designation and easement polygons plus the six ODNR state parks PAD-US codes closed by default: Buckeye Lake, Forked Run, Hueston Woods, Lake… · USGS PAD-US · ODNR GIS services

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Wetlands

1 to 3%

1.8% wetland · 503 acrespond 343 · forested/shrub wetland 120 · emergent wetland 41

Source: USFWS National Wetlands Inventory, Ohio geodatabase (imagery mostly 2004 to 2007, Lake Erie basin 2021), freshwater wetlands and ponds clipped to each ZIP (lakes and rivers excluded); Ohio EPA potential high-quality vernal pools… · USFWS wetlands inventory · Ohio EPA GIS services

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Land cover

40% to 75%

44% developed · 31% tree canopyforest 33% · pasture 12% · cropland 8%

Source: National Land Cover Database, 2021 edition (USGS and the MRLC consortium; MRLC has since published Annual NLCD and annual tree canopy through 2025, not yet pulled here): land cover, percent impervious surface and tree canopy at 30 m… · NLCD · USDA Cropland Data Layer · ODNR pre-settlement vegetation

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People and health

Who lives here and how well: education, jobs, health and life expectancy, and how far the nearest hospital, police station or grocery store sits.

People

40 to 55%

52.5% bachelor's or higher86.1% white · 1.7% Black · 4.3% Hispanic · 3.6% Asian · 6% foreign-born

Source: Census ACS 2020-2024 5-year by ZCTA: educational attainment (B15003), race and Hispanic origin (B03002), nativity (B05002), veterans (B21001); IRS Statistics of Income county migration flows 2022 to 2023 for the county; Census Bureau… · Census ACS · Census population estimates · IRS migration data · USDA ERS county codes · USDA ERS commuting area codes · 2020 Census redistricting data · Census SAIPE · IRS exempt organizations

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Jobs

0.25 to 0.6

15,705 jobs · 27,600 employed residentsRetail leads

Source: Census LEHD LODES 8, 2023, all jobs: workplace and residence counts by census block summed into ZCTAs (workplace-only blocks by block-group or tract majority), origin-destination flows for where residents work; Census ZIP Code Business… · Census LEHD · BLS local unemployment · BLS QCEW · BEA county GDP · USAspending · OSHA enforcement data · Census ZIP Business Patterns · Census ACS · USDA ERS county typology · CDFI Fund Opportunity Zones

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Economic history

Groundwater (wells)

Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami TownshipMGS (Miami-Goshen-Stonelick) Water Treatment Plant · Clermont Public Water System · +1 more

Source: Historical economic data: Census Bureau historical county population via the NBER mirror (1900) and Census Bureau population estimates (current and peak), Census County Business Patterns, USDA Census of Agriculture, FHFA House Price Index… · FRED (Federal Reserve Bank of St. Louis) · Census County Business Patterns · USDA Census of Agriculture · FHFA House Price Index · BEA GDP by county · Census American Community Survey · IPUMS NHGIS historical census · Zillow Home Value Index

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Upward mobility

45th to 50th

Percentile rank 45.1income rank at 35 for children of low-income parents · 2.88% incarcerated in 2010

Source: Opportunity Atlas (Chetty, Friedman, Hendren, Jones and Porter, Census Bureau): tract outcomes for children born 1978 to 1983, population-weighted to ZIPs through 2020 census blocks · Opportunity Atlas · Opportunity Insights data

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Social vulnerability

20th to 40th percentile

21st percentile of Ohio tractssocioeconomic 16 · household 30 · minority status 40 · housing and transport 37

Source: CDC/ATSDR Social Vulnerability Index 2022 by census tract (percentile ranks among Ohio tracts), population-weighted to ZIPs through 2020 census blocks · CDC/ATSDR SVI

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Health

12 to 16%

13.9% in fair or poor healthobesity 32.1% · diabetes 10.7% · smoking 11.8% · depression 24.6%

Source: CDC PLACES 2025 release, ZCTA model-based estimates of adult health (BRFSS 2023, ACS): fair or poor health, obesity, diabetes, smoking, depression, lack of health insurance among adults 18-64 and more; County Health Rankings 2025… · CDC PLACES · County Health Rankings · CDC overdose data · NCI cancer profiles · HRSA data

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Life expectancy

79 to 82

80.2 years life expectancy15 tracts, from 74.3 to 88.2

Source: CDC/NCHS U.S. Small-area Life Expectancy Estimates Project (USALEEP, deaths 2010-2015, 2010 census tracts) weighted into ZIPs by 2020 block population · CDC USALEEP

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Hospitals

3 to 6 miles

Bethesda North Hospital · 4.5 miCincinnati · 528 beds · Level III trauma · 4 within 10 miles

Hospitals within 5 miles, and the nearest beyond

  1. Bethesda North Hospital Trauma level IIIGeneral hospital · Cincinnati · 4.5 mi
    What it is
    General hospital
    Address
    10500 Montgomery Road, Cincinnati, OH 45242
    County
    Hamilton County
    Beds
    528
    Trauma center
    Level IIi
    Helipad
    Yes
    Ownership
    Non-profit
    Medicare overall rating
    3 of 5 stars
    Emergency department (Medicare)
    Yes
    Medicare reports it as
    Bethesda North
    Phone
    (513) 865-1221
    Medicare ID
    360179
  2. Select Specialty Hospital - Cincinnati Dba SelectSpecialty hospital · Cincinnati · 4.5 mi
    What it is
    Specialty hospital
    Address
    10500 Montgomery Rd First Floor, Cincinnati, OH 45242
    County
    Hamilton County
    Beds
    41
    Helipad
    Yes
    Ownership
    Proprietary
    Phone
    (423) 341-1363
  3. Lindner Center of HopePsychiatric hospital · Mason · 5.6 mi
    What it is
    Psychiatric hospital
    Address
    4075 Old Western Row Road, Mason, OH 45040
    County
    Warren County
    Beds
    34
    Ownership
    Non-profit
    Medicare overall rating
    not rated
    Emergency department (Medicare)
    No
    Phone
    (513) 536-4673
    Medicare ID
    364044

Source: HIFLD hospitals inventory via FEMA (closed hospitals it still lists left out, hospitals opened since added), with Medicare Care Compare ratings matched by name and address. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Community health centers within 3 miles

  1. HealthSource of Ohio, Inc. PCR LabHealth center · Loveland · 2.6 mi
    Run by
    a federally qualified health center
    Setting
    Clinic
    City
    Loveland
    Coordinates
    39.22272, -84.28490
  2. HealthSource of Ohio, Inc.Health center · Loveland · 2.7 mi
    Run by
    a federally qualified health center
    Setting
    Clinic
    City
    Loveland
    Coordinates
    39.22195, -84.28451
  3. HealthSource Wards CornerHealth center · Loveland · 2.7 mi
    Run by
    a federally qualified health center
    Setting
    Clinic
    City
    Loveland
    Coordinates
    39.22133, -84.28376

Source: HRSA health center service delivery sites, active, September 2026 (school-based sites left out). Health centers see patients whether or not they have insurance, with fees on a sliding scale. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Dialysis centers within 5 miles

  1. Davita Loveland DialysisDialysis · Loveland · 3.7 mi
    Address
    8944 Columbia Rd Suite 6, Loveland, OH 45140
    Dialysis stations
    13
    Medicare star rating
    3 of 5 stars
    Services
    in-center hemodialysis
    Ownership
    for profit
    Chain
    DaVita
    Medicare certified since
    2018-05-31
    Phone
    (513) 583-5326
    Medicare ID
    362872
  2. Fresenius Kidney Care Milford ClermontDialysis · Milford · 4.1 mi
    Address
    5890 Meadow Creek Drive, Milford, OH 45150
    Dialysis stations
    15
    Medicare star rating
    3 of 5 stars
    Services
    in-center hemodialysis, peritoneal dialysis, home hemodialysis training
    Ownership
    for profit
    Chain
    Fresenius Medical Care
    Medicare certified since
    2017-07-13
    Phone
    (513) 248-1690
    Medicare ID
    362858
  3. Davita Montgomery Home Training DialysisDialysis · Cincinnati · 4.1 mi
    Address
    11135 Montgomery Road, Cincinnati, OH 45249
    Dialysis stations
    1
    Medicare star rating
    not rated
    Services
    peritoneal dialysis, home hemodialysis training
    Ownership
    for profit
    Chain
    DaVita
    Medicare certified since
    2001-03-01
    Phone
    (513) 810-4369
    Medicare ID
    362634

Source: CMS dialysis facility list, September 2026, geocoded with the Census Bureau batch geocoder (an address it could not place sits at its ZIP center). Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: Nearest hospital: miles from each ZIP's population-weighted center to the nearest open general or critical-access hospital in Ohio, or, within 40 miles of the state line in Indiana, Kentucky, West Virginia, Pennsylvania and Michigan, the… · CMS Care Compare data · HIFLD · HRSA data · CMS NPI files

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Nursing homes

1 to 3 miles

LOVELAND CARE CENTER · 1.2 mi3 of 5 stars · 89 beds · 8 within 5 miles

Nursing homes within 3 miles, and the nearest beyond

  1. Loveland Care Center3 of 5 stars · Loveland · 1.2 mi
    Address
    501 North Second Street, Loveland, OH 45140
    Certified beds
    89
    Residents on an average day
    74
    Medicare overall rating
    3 of 5 stars
    Health inspections
    3 of 5 stars
    Staffing
    2 of 5 stars
    Quality measures
    4 of 5 stars
    Penalties since 2023
    none
    Ownership
    For profit - Corporation
    Takes
    Medicare and Medicaid
    Phone
    (513) 605-6000
    Medicare ID
    365427
  2. Otterbein Loveland1 of 5 stars · Loveland · 1.9 mi
    Address
    6405 Small House Circle, Loveland, OH 45140
    Certified beds
    60
    Residents on an average day
    61
    Medicare overall rating
    1 of 5 stars
    Health inspections
    2 of 5 stars
    Staffing
    1 of 5 stars
    Quality measures
    3 of 5 stars
    Penalties since 2023
    none
    Ownership
    Non profit - Church related
    Chain
    OTTERBEIN SENIORLIFE
    Takes
    Medicare and Medicaid
    Phone
    (513) 833-0472
    Medicare ID
    366445
  3. Lodge Nursing & Rehab Center4 of 5 stars · Loveland · 3.1 mi
    Address
    9370 Union Cemetery Road, Loveland, OH 45140
    Certified beds
    120
    Residents on an average day
    109
    Medicare overall rating
    4 of 5 stars
    Health inspections
    4 of 5 stars
    Staffing
    1 of 5 stars
    Quality measures
    5 of 5 stars
    Penalties since 2023
    1 fine totalling $15,924 (latest 2023-12-04)
    Ownership
    For profit - Limited Liability company
    Chain
    CARING PLACE HEALTHCARE GROUP
    Takes
    Medicare and Medicaid
    Phone
    (513) 677-4900
    Medicare ID
    365889

Source: CMS Care Compare nursing home provider and penalties files; Medicare star ratings run 1 to 5. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: CMS Care Compare nursing home provider file (922 Ohio homes), addresses geocoded with the Census Bureau batch geocoder (67 unmatched placed at their ZIP center); CMS penalties file (fines and payment denials since 2023, matched by name and… · CMS Care Compare data

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Crime

Under 1 violent offense per 1,000

0.9 violent offenses per 1,000Miami Township Police (Clermont County) · 7.9 property per 1,000 · 12 months · 68% of violent cleared

Source: FBI Crime Data Explorer NIBRS incident files for Ohio, 2024 (2023 file for the trend), as downloaded in September 2026; the FBI keeps accepting agency revisions after release, so an agency's live Explorer totals for the same year can… · FBI Crime Data Explorer · USGS structures service

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Police

1 to 2 miles

Loveland Police Department · 1.7 mi1 station within 3 miles · post office 1 mi

Police stations within 3 miles, and the nearest beyond

  1. Loveland Police DepartmentLoveland · 1.7 mi
    Address
    126 South Lebanon Road, Loveland, OH 45140
    Coordinates
    39.27005, -84.28471
  2. Miami Township Police DepartmentMilford · 4.3 mi
    Address
    5900 McPicken Drive, Milford, OH 45150
    Coordinates
    39.19494, -84.24113

Source: USGS National Map structures, police stations, corrected and completed by hand (September 2026). The department that answers a call is set by jurisdiction, not by distance. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: USGS National Map structures: police stations (772 Ohio points: the inventory's 731 less 4 closed or duplicate records, with 4 wrong names corrected, plus 45 departments and sheriff's offices it lacks, placed from OpenStreetMap or the… · USGS structures service · OpenStreetMap · Census Bureau geocoder

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Fire and EMS

Under 1 mile

Loveland - Symmes Fire Department Station 63 · 0.8 mi3 stations within 3 miles, 25 within 8

Fire and EMS stations within 3 miles

  1. Loveland - Symmes Fire Department Station 63Loveland · 0.8 mi
    Address
    220 East Loveland Avenue, Loveland, OH 45140
    Coordinates
    39.26671, -84.25497
  2. Miami Township Fire and Emergency Services North Station 27Loveland · 1.3 mi
    Address
    6492 Branch Hill - Guinea Pike, Loveland, OH 45140
    Coordinates
    39.23711, -84.26440
  3. Loveland - Symmes Fire Department Station 62Loveland · 1.8 mi
    Address
    126 South Lebanon Road, Loveland, OH 45140
    Coordinates
    39.27022, -84.28471

Source: USGS National Map structures (most Ohio records last updated 2019 to 2022), checked against the Columbus and Cleveland station lists. The department that answers a call is set by jurisdiction and mutual aid, not by distance. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: USGS National Map structures inventory (fire and EMS stations; most Ohio records last updated 2019 to 2022): 1,772 Ohio stations after removing duplicate records and checking Columbus- and Cleveland-area stations against the cities'… · USGS structures service · Columbus fire stations · Cleveland fire stations

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Libraries

Under 1 mile

Loveland · 0.8 miCincinnati and Hamilton County Public Library · 1 within 3 miles, 8 within 8

Public libraries within 3 miles, and the nearest beyond

  1. LovelandBranch · Loveland · 0.8 mi
    Address
    649 Loveland-Madeira Rd., Loveland, OH 45140
    What it is
    Branch
    Library system
    Cincinnati and Hamilton County Public Library
    Open
    2,808 hours a year, 52 weeks
    Building
    9,100 sq ft
    System's visits, FY2024
    4,091,256
    System's loans, FY2024
    20,126,186
    People the system serves
    830,639
    Phone
    (513) 369-4476
  2. Symmes TownshipBranch · Loveland · 3.4 mi
    Address
    11850 Enyart Rd., Loveland, OH 45140
    What it is
    Branch
    Library system
    Cincinnati and Hamilton County Public Library
    Open
    3,120 hours a year, 52 weeks
    Building
    16,650 sq ft
    System's visits, FY2024
    4,091,256
    System's loans, FY2024
    20,126,186
    People the system serves
    830,639
    Phone
    (513) 369-6001

Source: IMLS Public Libraries Survey FY2024 (outlets and their systems). Any Ohio resident can get a free card at any Ohio public library. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Museums, historical societies, gardens and zoos inside ZIP 45140

  1. Greater Loveland Historical Society MuseumHistorical society · Loveland · 1.2 mi
    What it is
    Historical society
    City
    Loveland
    Coordinates
    39.27181, -84.26295

    The museum list is IMLS's 2018 file; a museum may have closed or moved since.

  2. Knights Of The Golden TrailMuseum · Loveland · 2.1 mi
    What it is
    Museum
    City
    Loveland
    Coordinates
    39.28445, -84.26547

    The museum list is IMLS's 2018 file; a museum may have closed or moved since.

Source: IMLS Museum Data Files, 2018. Miles are straight-line from the ZIP's population-weighted center.

Source: IMLS Public Libraries Survey FY2024 outlet and system files (720 open Ohio central libraries and branches of 251 systems, plus 62 bookmobiles); straight-line miles from each ZIP's population-weighted center to the nearest Ohio library… · IMLS Public Libraries Survey · IMLS Museum Data Files

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Groceries

Under 10% of residents

6.3% in low-income, low-access tracts52% over 1 mile from a supermarket · 4% of households on SNAP (ACS)

Source: USDA Food Access Research Atlas 2019 Large Retailer Access Map (2010 tracts, ERS's name for the file since July 2026) weighted by 2020 block population: distance to the nearest supermarket and low-income low-access flags; Census ACS… · USDA ERS Large Retailer Access Map · USDA SNAP retailers · Census ACS

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History, schools and government

How the place began, who governs it now, and the schools that serve it, from the district boundary to its state report card.

Local history

Settled before 1800

Miami Township · settled 1794first settled, platted or incorporated (earliest year recorded)

Source: Local history researched from Wikipedia, the 1880 county histories on archive.org, Ohio History Connection, National Register listings, Ohio historical markers, local historical societies and Wikimedia Commons, one file per municipality… · Ohio History Connection · Internet Archive (county histories) · Wikimedia Commons · Remarkable Ohio (historical markers)

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Historic places

1 or 2 listings

1 listed historic placeShield's, Edwin M., House

  1. Shield's, Edwin M., HouseBuilding · Loveland · listed 1982
    Address
    220 Riverside Ave.
    Where
    Loveland, Hamilton County · ZIP 45140
    What it is
    Building
    Listed on the National Register
    1982
    NRIS reference number
    82003592
    Coordinates
    39.26687, -84.26216

Source: National Park Service, National Register of Historic Places point file. The listing year is shown where NPS's certification date agrees with the listing's reference number. Listing recognizes significance; it does not restrict a private owner.

See them on the full map · every historic place in Hamilton County

Source: National Park Service, National Register of Historic Places point file (3,286 points for 3,232 of Ohio's roughly 4,200 listings; listings without a point are not counted, and a listing with several points is counted once); listings inside… · National Register data · USGS GNIS

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Schools

193 city school districts

Loveland CityCity school district · 49% of residents, then Milford Exempted Village

Public schools inside ZIP 45140

  1. Loveland Early Childhood Center4 of 5 stars · Loveland · 0.4 mi
    Address
    6740 Loveland Miamiville Rd, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    386
    Teachers (full-time equivalent)
    15.6
    Report card, 2025-26
    4 of 5 stars
    Ohio building IRN
    021162
    NCES school ID
    390442701206
  2. Loveland Elementary School4.5 of 5 stars · Loveland · 0.9 mi
    Address
    600 Loveland Madeira Rd, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    601
    Teachers (full-time equivalent)
    30.5
    Report card, 2025-26
    4.5 of 5 stars
    Performance index
    91.7%
    Ohio building IRN
    118828
    NCES school ID
    390442700327
  3. Loveland Primary School5 of 5 stars · Loveland · 0.9 mi
    Address
    550 Loveland Madeira Rd, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    632
    Teachers (full-time equivalent)
    29
    Report card, 2025-26
    5 of 5 stars
    Ohio building IRN
    021618
    NCES school ID
    390442701209
  4. Loveland Middle School5 of 5 stars · Loveland · 1.5 mi
    Address
    801 S Lebanon Rd, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    664
    Teachers (full-time equivalent)
    33
    Report card, 2025-26
    5 of 5 stars
    Performance index
    92.6%
    Ohio building IRN
    021592
    NCES school ID
    390442701210
  5. Loveland Intermediate School5 of 5 stars · Loveland · 1.5 mi
    Address
    757 S Lebanon Rd, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    610
    Teachers (full-time equivalent)
    30.5
    Report card, 2025-26
    5 of 5 stars
    Performance index
    92.8%
    Ohio building IRN
    139717
    NCES school ID
    390442703688
  6. Loveland High School5 of 5 stars · Loveland · 1.9 mi
    Address
    1 Tiger Trl, Loveland, OH 45140
    School district
    Loveland City School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    1,270
    Teachers (full-time equivalent)
    65
    Report card, 2025-26
    5 of 5 stars
    Performance index
    93.4%
    Four-year graduation rate
    97.8%
    Ohio building IRN
    021600
    NCES school ID
    390442701207
  7. McCormick Elementary School4.5 of 5 stars · Loveland · 2.0 mi
    Address
    751 Loveland Miamiville Rd, Loveland, OH 45140
    School district
    Milford Ex Vill School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    606
    Teachers (full-time equivalent)
    29
    Report card, 2025-26
    4.5 of 5 stars
    Performance index
    88.8%
    Ohio building IRN
    151936
    NCES school ID
    390455004577
  8. Symmes Elementary SchoolLoveland · 3.3 mi
    Address
    11820 Enyart Rd, Loveland, OH 45140
    Kind (NCES)
    Regular School
    Students, 2023-24
    737
    Teachers (full-time equivalent)
    45.85
    NCES school ID
    390448604371

Source: NCES EDGE public school locations 2024-25 and Common Core of Data 2023-24 (type, students, teachers); Ohio School Report Cards 2025-26 (Department of Education and Workforce), matched by name within the district. Miles are straight-line from the ZIP's population-weighted center.

Private schools inside ZIP 45140

  1. St Columban Elementary SchoolPrivate, Catholic · Loveland · 0.7 mi
    Address
    896 Oakland Rd, Loveland, OH 45140
    Kind
    Catholic
    Students, 2023-24
    438
    Teachers (full-time equivalent)
    25.9
    Students per teacher
    16.9112
    Phone
    (513) 683-7903
    NCES private school ID
    01607862
  2. Childrens Meeting HousePrivate, nonsectarian, special program · Loveland · 1.1 mi
    Address
    927 Obannonville Rd, Loveland, OH 45140
    Kind
    nonsectarian, special program
    Students, 2023-24
    128
    Teachers (full-time equivalent)
    20.8
    Students per teacher
    6.15385
    Phone
    (513) 683-4757
    NCES private school ID
    01064584
  3. Ohio Valley VoicesPrivate, special education · Loveland · 1.4 mi
    Address
    6642 Branch Hill Guinea Pike, Loveland, OH 45140
    Kind
    special education
    Students, 2023-24
    13
    Teachers (full-time equivalent)
    11
    Students per teacher
    1.18182
    Phone
    (513) 791-1458
    NCES private school ID
    A0108665

Source: NCES Private School Survey 2023-24. Miles are straight-line from the ZIP's population-weighted center.

Source: Ohio school district boundaries (U.S. Census Bureau TIGER/Line school districts, as of January 1, 2026) by resident share; NCES EDGE 2024-25 school buildings; NCES Private School Survey 2023-24 public-use file (schools inside the ZIP by… · ODOT GIS · NCES EDGE · NCES Common Core of Data · NCES private schools · Census SAIPE · Census school finances (F-33)

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School ratings

4.5 and 5 stars

5 stars overallLoveland City · performance index 93.7% of the year's maximum · 97.8% graduate in four years · 49% of residents, then Milford Exempted Village (4.5 stars)

Source: Ohio School Report Cards 2024-2025 (Department of Education and Workforce): district overall and component star ratings, performance index, graduation rates, spending per pupil and teacher measures, for the district holding the largest… · Ohio school report cards

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Colleges

3 to 8 miles

Arizona College of Nursing-Cincinnati · 5 miCincinnati · 6 campuses within 10 miles

Colleges within 5 miles, and the nearest beyond

  1. Arizona College of Nursing-CincinnatiFor-profit college · Cincinnati · 5.0 mi
    What it is
    For-profit college
    City
    Cincinnati
    Students, 2023-24 (12-month count)
    92
    Tuition and fees, in state
    $23,760
    IPEDS unit ID
    499398
  2. Galen College of Nursing-CincinnatiFor-profit college · Cincinnati · 6.1 mi
    What it is
    For-profit college
    City
    Cincinnati
    Students, 2023-24 (12-month count)
    890
    Tuition and fees, in state
    $16,400
    Graduation rate
    55% (all programs, within 150% of normal time) (a class of 42)
    IPEDS unit ID
    452948
  3. Paul Mitchell the School-CincinnatiFor-profit career school · Cincinnati · 7.6 mi
    What it is
    For-profit career school
    City
    Cincinnati
    Students, 2023-24 (12-month count)
    360
    IPEDS unit ID
    455284

Source: NCES IPEDS 2024 directory, 2023-24 enrollment and tuition, graduation rates for the 2017 (four-year) and 2020 (two-year) entering classes. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: NCES IPEDS: 2024 institutional directory (269 active Ohio institutions with coordinates, less the administrative units and the colleges that have closed since; plus 145 in Indiana, Kentucky, West Virginia, Pennsylvania and Michigan within… · NCES IPEDS

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Local government

1308 townships

Miami Township, Clermont County34% of residents, then Loveland (city)

Source: ODOT municipal corporation and township boundaries by resident share of 2020 census blocks; Ohio EPA grants awarded in 2025 (OEPA_Achievements, MapServer layer 8); Auditor of State unauditable entities list · ODOT GIS · Auditor of State · Ohio EPA grants (OEPA_Achievements)

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Representatives

OH-2 · David Taylor (R)Senate 14 Terry Johnson · House 62 Jean Schmidt

Source: ODOT TIMS Boundaries US_House_District, Ohio_Senate_District and Ohio_House_District (fetched 2026-09-08) by resident share of 2020 census blocks; members from the U.S. House, Ohio Senate and Ohio House directories, September 2026 · U.S. House · Ohio Senate · Ohio House · ODOT GIS

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Notable people from 45140 (Miami Township and Loveland)

Ohioans tied to this place, each with a sourced profile. All notable Ohioans

Rain and snow

How much has actually fallen on 45140 (Miami Township and Loveland), day by day, from 1893 to now. Daily totals, not averages.

rain, last 30 days
1.05 in
2026-09-30 to 2026-10-29
rain so far in 2026
43.5 in
3.0 in above normal for the date
snow so far in 2026
14.9 in
a normal year brings 16.2 in
a normal year
47.7 in
average of 30 years, 1991-2020
The last twelve months
MonthRain (in)Snow (in)Days counted
October 2026 1.05 — 29
September 2026 8.38 — 30
August 2026 5.50 — 31
July 2026 3.64 — 31
June 2026 5.26 — 30
May 2026 6.13 — 31
April 2026 4.25 — 30
March 2026 6.58 — 31
February 2026 1.17 4.8 28
January 2026 1.56 10.1 31
December 2025 2.86 10.8 31
November 2025 3.81 1.8 30
On the record, 1893–2026
Wettest year2018 — 67.4 in
Driest year1934 — 21.6 in
Snowiest year1906 — 44.5 in
Wettest day on record5 March 1897 — 5.10 in
Heaviest snowfall in a day23 December 2004 — 12.52 in
Deepest snow on the ground21 January 1978 — 14.69 in

Mostly estimated. Only 21% of these days come from a gauge standing inside 45140 (Miami Township and Loveland) - the rest are worked out from the nearest gauges around it, so read them as close estimates rather than readings.

47,584 days of records, 1893-01-01 to 2026-10-29. Source: NOAA NCEI GHCN-Daily, 3,240 gauges in and around Ohio. A day is "gauged" when a gauge standing inside the boundary reported it, and the value is the mean of those gauges. Otherwise it is interpolated by inverse distance from every gauge reporting within 50 miles. Nothing is carried forward, back-filled or smoothed. Against NOAA nClimDiv county monthly precipitation over 136,848 complete county-months (checked 2026-10-31): correlation 0.9515, median absolute difference 0.217 in a month. Built 2026-10-31 from the Cracked Buckeye precipitation archive. Snow is the softer number — snowfall is measured by hand with a ruler, no agency publishes a gridded county snowfall series, and blowing snow defeats every observer.

Environmental permits and filings

What Ohio EPA has on file for 45140 (Miami Township and Loveland): permits, inspections, violations, cleanups and the state loans behind sewer and water work. Every line links to the agency's own document.

facilities and sites on file
61
those placed on the map inside 45140 (Miami Township and Loveland)
What kind of permits
ProgramFacilities and sites
Wastewater and stormwater discharge14
Hazardous waste13
Air pollution9
Sewer and water-line construction6
Site assessment4
Wetland and stream fill3
Composting2
Public drinking water2
Source-water protection2
State water loans2
Construction & Demolition Debris (C&Dd) Processing Facilities1
Landfills1
2 smaller programs
The latest filings
DateFacility or siteWhat
SCHUTTE CLEANERS H3955 Air pollution report
IRVINE WOOD RECOVERY PORTABLE VERMEER HG6000 GRINDER Air pollution report
LOVELAND CITY PWS Public drinking water plan
LOVELAND CITY PWS Public drinking water compliance letter
THE RESERVE AT CADIMAC CREEK Wastewater and stormwater discharge permit
LOVELAND CITY PWS Public drinking water plan
ST JAMES EASTERN ORTHODOX CHURCH Wastewater and stormwater discharge report
GRAILVILLE PRESERVE & PARK - CLERMONT COUNTY PARK DISTRICT Sewer and water-line construction permit
GRAILVILLE PRESERVE & PARK - CLERMONT COUNTY PARK DISTRICT Sewer and water-line construction permit
CITY OF LOVELAND LANDFILL Landfills inspection
CITY OF LOVELAND LANDFILL Landfills report
SCHUTTE CLEANERS H3955 Air pollution report
GL NAUSE CO INC Air pollution report
IRVINE WOOD RECOVERY PORTABLE VERMEER HG6000 GRINDER Air pollution report
IRVINE WOOD RECOVERY INC Air pollution report
WHISPERING WOODS SUBDIVISION Wetland and stream fill permit
WHISPERING WOODS SUBDIVISION Wetland and stream fill permit
GRAILVILLE PRESERVE & PARK - CLERMONT COUNTY PARK DISTRICT Wastewater and stormwater discharge permit
LOVELAND CITY PWS Public drinking water report
LOVELAND CITY PWS Public drinking water plan
GRAILVILLE PRESERVE & PARK - CLERMONT COUNTY PARK DISTRICT Sewer and water-line construction permit
IRVINE WOOD RECOVERY INC Composting registration
WHISPERING WOODS SUBDIVISION Wetland and stream fill permit
WHISPERING WOODS SUBDIVISION Wetland and stream fill permit
IRVINE WOOD RECOVERY INC Composting report

Source: Ohio EPA eDocument portal (edocpub.epa.ohio.gov), indexed 2026-10-14. Facilities are placed on the map from Ohio EPA's own map layers, EPA's Facility Registry, coordinates written in the filings, or a geocoded street address. A permit filed under a private person's name (most are household septic systems) is counted but never named, placed or linked; licenses for individual workers and open-burning notices are left out entirely.

Around here

Places in this ZIP

School districts

ZIP codes next door

The county

Clermont County: 16 ZIP codes, 26 cities, villages and townships, 218,581 people. The county in numbers.

On the map

Infrastructure layers for this ZIP have not been compiled yet. Open this ZIP on the map to see what is drawn nearby.

Quick answers

What city is ZIP code 45140?

ZIP code 45140 is the Loveland, Ohio post office area in Clermont County, home to 56,386 residents. Of its residents, 34% live in Miami Township, 23% in the city of Loveland, 14% in Deerfield Township and 14% in Goshen Township.

What county is ZIP code 45140 in?

ZIP code 45140 lies mostly in Clermont County, Ohio, and reaches into Warren County, Hamilton County.

Where does the tap water in ZIP code 45140 come from?

Five wells in the sand-and-gravel aquifer of the Little Miami River valley at Miamiville, Miami Township. MGS (Miami-Goshen-Stonelick) Water Treatment Plant · Clermont Public Water System · +1 more.

What school district is ZIP code 45140 in?

ZIP code 45140 is mostly in the Loveland City School District; parts are in the Milford Exempted Village School District and the Kings Local School District and the Goshen Local School District.

Cite and data

Cite this page as:

Cracked Buckeye, "45140 · Miami Township and Loveland, Clermont County", https://crackedbuckeye.com/zip/45140/, built 2026-10-31, accessed [date].

How to cite · Report a correction · Built 2026-10-31