ZIP code 45866: Montezuma

Mercer County · 152 residents

Mostly private wells. No community water system mapped here. The water here

Mercer County

45866 in 10 facts

The 10 things that stand out about this ZIP against the other 1,232 in Ohio, each with its source.

  1. Where the water comes from Where the water here comes from: Mostly private wells. Source: EPA SDWIS
  2. Historic places 0 This ZIP has few listed historic places: 0 on the National Register, fewer than 52% of Ohio ZIPs. Source: National Register data
  3. EV chargers 23.2 mi This ZIP sits far from a DC fast charger: the nearest is 23.2 miles away, farther than 98% of Ohio ZIPs. Source: Alternative Fuels Data Center
  4. Building permits 0.0 units per 1,000 residents New housing has grown slowly here: 0.0 units permitted per 1,000 residents from 2016 through 2025, fewer than 95% of Ohio ZIPs. Source: Census building permits
  5. Flood 21.7% Flood exposure runs high here: 21.7% of residents live in FEMA's 1% annual chance floodplain, more than 96% of Ohio ZIPs. Source: FEMA flood hazard layer
  6. Disasters 9 This ZIP has a lot of tornado history: 9 tracks within 5 miles since 1950, more than 94% of Ohio ZIPs. Source: NOAA SPC tornado data
  7. Aquifer 100% This ZIP sits over a sensitive aquifer setting: 100% of the land is in an Ohio EPA sensitive geologic setting, more than 90% of Ohio ZIPs. Source: Ohio EPA geology layers
  8. Land cover 97% This ZIP is more developed than most: 97% of the land, more than 94% of Ohio ZIPs. Source: NLCD
  9. Jobs 0.04 jobs per employed resident This ZIP has few jobs relative to its residents: 0.04 jobs per employed resident, fewer than 93% of Ohio ZIPs. Source: Census LEHD
  10. Upward mobility 50 Children from low-income families reached farther here: a household income rank of 50 at age 35, higher than 93% of Ohio ZIPs. Source: Opportunity Atlas

Where does the tap water come from?

Where the tap water comes from and what is in it: the lake, river, reservoir or aquifer behind every tap, the plant that treats it, and what the compliance record and the lab results say about it.

Where the water comes from

Mostly private wells

Mostly private wellsNo community water system mapped here

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Mostly private wells
No community water system is mapped here, so homes likely rely on private wells or small non-community systems.

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water Rate Survey (Ohio State, May 2025) for household bills; Ohio EPA DEFA loan awards since 2016 for the loans paragraph · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Violationsprivate wellsRadonno testsStream health100% of land drains to streams failing aquatic lifeNearest sewage plantMontezuma Club Island Wwtp, 0.7 mi, 3/12 quarters in violationGroundwaterDRASTIC 128, 43 well logsElectricAES OhioGas pipelinenearest transmission line 3.8 miNearest power plantGreenville Electric Generating Station 28.8 mi, 196 MW gasGasEnbridge Gas Ohio, 71% on gasSchool districtCelina CitySocial vulnerability17th percentile in OhioUpward mobilityrank 50 for low-income childrenPeople20% with a degree, 0% born abroadJobs3 jobs here, residents mostly work in CelinaSchool tax32.9 mills, ~$2,300 on a $200K homePhoneFrontier NorthFlood22% in floodplainInternetno dataHazard risk63, above 63% of US tractsOil and gas wells1 in the ZIP, 0 producingSoilsBlount, septic somewhat limitedAbandoned minesnone mappedSpills0 reported since 2021Disasters9 tornado tracks within 5 mi, 17 FEMA declarationsDams2 high-hazard within 10 mi, nearest 3.4 miTraffic4K a day on SR 219Bridgesnone insideRail crossingsnone; nearest 3.1 miTransit0% within half a mile of a stopWalkability5.2 of 20, least walkableAirportDAY 44.1 mi, Amtrak 65.9 miClimate29" snow, 51°F averageAlgal toxinsprivate wellsPFASprivate wellsLeadprivate wellsByproductsno samples on fileFluorideprivate wellsWatershedUpper Wabash, Headwaters Beaver CreekLocal governmentMontezuma (village)Cell signal5G on 100% of landU.S. HouseOH-5 Bob Latta (R)Life expectancy79.0 yearsHealth17% fair or poor health, obesity 36%Nearest hospitalMercer Co. Joint Twnshp Comm Hosp, 4.7 mi, 3★Toxic sitesSuperfund 33.4 mi away, 0 TRIToxic releasesno TRI reporterAirPM2.5 8.8 µg/m³, monitor 32.5 miFire/EMSFranklin Township Fire Department, 0.5 miLibraryColdwater Public Library, 4.4 miGroceries100% over 1 mi from a supermarketEV chargersfast charger 23.2 mi, 0 stations hereHistorynot researched yetHistoric placesnearest St. Sebastian Catholic Church and Rectory, 3.5 miWetlands0.5% of land, under 1 acreLand cover97% developed, 5% tree canopyParks1.3% public land, Grand Lake St. Marys State Park 0.2 miNursing homeGARDENS AT CELINA, 4.9 mi, 4★PoliceColdwater Police Department, 4.4 miCrime0.4 violent per 1,000, Mercer County SheriffAquifer100% sensitive setting, karst-prone rockCollegeWright State University-Lake Campus, 4.5 miSchool ratings3.5 stars, Celina CityHome prices$157K typicalBuilding permits0 units 2016 to 2025 in Montezuma villageHomes and income$111K home, $81K incomeHouses85 homes (parcel list)

Infrastructure in this ZIP

0.78 mi of highway (SR 219, SR 703) · 1 post office · 1 boat ramp or water access site.

Draw them3 layers on the map

Intakes and plants

Mostly private wells

Mostly private wellsNo community water system mapped here

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · Ohio EPA source water protection

Full detail
Mostly private wells
No community water system is mapped here, so homes likely rely on private wells or small non-community systems.

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water Rate Survey (Ohio State, May 2025) for household bills; Ohio EPA DEFA loan awards since 2016 for the loans paragraph · EPA SDWIS · Ohio EPA source water protection

Violationsprivate wellsRadonno testsStream health100% of land drains to streams failing aquatic lifeNearest sewage plantMontezuma Club Island Wwtp, 0.7 mi, 3/12 quarters in violationGroundwaterDRASTIC 128, 43 well logsElectricAES OhioGas pipelinenearest transmission line 3.8 miNearest power plantGreenville Electric Generating Station 28.8 mi, 196 MW gasGasEnbridge Gas Ohio, 71% on gasSchool districtCelina CitySocial vulnerability17th percentile in OhioUpward mobilityrank 50 for low-income childrenPeople20% with a degree, 0% born abroadJobs3 jobs here, residents mostly work in CelinaSchool tax32.9 mills, ~$2,300 on a $200K homePhoneFrontier NorthFlood22% in floodplainInternetno dataHazard risk63, above 63% of US tractsOil and gas wells1 in the ZIP, 0 producingSoilsBlount, septic somewhat limitedAbandoned minesnone mappedSpills0 reported since 2021Disasters9 tornado tracks within 5 mi, 17 FEMA declarationsDams2 high-hazard within 10 mi, nearest 3.4 miTraffic4K a day on SR 219Bridgesnone insideRail crossingsnone; nearest 3.1 miTransit0% within half a mile of a stopWalkability5.2 of 20, least walkableAirportDAY 44.1 mi, Amtrak 65.9 miClimate29" snow, 51°F averageAlgal toxinsprivate wellsPFASprivate wellsLeadprivate wellsByproductsno samples on fileFluorideprivate wellsWatershedUpper Wabash, Headwaters Beaver CreekLocal governmentMontezuma (village)Cell signal5G on 100% of landU.S. HouseOH-5 Bob Latta (R)Life expectancy79.0 yearsHealth17% fair or poor health, obesity 36%Nearest hospitalMercer Co. Joint Twnshp Comm Hosp, 4.7 mi, 3★Toxic sitesSuperfund 33.4 mi away, 0 TRIToxic releasesno TRI reporterAirPM2.5 8.8 µg/m³, monitor 32.5 miFire/EMSFranklin Township Fire Department, 0.5 miLibraryColdwater Public Library, 4.4 miGroceries100% over 1 mi from a supermarketEV chargersfast charger 23.2 mi, 0 stations hereHistorynot researched yetHistoric placesnearest St. Sebastian Catholic Church and Rectory, 3.5 miWetlands0.5% of land, under 1 acreLand cover97% developed, 5% tree canopyParks1.3% public land, Grand Lake St. Marys State Park 0.2 miNursing homeGARDENS AT CELINA, 4.9 mi, 4★PoliceColdwater Police Department, 4.4 miCrime0.4 violent per 1,000, Mercer County SheriffAquifer100% sensitive setting, karst-prone rockCollegeWright State University-Lake Campus, 4.5 miSchool ratings3.5 stars, Celina CityHome prices$157K typicalBuilding permits0 units 2016 to 2025 in Montezuma villageHomes and income$111K home, $81K incomeHouses85 homes (parcel list)

Infrastructure in this ZIP

0.78 mi of highway (SR 219, SR 703) · 1 post office · 1 boat ramp or water access site.

Draw them3 layers on the map

Violations

No data

Mostly private wells, no system record

Source: EPA SDWIS (Envirofacts, pulled September 2026): health-based violations since 2015, all violations since 2020, lead and copper 90th-percentile results, for the system serving most of the ZIP · EPA SDWIS (Envirofacts) · EPA ECHO

Full detail

Drinking-water compliance

Most homes here are on private wells, which EPA does not regulate or test; a well owner tests on their own.

Source: EPA Safe Drinking Water Information System (Envirofacts, pulled September 2026), violations and lead and copper sampling for the system that serves most of this ZIP · EPA SDWIS (Envirofacts) · EPA ECHO

Disinfection byproducts

No data

No byproduct samples on file

Source: EPA Six-Year Review 4 compliance monitoring data, 2012 to 2019: total trihalomethanes and haloacetic acids (HAA5) sampled in the distribution system, nitrate, arsenic, combined radium, gross alpha and uranium at entry points; yearly means…

Full detail

Byproducts and contaminants

Most homes here are on private wells, which nobody samples for compliance; a well owner tests on their own.

Source: EPA Six-Year Review 4 compliance monitoring data, 2012 to 2019 (TTHM, HAA5 and coliform from distribution-system samples of the system that serves most of this ZIP; nitrate, arsenic, radionuclides, solvents, herbicides and metals from the entry points of the same system); non-detects counted as zero

PFAS

No data

Mostly private wells, untested

Source: EPA UCMR 5 occurrence data (final release, August 2026: 29 PFAS and lithium at 347 Ohio systems) and Ohio EPA statewide PFAS sampling 2019 to 2021 (1,479 systems), for the system serving most of each ZIP; Ohio EPA water treatment plant… · Ohio EPA PFAS

Full detail

PFAS

Most homes here are on private wells, which nobody tests for PFAS unless the owner pays for it.

Source: EPA UCMR 5 occurrence data (final release, August 2026) and Ohio EPA statewide PFAS sampling 2019 to 2021 and its current status map, for the system that serves most of this ZIP; results in nanograms per litre (parts per trillion) · Ohio EPA PFAS

Lead

No data

Mostly private wells, no system record

Source: SDWIS lead and copper 90th-percentile tap results (Envirofacts) and EPA's service line inventory dashboard (2026 Q2 submissions), for the system serving most of each ZIP; Ohio Department of Health high-risk ZIP code list for childhood… · ODH childhood lead testing · ODH high-risk ZIP list (CCBH PDF) · Ohio EPA lead and copper · H2Ohio

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Lead at the tap

Most homes here are on private wells; lead there comes from the house plumbing, and only a lab test of the tap will find it.

Children: this ZIP is not on the Ohio Department of Health's high-risk list for childhood lead testing; children on Medicaid or in pre-1978 housing with peeling paint should still be tested.

Housing age: 84% of the homes here were built before 1960 and 41% before 1940, when lead service lines, lead solder and lead paint were common; 92% predate 1980 (Census ACS 2020 to 2024).

Source: EPA Safe Drinking Water Information System lead and copper 90th-percentile results (Envirofacts) and EPA's service line inventory dashboard (2026 Q2), for the system that serves most of this ZIP · ODH childhood lead testing · ODH high-risk ZIP list (CCBH PDF) · Ohio EPA lead and copper · H2Ohio

Fluoride and treatment

No record

Mostly private wells

Source: CDC My Water's Fluoride (fluoridation status of each system as reported by the Ohio Department of Health, fetched 2026-09-10); SDWIS treatment table (Envirofacts): each system's registered treatment steps, inherited from the supplier for… · EPA SDWIS search

Full detail

Fluoride and treatment

Most homes here are on private wells: no fluoride is added, and any treatment is the household softener or filter.

The health department counts 49.4% of Mercer County residents on community water as receiving fluoridated water.

Source: CDC My Water's Fluoride, fluoridation status of each system as reported by the Ohio Department of Health; EPA Safe Drinking Water Information System treatment table for the system serving most of this ZIP; EPA Six-Year Review 4 compliance monitoring, 2012 to 2019; Ohio Department of Health fluoridation report (DataOhio) for the county share · EPA SDWIS search

Algal toxins

No data

Mostly private wells

Source: Ohio EPA public water system harmful algal bloom monitoring (geo.epa.ohio.gov DrinkingWater/HAB): microcystin results in raw and treated water since 2016 for surface-water systems, for the system serving most of each ZIP · Ohio EPA HAB information for public water systems

Full detail

Algal toxins

Most homes here are on private wells, which algal blooms do not reach.

Source: Ohio EPA public water system harmful algal bloom monitoring (HAB data and map, DrinkingWater/HAB service, fetched 2026-09-09), total microcystins by ELISA in raw and treated water, for the system that serves most of this ZIP · Ohio EPA HAB information for public water systems

Groundwater

120 to 140

DRASTIC 128 · Sand and Gravel43 well logs · median 206 ft deep

Source: ODNR Division of Geological Survey: DRASTIC groundwater vulnerability polygon at each ZIP's population center, mapped karst features, and the state water well log inventory (about 655,000 logs) counted inside each ZIP; ODNR glacial… · ODNR Geological Survey · Ohio EPA GIS services · USGS water data

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Groundwater

128DRASTIC groundwater vulnerability index under the population center (23 least to 230 most vulnerable; Ohio runs about 80 to 200)
Under the surface
fine-grained deposits over sand and gravel, part of the Teays River Valley Buried Valley Aquifer (buried valley setting); wells there yield 100 - 500 gallons a minute, deposits > 100 ft thick
Bedrock
Ordovician undivided, yielding 0 - 5 gpm to a well
Setting
Sand and Gravel; water table 15-30 ft down, 4-7 in/yr recharge, clay loam soil (hydrogeologic setting 7D); pesticide index 146
Well logs
43 drilled wells on file (282.9 per 1,000 residents), median 206 ft deep, 30 gallons a minute median test yield, water 22 ft down
Aquifers
10% of wells in bedrock, 90% in sand, gravel and other unconsolidated material; typical well drilled 2000, 22 since 2000; uses: Domestic 34, Public/Semi-Pub 2
Geology
100% of the ZIP is a sensitive geologic setting, where thin or sandy cover leaves the aquifer open to what soaks in from the surface; its population center sits on Ordovician limestone and shale known to form karst, under more than 20 ft of drift (Ohio EPA and ODNR Geological Survey)
Water table
MR-2 OH monitoring well (ODNR), 4.4 mi away: water 73 ft below ground on 2026-07-06; averaged 68.8 ft in 2015 to 2019 and 72.9 ft over the latest year, so the table is running about 4.1 ft lower; range 66 to 73.6 ft over 3,897 readings since 2015
Nitrate risk
EPA researchers put the chance that a public water system in the Headwaters Beaver Creek subwatershed exceeds the nitrate limit at 25% if it draws on groundwater and 50% if it draws on rivers or lakes, judged from land use, geology and past results (EnviroAtlas nitrate violation index; the typical Ohio subwatershed scores 23% for groundwater and 39% for surface water)
Quality monitoring
Ohio EPA's nearest ambient groundwater monitoring well is Coldwater Waterworks (Mercer County), 4.5 mi away: 245 ft deep in limestone or dolomite (SG and L Dolomite aquifer); bedrock 38 ft down; wells there yield 5 to 25 gallons a minute; on standby. 5 active wells within 15 mi

Vulnerability rates how easily a spill at the surface reaches the aquifer, not whether anything has. Well logs include abandoned and replaced wells, so counts overstate wells in use; a private well owner is the only one who tests it.

Source: ODNR Division of Geological Survey, Groundwater Vulnerability (DRASTIC) map (polygon at the ZIP's population-weighted center), karst feature inventory, and the Ohio water well log database (logs inside the ZIP boundary) · ODNR Geological Survey · Ohio EPA GIS services · USGS water data

Aquifer

85% or more

100% sensitive geologic settingkarst-prone bedrock at the center · under 0.5% wellhead protection

Source: Ohio EPA Sensitive Geologic Settings (geology/Geology layer 0) intersected with ZCTA polygons; ODNR karst geology at the ZIP center (layer 7, point query) and karst and spring points (layer 5); Ohio EPA source water protection areas… · Ohio EPA geology layers · Ohio EPA source water protection (SWAP) · ODNR Geological Survey

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Aquifer exposure

100%of this ZIP is a sensitive geologic setting, where thin or sandy cover leaves the drinking water aquifer open to what soaks in from the surface
Karst
the population center sits on Ordovician limestone and shale known to form karst, under more than 20 ft of drift; no mapped sinkhole inside the ZIP
Wellhead protection
less than half a percent of this ZIP lies inside any public water system's five-year wellhead protection area
River intakes
52% in the 1,000-foot stream corridor zone
Vulnerability index
DRASTIC 128 (ODNR; higher means a spill at the surface reaches the aquifer more easily)

Sensitive settings are outwash plains, buried valleys, karst and shallow bedrock, mapped statewide by Ohio EPA for siting decisions. Exposure is not contamination: it says how quickly a spill, a failing tank or heavy manure would reach the water table, not whether one has.

Source: Ohio EPA Sensitive Geologic Settings and karst geology layers (geology/Geology), ODNR Geological Survey karst and spring points, Ohio EPA source water protection areas (DrinkingWater/SWAP); shares by ZIP boundary overlay, karst by a point query at the population-weighted center · Ohio EPA geology layers · Ohio EPA source water protection (SWAP) · ODNR Geological Survey

Sewage plants

1 to 3 quarters with a violation

Montezuma Club Island Wwtp · 0.7 mi3 of 12 quarters in violation · 0.7 MGD

Source: EPA ECHO Clean Water Act facilities, Ohio NPDES permits with a publicly owned treatment works component, plants of 0.1 MGD or more or designated major: nearest plant, design flow, significant-noncompliance status, quarters in… · EPA ECHO · EPA CSO inventory · Ohio EPA GIS services · EPA Facility Finder

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Sewage treatment

0.7 mito Montezuma Club Island Wwtp, Celina, the nearest public sewage treatment plant; 3 within 5 miles, 7 within 10
Size
0.7 million gallons a day design flow
Compliance
3 of the last 12 quarters with a violation; currently in violation (not significant); 2 effluent limit exceedances in 3 years

Sludge source: nearest Celina WWTP, 3.6 mi away (a major plant); 5 within 10 miles (Ohio EPA).

State water loans: no Ohio EPA revolving-fund project inside this ZIP; the nearest is Wagner Sewer Extension (Mercer County, 2024, $288,106), 3.1 mi away.

Sewer planning: 100% of it is assigned to Mercer County as the designated sewage management agency under Ohio's Clean Water Act section 208 plan (generic prescriptions). The 208 plan decides who may build and extend sewers.

Stormwater: this ZIP lies outside Ohio EPA's regulated MS4 areas, so its storm drains and ditches carry runoff without a municipal stormwater permit.

Where a home's sewage actually goes depends on the sewer district, and rural homes are on septic systems the county health department permits; the nearest plant is a proxy. Violations range from paperwork to raw discharges.

Source: EPA Enforcement and Compliance History Online (ECHO), Clean Water Act NPDES facilities with a POTW component in Ohio; straight-line miles from the ZIP's population-weighted center. Compliance data lag about a quarter.; other Clean Water Act permit holders inside the ZIP from the same service · EPA ECHO · EPA CSO inventory · Ohio EPA GIS services · EPA Facility Finder

Stream health

Three quarters or more

100% of the land drains to streams failing aquatic lifeHeadwaters Beaver Creek · nutrients, bacteria (pathogens)

Source: EPA ATTAINS, Ohio 2024 Integrated Report assessment units (1,545 watershed polygons) overlaid on ZCTAs in Albers equal-area with the Lake Erie units clipped out: share of land in units not supporting aquatic life, recreation, fish… · EPA ATTAINS · Ohio integrated report · Ohio sport fish advisory · Ohio EPA advisory map

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Stream health

100%of this ZIP's land drains to streams that fail Ohio's aquatic-life standard, across 2 watershed units
Uses failing
aquatic life 100% of the land, recreation (bacteria) 100%, fish consumption 100%
Causes listed
nutrients (100%), bacteria (pathogens) (100%), habitat damage (100%)
Cleanup plans
100% of the land is under a TMDL pollution budget

Watersheds here: Headwaters Beaver Creek (not supporting); Grand Lake-St Marys (not supporting).

Nearest stream assessment (Ohio EPA): Beaver Creek Dst 319 Project Area And Upst Trib on the Beaver Creek, 2.9 mi away, draining 5 square miles: non attainment of its warmwater use; fish IBI 20 of 60 (2018); bugs rated fair; habitat QHEI 40.5 of 100. 1 within 3 miles, 27 within 10. Scores above about 40 (IBI), 36 (ICI) and 60 (QHEI) mean a healthy warmwater stream.

Stream designations (Ohio EPA water quality standards): 0.1 miles of designated streams cross this ZIP: 0.1 mi warmwater habitat. Nearest specially protected stream: the Auglaize river (Kelly road (RM 77.32) to Jennings creek (RM 47.02)), 17 mi away, a Superior High Quality Water. Exceptional and coldwater streams are the state's healthiest; modified and limited-resource waters are channelized or ditched.

Proposed for 2026: the nearest reach Ohio EPA proposes to add to the antidegradation tiers is the Auglaize River (Headwaters to Prairie creek (RM 18.77)), 16.9 mi away, as Superior High Quality Water.

Farm chemicals (USGS estimate, 2018): farms in Mercer County used about 257 metric tons of pesticide active ingredient, 542 kg per square mile, 9th of Ohio's 88 counties. Largest: glyphosate 86 t, atrazine 54 t, acetochlor 24 t, metolachlor 23 t, 2,4-D 14 t. Atrazine, the corn herbicide, is the pesticide that most often shows up in Ohio tap water after spring rains; this county used 54 t of it.

Farms (2022 Census of Agriculture): 1,292 farms work 270,984 acres of Mercer County, with 83% of its land in cropland, 210 acres to a farm. 90,442 cattle, 242,661 hogs, 5,822,729 laying hens, 147 broilers, 1,826,696 turkeys; 101,258 acres of corn and 107,287 of soybeans. Sales $1086 million, 80% from animals and animal products. Manure and fertilizer from farms like these carry the phosphorus and nitrogen behind Ohio's algae and nitrate problems; withheld figures protect individual farms.

A watershed unit fails when any sampled stream in it fails; ditches in flat farm country fail on habitat and nutrients, city creeks on bacteria and sediment. Ohio's own report is at epa.ohio.gov; the EPA link on each unit's report page has the sampling detail.

Source: EPA ATTAINS (Ohio EPA 2024 Integrated Report), watershed assessment units overlaid on the ZIP boundary in an equal-area projection; shares are of the ZIP's land area · EPA ATTAINS · Ohio integrated report · Ohio sport fish advisory · Ohio EPA advisory map

Watershed

Drains to the Ohio River

Upper Wabash subbasinHeadwaters Beaver Creek · drains to the ohio river

Source: USGS Watershed Boundary Dataset: HUC-8 subbasins by resident share (2020 census blocks) and the HUC-12 subwatershed at each ZIP's population-weighted center with its downstream chain; USGS county water use 2015 (Dieter and others 2018) for… · USGS watershed boundaries · EPA EnviroAtlas · Ohio EPA 401 map · USGS county water use 2015 · ODNR H2Ohio projects · ODNR Lake Erie Coastal Management Area · Ohio EPA source water protection (SWAP) · Ohio EPA nine-element plans · Ohio EPA 319, GLRI and SWIF project lists · Ohio EPA chloride reduction grants · NOAA Lake Erie water levels

Full detail

Watershed

H2Ohio: nearest project Mercer Wetland Complex Restoration, multiple locations, funded 2021, in progress, 1.2 mi away: In partnership with the Grand Lake St. Marys Lake Facilities Authority, the Division of Wildlife enhanced a forested wetland to help with nutrient filtering. Th...; 5 within 5 miles, 11 within 15. H2Ohio pays for wetlands, farm practices and lead line work to cut the nutrients behind Lake Erie's algae.

Source water: 100% of this ZIP drains to the river intake of Celina, City Of and sits inside its Ohio EPA source water protection area; 52% lies in the 1,000-foot stream corridor zone where spills and runoff matter most.

Watershed grants: nearest "Beaver Creek Vegetative Biofilter Treatment Train" by Lake Facilities Authority Mercer County Commissioners (inland lake, Section 319), 0.6 mi away; 19 within 10 miles (Ohio EPA project lists: Section 319 and GLRI through fiscal 2023, SWIF through 2017).

Watershed plan: the Headwaters Beaver Creek subwatershed around this ZIP's center has an Ohio EPA-approved nine-element nonpoint source plan (2025), the blueprint that makes its farms, streambanks and communities eligible for federal Section 319 runoff grants.

The population center sits in the Headwaters Beaver Creek subwatershed; its water runs on through Grand Lake-St Marys, then Hardin Creek-Beaver Creek, then Prairie Creek-Beaver Creek.

In 2015 Mercer County drew about 8 million gallons a day of fresh water (USGS): 2.9 million for public supply (55% from wells, 22,500 people served at 72 gallons a person a day at home), 0.3 million for industry, 0.1 million for irrigation, 1.4 million for mining; 18,500 residents drew their own well water.

EnviroAtlas, Headwaters Beaver Creek: 100 to 200 acres in the Conservation Reserve Program; 8,737 acres of grain crops; 45 miles of streams (2.2 per square mile); water use of 95 thousand gallons a day for homes; 38.1 inches of rain and snow a year; 17.8 kg of nitrogen per hectare falling from the air each year; farm nitrogen of 56.9 kg per hectare a year as manure and 74.5 kg as synthetic fertilizer; 27% of the farmland sits on drained hydric soils; potentially restorable wetlands on farmland cover 40% of the subwatershed; 2.9% of the land is paved or roofed; 6% of the stream banks keep natural cover (EPA EnviroAtlas national metrics, 2010s vintages).

Stream permits: none of this ZIP drains to streams Ohio EPA rates high quality, so stream crossings and fills here can use the Army Corps' blanket nationwide permits under Ohio EPA's standing 401 certification (Ohio EPA 401 nationwide permit eligibility map).

Source: USGS Watershed Boundary Dataset (HUC-8 subbasins by resident share, HUC-12 subwatershed at the population center) · 2020 census blocks · USGS watershed boundaries · EPA EnviroAtlas · Ohio EPA 401 map · USGS county water use 2015 · ODNR H2Ohio projects · ODNR Lake Erie Coastal Management Area · Ohio EPA source water protection (SWAP) · Ohio EPA nine-element plans · Ohio EPA 319, GLRI and SWIF project lists · Ohio EPA chloride reduction grants · NOAA Lake Erie water levels

Home

The houses themselves and what they cost: who lives in them, what a typical one looks like down to the parcel record, how much new housing has gone up, and what a household pays in property tax.

Homes and income

$100,000 to $175,000

Median home $110,900household income $80,833 · rent $1,313 · 91% own

Source: Census ACS 2020-2024 5-year by ZCTA: median home value, median gross rent, median household income, owner share, median year built; Eviction Lab tract estimates 2016 to 2018 (Gromis and others 2022), population-weighted to ZIPs; HUD fiscal… · Census ACS · Eviction Lab · HUD data · IRS ZIP statistics · Mapping Inequality · HUD eGIS open data · FDIC BankFind · NCUA call report data

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Homes and income

$111Kmedian value of owner-occupied homes, as owners estimate it
Household income
$80,833 median
Income spread
9% of households earn under $25,000 a year, 23% $100,000 or more and 1.8% $200,000 or more
Rent
$1,313 a month, median gross
Owner-occupied
91% of 56 occupied homes; 65% of owners carry a mortgage
Typical home built
1947
Value spread
43% of owner-occupied homes are worth under $100,000 and 0.0% $500,000 or more; income per person $40,749 a year
Moved in
the typical owner moved in in 2012, the typical renter in 2018
Median age
52.5 years
Commute
18 minutes each way on average, 7% work from home
Housing stock
99% single-family detached
Vacancy
23% of 73 housing units are vacant: 8.2% for rent, 8.2% held for seasonal or occasional use, 6.8% other, such as homes held off the market, in probate or abandoned
Evictions
3.56 eviction filings a year per 100 renter households in 2016 to 2018, 2.25 ending in a judgement (fewer than one filing a year; Eviction Lab)
Fair market rent
$1,040 a month for a two-bedroom (one-bedroom $830, three-bedroom $1,360): HUD's fiscal 2026 small-area fair market rent, the benchmark for housing vouchers in the Mercer County area
Subsidized housing
no public housing, tax-credit or HUD-assisted multifamily property inside this ZIP
Banks
no bank branch inside this ZIP; the nearest, The Peoples Bank Co., is 4.2 mi from its center (FDIC); no credit union branch (NCUA)
Strain
0% of households have no vehicle; the median renter spends 22.5% of income on rent; the median owner with a mortgage spends 13.8% of income on housing costs

Five-year survey averages centered on 2022; small ZIPs carry wide margins of error, and owner-estimated values run below sale prices in a rising market.

Source: Census Bureau, American Community Survey 2020 to 2024 five-year estimates by ZIP Code Tabulation Area; Eviction Lab (Princeton) tract estimates 2016 to 2018, weighted to the ZIP; HUD fiscal 2026 Small Area Fair Market Rents; IRS Statistics of Income ZIP data, tax year 2022; Mapping Inequality (University of Richmond), HOLC maps 1935 to 1940; HUD eGIS open data for subsidized housing; FDIC BankFind branch locations; NCUA credit union branch list, March 2026 · Census ACS · Eviction Lab · HUD data · IRS ZIP statistics · Mapping Inequality · HUD eGIS open data · FDIC BankFind · NCUA call report data

House by house

No data

Parcel list only85 homes; the county's appraisal records are not in the atlas yet

Source: Residential parcels (Ohio land-use classes 500 to 599, apartments 401 to 403, farmhouses) placed in ZIPs by scripts/join_parcels.py on 2026-09-15, the houses loading on demand; county auditors' appraisal records, house by house (year… · Allen County Auditor · Ashland County Auditor · Auglaize County Auditor · Butler County Auditor · Champaign County Auditor · Clark County Auditor · Clinton County Auditor · Coshocton County Auditor · Crawford County Auditor · Fairfield County Auditor · Fayette County Auditor · Franklin County Auditor · Greene County Auditor · Guernsey County Auditor · Hardin County Auditor · Highland County Auditor · Hocking County Auditor · Holmes County Auditor · Jackson County Auditor · Knox County Auditor · Licking County Auditor · Logan County Auditor · Lorain County Auditor · Madison County Auditor · Marion County Auditor · Miami County Auditor · Montgomery County Auditor · Morrow County Auditor · Muskingum County Auditor · Perry County Auditor · Pickaway County Auditor · Richland County Auditor · Ross County Auditor · Stark County Auditor · Tuscarawas County Auditor · Union County Auditor · Wyandot County Auditor · OGRIP Ohio Statewide Parcels · Athens County subdivisions, town plats and additions (Athens County Auditor GIS) · Cincinnati Community Council Boundaries · Cincinnati Statistical Neighborhood Approximations (SNA), 2020 · Clark County recorded subdivision plats · Clermont County recorded subdivision plats · Cleveland Heights neighborhoods · Cleveland Statistical Planning Areas (SPAs) / neighborhoods · Columbus Communities · Columbus Community Planning Areas · Coshocton County subdivisions (recorded plats and town additions) · Dayton neighborhoods · Dublin Civic Associations · Franklin County recorded subdivision and condominium plats · Hamilton (Ohio) 17Strong neighborhoods · Lima neighborhood associations · Logan County subdivision and condominium plats · Madison County subdivisions (recorded plats) · Morgan County subdivision, addition and town plats · Muskingum County subdivision plats · Perry County subdivisions and town additions (recorded plat names on the county engineer's parcels) · Richland County subdivisions and condominiums (recorded plats, county GIS) · Sandusky neighborhoods · Stark County recorded allotment (subdivision) and condominium plats · Toledo neighborhood associations · Union County subdivision plats

Full detail

Houses and neighborhoods

85homes in Mercer County's parcel list here
Homes
81 one-family houses, 1 three-family house, 3 manufactured homes; also 12 other residential parcels
Lot
median 0.31 acres (condominiums left out)

The atlas has only the parcel list here so far: 85 homes with address, land-use class, lot size and, where the county's upload carries one, a link to each parcel's page at the county auditor, from OGRIP's Ohio Statewide Parcels (Mercer County; upload of Jun 2, 2023). Year built, size, values and sales come from each county auditor's own appraisal records, which are being added county by county outward from Franklin County. The Mercer County Auditor keeps each parcel's full record.

Show neighborhoods and houses

The houses load when you search, pick a filter or press the button (the pack for this part of the state, a few megabytes). Zoomed in on the map, each house of this ZIP draws as a dot that follows the search and filters.

Source: OGRIP Ohio Statewide Parcels, Ohio Department of Administrative Services (Mercer County, upload of Jun 2, 2023); residential parcels placed in ZIPs by the atlas; owner names are not carried · Allen County Auditor · Ashland County Auditor · Auglaize County Auditor · Butler County Auditor · Champaign County Auditor · Clark County Auditor · Clinton County Auditor · Coshocton County Auditor · Crawford County Auditor · Fairfield County Auditor · Fayette County Auditor · Franklin County Auditor · Greene County Auditor · Guernsey County Auditor · Hardin County Auditor · Highland County Auditor · Hocking County Auditor · Holmes County Auditor · Jackson County Auditor · Knox County Auditor · Licking County Auditor · Logan County Auditor · Lorain County Auditor · Madison County Auditor · Marion County Auditor · Miami County Auditor · Montgomery County Auditor · Morrow County Auditor · Muskingum County Auditor · Perry County Auditor · Pickaway County Auditor · Richland County Auditor · Ross County Auditor · Stark County Auditor · Tuscarawas County Auditor · Union County Auditor · Wyandot County Auditor · OGRIP Ohio Statewide Parcels · Athens County subdivisions, town plats and additions (Athens County Auditor GIS) · Cincinnati Community Council Boundaries · Cincinnati Statistical Neighborhood Approximations (SNA), 2020 · Clark County recorded subdivision plats · Clermont County recorded subdivision plats · Cleveland Heights neighborhoods · Cleveland Statistical Planning Areas (SPAs) / neighborhoods · Columbus Communities · Columbus Community Planning Areas · Coshocton County subdivisions (recorded plats and town additions) · Dayton neighborhoods · Dublin Civic Associations · Franklin County recorded subdivision and condominium plats · Hamilton (Ohio) 17Strong neighborhoods · Lima neighborhood associations · Logan County subdivision and condominium plats · Madison County subdivisions (recorded plats) · Morgan County subdivision, addition and town plats · Muskingum County subdivision plats · Perry County subdivisions and town additions (recorded plat names on the county engineer's parcels) · Richland County subdivisions and condominiums (recorded plats, county GIS) · Sandusky neighborhoods · Stark County recorded allotment (subdivision) and condominium plats · Toledo neighborhood associations · Union County subdivision plats

Building permits

Under 5 units per 1,000 residents

0 housing units permitted 2016 to 2025Montezuma village · 0 per 1,000 residents · 0 in 2025

Source: Census Bureau Building Permits Survey, annual place files 2016 to 2025: new privately owned housing units, buildings and construction value authorized by each Ohio permit office, given to each ZIP through the jurisdiction where most of its… · Census building permits

Full detail

Building permits

0new housing units authorized by building permit from 2016 through 2025 in Montezuma village, the jurisdiction that covers most of this ZIP, 0 per 1,000 residents
Mix
0 single-family houses, 0 units in buildings of five or more, 0 in duplexes and small buildings
By year
2016: 0, 2017: 0, 2018: 0, 2019: 0, 2020: 0, 2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 0, 2026 through July: 0
Caveat
7 of the ten years had fewer than 12 months reported by the permit office; the Census Bureau estimates the missing months, so those counts are partly or wholly imputed

Survey counts are permits issued, not houses finished, and cover new residential construction only: additions, remodels, garages and commercial buildings are not in the survey. Values are the applicants' estimates. Where a city runs the building department for its township neighbours, the city's figure covers them too.

Source: Census Bureau Building Permits Survey, annual place files 2016 to 2025 (new privately owned residential units authorized), for the permit-issuing jurisdiction where most of this ZIP's residents live · Census building permits

Home prices

No data

No FHFA index for this ZIP

Source: FHFA House Price Index, annual five-digit ZIP all-transactions series (repeat sales and refinance appraisals of conforming-mortgage homes, developmental, not seasonally adjusted): ten-, five- and one-year changes and the level against… · FHFA house price index · Zillow research data · Realtor.com data

Full detail

Home prices

Zillow's typical home value here is $157K (2026-07), up 11% over the year, up 44% over five years.

FHFA publishes no price index for this ZIP: too few repeat sales or refinance appraisals on conforming mortgages to measure.

Source: Federal Housing Finance Agency House Price Index, annual five-digit ZIP all-transactions series (repeat sales and refinance appraisals of conforming-mortgage homes, developmental, not seasonally adjusted), latest release; Zillow Home Value Index (mid-tier, smoothed, seasonally adjusted) and Zillow Observed Rent Index by ZIP, Zillow Research · FHFA house price index · Zillow research data · Realtor.com data

School tax

30 to 40 mills

32.9 effective school millsCelina City · about $2,300 a year on a $200,000 home

Source: Ohio Department of Taxation, Aggregate Property Tax Rates by School District, tax year 2025 (DTE 515), joined by IRN and weighted by each ZIP's residents in every district; school levies only; Ohio Department of Taxation The Finder rate… · Ohio tax data series · The Finder

Full detail

Local taxes

32.9 millseffective school-district millage on homes here, about $2,300 a year on a $200,000 home for schools alone, before the 10% and owner-occupancy credits
Celina City
32.9 effective mills (36.6 gross); $2,300 a year on a $200,000 home. Operating 15.3, bonds 5.6, emergency 7.3, inside millage 4.7.
Municipal income tax
Montezuma none. Charged on wages and business profits where you work and, after credits, where you live.
School district income tax
Celina City 1%. Voted by the district and collected with the state income tax.
Sales tax
7.25% combined rate in Mercer County: Ohio's 5.75% plus county and transit levies.

A mill is $1 per $1,000 of taxable value, and taxable value is 35% of market value. Effective rates fall as values rise because Ohio holds most voted levies to the dollars first approved. County, municipal or township, library, park and vocational-school levies are added on the same bill and are not counted here.

Source: Ohio Department of Taxation, Aggregate Property Tax Rates by School District, tax year 2025 (composite DTE 515); weighted by the share of this ZIP's residents in each district; The Finder rate tables for municipal, school district and sales taxes, September 2026 · Ohio tax data series · The Finder

Utilities and getting around

The companies and networks that keep a house running and a resident moving: electric, gas, phone and internet service, and the roads, transit, rail and airports around it.

Electric

AES Ohio

AES OhioInvestor-owned utility

Source: PUCO certified electric territories via ODOT plus HIFLD municipal systems (EIA-861) with ODOT corporate limits; EIA-861 reliability (outages), sales to ultimate customers (residential prices and bills), net metering and advanced meters by… · PUCO electricity · ODOT territories service · EIA-861 · DOE LEAD Tool · HIFLD retail service territories

Full detail

Who delivers the electricity

  • AES Ohio investor-owned100% of residentsThe AES Corporation

AES Ohio outages, 2024: the average customer lost power for 503 minutes (106 minutes leaving out major storm days), about 1.3 interruptions a year.

AES Ohio standard service offer price, 2024: 15.32 cents per kWh, about $140 a month for the average home, for the 132,522 residential customers who have not chosen a supplier; the other 346,219 pay AES Ohio 5.97 cents per kWh for delivery plus their supplier's price (EIA-861).

AES Ohio solar and meters, 2024: 464 customers run net-metered solar (9.9 MW, 388 of them homes); 81% of its 543,711 meters are two-way smart (AMI) meters, 15% drive-by automated reads (EIA-861).

Energy burden: households here spend an average 3.4% of income on electricity, gas and other fuels (about $2,538 a year against $74,672 of income); the 36% of households below 80% of the area median income spend 8.0%, and 26% of households fall in groups averaging 6% or more, the usual line for a high burden (DOE LEAD Tool, 2022 update, built from 2018 to 2022 survey data).

Source: PUCO certified territories via ODOT · HIFLD retail service territories (EIA Form 861) · 2020 census blocks · outage statistics from EIA-861 Reliability, 2024 with 2023 where a utility skipped a year (SAIDI and SAIFI, IEEE 1366) · residential prices from EIA-861 Sales to Ultimate Customers, net metering and advanced meters from the EIA-861 files of the same years · DOE LEAD Tool 2022 household energy burden by tract, apportioned into ZIPs by block population · PUCO electricity · ODOT territories service · EIA-861 · DOE LEAD Tool · HIFLD retail service territories

Gas

Enbridge Gas Ohio

Enbridge Gas OhioPUCO-regulated utility · 71% of homes heat with utility gas

Source: PUCO 2026 county map of gas distribution companies, HIFLD/EIA-176 territory polygons, ACS 2020-2024 heating fuel · PUCO natural gas · HIFLD

Full detail

Natural gas here

71% of the 56 homes here heat with utility gas.

Utility gas 71%Electricity 25%Propane or LP 0%Oil, wood, other 4%

Pipes under the street: Enbridge Gas Ohio reported 19,922 miles of distribution main to PHMSA for 2025, 43% plastic and 17.8% cast iron or bare steel (the leak-prone materials); 4,023 hazardous leaks repaired in 2025.

PUCO lists 2 companies operating in Mercer County: CenterPoint Energy Ohio, Enbridge Gas Ohio.

Source: PUCO gas distribution companies by county, April 2026 · federal (EIA) territory polygons, 2016 · Census ACS 2020 to 2024 heating fuel · PUCO natural gas · HIFLD

Power plants

20 to 35 miles

Greenville Electric Generating Station · 28.8 migas, 196 MW · 2 plants within 10 miles

Source: EIA-860 power plant inventory via HIFLD (202 Ohio plants, February 2025): nearest plant, nearest plant of 100 MW or more, plants and capacity by fuel within 10 miles; USGS U.S. Wind Turbine Database (June 2026) and U.S. Large-Scale Solar… · EIA-860 · HIFLD · USGS wind turbines · USGS solar · NRC emergency planning zones

Full detail

Power plants

28.8 mito Greenville Electric Generating Station, Greenville, a 196 MW gas plant, the nearest of 100 MW or more

Nearest plant of any size: Celina Solar Project #1, LLC, 4.2 mi (solar, 4 MW).

2 plants within 10 miles totalling 26 MW: 1 oil (22 MW), 1 solar (4 MW).

Solar: Celina Solar Project #1, LLC, 4 MW AC (2012), 23 acres, 4.3 mi away; 3 utility-scale solar farms within 15 miles.

Capacity is net summer capacity in megawatts (EIA), not output; a solar farm's 200 MW runs a quarter of the hours a gas plant's would. Small peaking engines and landfill-gas units count as plants.

Source: U.S. Energy Information Administration Form 860 plant inventory via HIFLD (February 2025); USGS U.S. Wind Turbine Database and U.S. Large-Scale Solar Photovoltaic Database; NRC emergency planning zones around Perry and Davis-Besse (residents inside the roughly 10-mile zone counted by 2020 census block); straight-line miles from the ZIP's population-weighted center · EIA-860 · HIFLD · USGS wind turbines · USGS solar · NRC emergency planning zones

Pipelines

3 to 10 miles

Nearest transmission line 3.8 miWest Ohio Gas Co (intrastate)

Source: EIA natural gas interstate and intrastate transmission pipelines via Esri's Federal User Community copy on ArcGIS Online (data last updated July 2025; 1,239 segments in and around Ohio): miles inside each ZIP by operator, distance from the… · EIA U.S. Energy Atlas · ArcGIS Online item

Full detail

Gas transmission pipelines

3.8 mifrom the population center to the nearest natural gas transmission line, West Ohio Gas Co (intrastate)

No transmission line crosses this ZIP.

Transmission lines run at hundreds of pounds of pressure and are inspected under federal rules; the distribution mains that actually feed homes are a separate, denser network not shown here. By mileage in this EIA layer Ohio's map is dominated by Columbia Gas Transmission and East Ohio Gas's intrastate lines; Texas Eastern and the Rover and Nexus lines built for Utica shale gas are among the other large interstate systems.

Source: U.S. Energy Information Administration Natural Gas Interstate and Intrastate Pipelines layer (data last updated July 2025, pulled September 2026), via the ArcGIS Online copy maintained by Esri's Federal User Community; straight-line miles from the ZIP's population-weighted center; lengths clipped to the ZIP boundary in an equal-area projection · EIA U.S. Energy Atlas · ArcGIS Online item

Phone

Frontier

Frontier NorthIncumbent telephone company

Source: PUCO Telecom map service, layer 7 ILEC Company Service Area (incumbent local exchange carriers, fetched 2026-09-08) by resident share of 2020 census blocks · PUCO telephone

Full detail

Incumbent telephone company

Source: PUCO incumbent local exchange carrier service areas · 2020 census blocks · PUCO telephone

Internet

No data

No FCC data

Source: FCC Broadband Data Collection, June 2024, fixed availability by H3 hexagon (Esri Living Atlas, Ohio subset); Census ACS 2020-2024 table B28002 internet subscriptions; Ookla Open Data fixed speed tests 2025 Q2 by tile, averaged inside the… · FCC broadband map · Ookla open data · Census ACS

Full detail

Internet

Of 56 households, 80% subscribe to cable, fiber or DSL, 11% rely on a cellular plan only, and 7% have no internet at home.

Source: FCC Broadband Data Collection, June 2024 (availability) · Census ACS 2020 to 2024 (subscriptions) · Ookla Open Data, fixed-network speed tests by tile, 2025 Q2 (measured speeds) · FCC broadband map · Ookla open data · Census ACS

Cell signal

5G nearly everywhere

5G on 100% of the land4G or better 100% · AT&T 100% · T-Mobile 100% · Verizon 100%

Source: FCC Mobile Broadband Data Collection, carrier-reported 4G LTE and 5G coverage by H3 hexagon (Esri Living Atlas layer last updated 24 November 2025, June 30, 2025 filing round), fetched 2026-09-08; FCC Antenna Structure Registration… · FCC broadband map · FCC antenna registration · Ookla open data

Full detail

Cell signal

100%of the land has 5G from at least one carrier; 100% has 4G LTE or better
  • AT&T4G 100% · 5G 100%
  • T-Mobile4G 100% · 5G 100%
  • Verizon4G 100% · 5G 0%

Registered towers: 0 antenna structures registered with the FCC inside this ZIP and 3 within 3 miles of its center; the nearest is a 46-foot lattice tower 0.8 mi away. Only structures over 200 feet or near airports must register, so most cell sites on short poles, water towers and rooftops are not counted.

Coverage as the carriers report it to the FCC for outdoor use at a stationary spot, by land area rather than by residents; indoor signal and rural hollows can be worse.

Source: FCC Mobile Broadband Data Collection via Esri Living Atlas (layer last updated November 2025, i.e. the June 30, 2025 filing round), carrier-reported outdoor coverage by hexagon, summed over the ZIP's land; FCC Antenna Structure Registration database, September 2026; Ookla open data mobile tiles, 2026 Q2 · FCC broadband map · FCC antenna registration · Ookla open data

EV chargers

20 miles or more

Fast charger 23.2 mi: GM DELIVERY CUSTOMER PARKIN0 public stations in the ZIP (0 Level 2, 0 DC fast ports) · 6 within 5 miles of its center

Source: NREL Alternative Fuels Data Center station list as of May 29, 2026 (USDOT BTS copy: 2,136 Ohio electric stations, of which the 1,850 public and open are used, NREL restricted-access records such as dealer-service and hotel-guest chargers… · Alternative Fuels Data Center · BTS Alternative Fueling Stations (NTAD)

Full detail

EV charging

23.2 mito the nearest public DC fast charger, GM DELIVERY CUSTOMER PARKIN in Sidney (ChargePoint, 1 fast port)

No public station inside this ZIP; the nearest of any kind is CELINA MAIN ST, 4.2 mi. 6 stations within 5 miles of the ZIP's population center, 0 with DC fast charging.

Level 2 adds roughly 20 to 30 miles of range an hour; DC fast charging fills most cars in under an hour. Listings are operator-reported and lag new openings and closures.

Source: NREL Alternative Fuels Data Center via the U.S. DOT Bureau of Transportation Statistics (public, open electric stations, the posts at one site merged, restricted-access sites excluded), and chargers in neighbouring states near the border; straight-line miles from the ZIP's population-weighted center; station list as of May 29, 2026 · Alternative Fuels Data Center · BTS Alternative Fueling Stations (NTAD)

Transit

No transit stop within half a mile of anyone

0% within half a mile of a stop0 stops in the ZIP

Source: USDOT BTS National Transit Map stops (National Transportation Atlas Database, 2025 vintage, fetched September 2026), plus the Springfield, Lancaster-Fairfield, Knox County Transit, WayGo and BGSU Shuttle GTFS feeds: share of residents… · BTS National Transit Map · BTS transportation atlas · Springfield City Area Transit GTFS feed · Lancaster-Fairfield Public Transit GTFS feed · Knox County Transit GTFS feed · WayGo GTFS feed · BGSU Shuttle GTFS feed

Full detail

Public transit

0%of residents live within half a mile of a bus or rail stop

0 stops inside this ZIP; the nearest stop is 25.1 mi from the population center.

Only fixed-route systems that publish a GTFS feed appear; dial-a-ride and demand-response services do not, and a handful of small fixed-route systems publish no feed at all. The nearest stop may be across the state line, and the out-of-state set may be incomplete. Half a mile is roughly a ten-minute walk.

Source: USDOT Bureau of Transportation Statistics, National Transit Map stops (National Transportation Atlas Database, 2025 vintage, fetched September 2026), plus the Springfield, Lancaster-Fairfield, Knox County Transit, WayGo and BGSU Shuttle GTFS feeds; share of 2020 census block population within half a mile of a stop · BTS National Transit Map · BTS transportation atlas · Springfield City Area Transit GTFS feed · Lancaster-Fairfield Public Transit GTFS feed · Knox County Transit GTFS feed · WayGo GTFS feed · BGSU Shuttle GTFS feed

Walkability

Least walkable (1 to 5.75)

Walkability 5.2 of 208 intersections per square mile · 0% near transit

Source: EPA National Walkability Index (Smart Location Database 3.0, 2021) by block group, population-weighted to ZIPs through 2020 census block points · EPA walkability index · Smart Location Database · Census ACS

Full detail

Walkability

5.2of 20 on the EPA's National Walkability Index, least walkable (the average Ohioan's ZIP scores 8.4)
Street grid
8 intersections per square mile, long blocks and country roads
Transit
no stop within three-quarters of a mile in the EPA's 2020 transit file
Mix of uses
employment mix 0.59 and mix of homes and job types 0.44 on the EPA's 0 to 1 scales, where 1 is the most varied
Car-free households
0% of households have no vehicle (Census ACS 2020 to 2024)

The index scores every block group on intersection density, distance to transit and how mixed its jobs and homes are, then ranks them against the whole country. It measures the street pattern, not sidewalks, safety or hills.

Source: EPA National Walkability Index (Smart Location Database 3.0, 2021) by census block group, population-weighted to the ZIP through 2020 census blocks; car-free households from Census ACS 2020 to 2024 table B25044 (the Homes card), or, where that is missing, the Smart Location Database's own 2014 to 2018 share weighted by households · EPA walkability index · Smart Location Database · Census ACS

Rail crossings

No public rail crossing in the ZIP

0 public crossingsnearest crossing 3.1 mi (R.J. Corman (Western Ohio))

Source: FRA Grade Crossing Inventory (current records, Ohio): open at-grade crossings inside each ZIP, gates, trains a day at the busiest, timetable speed, railroads; nearest crossing to the population-weighted center; FRA highway-rail grade… · FRA crossing inventory (Form 71, current) · FRA crossing incidents (Form 57) · FRA rail equipment accidents (Form 54) · FRA safety data · DOT open data

Full detail

Rail crossings

0open public at-grade rail crossings inside this ZIP; nearest crossing 3.1 mi from the population center (R.J. Corman (Western Ohio))

Train counts and speeds are the railroad's last inventory update. Crossings with only crossbucks rely on the driver; Ohio has averaged about 77 crossing collisions a year from 2010 to 2025 (FRA Form 57), between 64 and 87 in a year.

Source: Federal Railroad Administration, Grade Crossing Inventory (Form 71, current records); crossings whose point falls inside the ZIP boundary, closed crossings excluded; nearest crossing measured from the population-weighted center. Collisions are FRA Form 57 crossing incidents since 2010, placed by crossing id through the inventory's coordinates; train accidents are FRA Form 54 rail equipment accidents since 2010, placed by their own reported coordinates, counted one per incident rather than one per report (county totals from the same file). All three pulled from data.transportation.gov, September 2026 · FRA crossing inventory (Form 71, current) · FRA crossing incidents (Form 57) · FRA rail equipment accidents (Form 54) · FRA safety data · DOT open data

Bridges

No data

No bridges inside this ZIP

Source: FHWA National Bridge Inventory 2025 (26,713 Ohio structures): bridges inside each ZIP, poor-condition ratings, ages, traffic · FHWA bridge inventory · ODOT TIMS bridge inventory (live)

Full detail

Bridges

No inventoried bridge sits inside this ZIP.

Source: Federal Highway Administration, National Bridge Inventory 2025 (Ohio file); structures whose point falls inside the ZIP boundary; condition from NBI items 58, 59, 60 and 62 (deck, superstructure, substructure, culvert) · FHWA bridge inventory · ODOT TIMS bridge inventory (live)

Traffic

Under 5,000 vehicles a day

3,652 vehicles a day on SR 219123 trucks · 2K vehicle-miles a day inside the ZIP

Source: ODOT traffic count segments (2025 annual average daily traffic by road segment, ODOT Transportation Information Mapping System): segments assigned to the ZIP holding their midpoint; NHTSA Fatality Analysis Reporting System 2020 to 2024… · ODOT TIMS traffic count segments · NHTSA FARS

Full detail

Traffic

4Kvehicles a day on SR 219, the busiest counted road segment inside this ZIP (2025)
Trucks
123 a day on SR 219, 3% of its traffic
Driving
about 2K vehicle-miles a day on the 17 counted segments inside the ZIP; the typical segment carries 1,927 vehicles

Annual average daily traffic is both directions combined, averaged over the year. County, township and city roads are labelled by their route number, which ODOT uses instead of the street name. Most city streets have no count, so the busiest local road is the busiest counted one. Interchange ramps are left out of the busiest-road pick; a ZIP with nothing but ramps shows one labelled ramp and its ODOT number.

Road deaths: 1 person died in 1 crash inside this ZIP in 2020 to 2024 (1 motorcyclist); 1 involved a drinking driver and 1 happened in the dark. Too few people live here for a per-resident rate to mean much; deaths are counted where the crash happened, and many who die on through roads live elsewhere. (NHTSA FARS)

Source: ODOT traffic count segments, 2025 annual average daily traffic (ODOT TIMS); segments assigned to the ZIP holding their midpoint; NHTSA Fatality Analysis Reporting System 2020 to 2024, crashes placed by their coordinates · ODOT TIMS traffic count segments · NHTSA FARS

Airports and Amtrak

30 to 50 miles

DAY · 44.1 miJames M Cox Dayton International · Amtrak at Connersville, IN 65.9 mi

Source: FAA airport facilities and Amtrak stations via USDOT BTS: nearest airport with scheduled airline service (Part 139 class I), nearest public-use airport, nearest Amtrak station, including out-of-state ones near the border · BTS transportation atlas

Full detail

Airports and trains

44.1 mito James M Cox Dayton International (DAY), Dayton, the nearest airport with scheduled airline flights
Nearest airfield
Lakefield (CQA), Celina, 0.6 mi, public use
Amtrak
Connersville station, 65.9 mi (Connersville, IN)

Ohio's Amtrak stops are on the Floridian (Amtrak has temporarily combined the Capitol Limited with the Silver Star), the Lake Shore Limited and the Cardinal, all overnight trains; Cincinnati's only calls three times a week. Amtrak's Thruway bus stops, Dayton-Trotwood among them, are not counted as stations here. Airline service at Toledo and Rickenbacker is limited to a few routes; Youngstown-Warren has had no airline flights since 2018.

Source: FAA airport facilities and Amtrak stations via USDOT BTS National Transportation Atlas; straight-line miles from the ZIP's population-weighted center · BTS transportation atlas

Land, air and risk

The ground itself and what can go wrong on it: radon, flood risk, air quality, old mines and wells, and the parks, wetlands and open land still left.

Radon

Too few tests

Too few radon testsNo tests reported

Source: Ohio Department of Health radon test results by ZIP code since 2010 (pre-mitigation), ZIPs with five or more tests · ODH radon program

Full detail

Radon in this ZIP

No radon tests have been reported to the state for this ZIP code. EPA's advice is the same everywhere: test your home.

Source: odh.ohio.gov radon levels by ZIP code, tests since 2010, before mitigation · ODH radon program

Flood

20% or more

22% of residents in the 1% floodplain9% of the land is floodplain, 5% more in the 0.2% zone · zone AE

Source: FEMA National Flood Hazard Layer, flood hazard zones, fetched 2026-09-08; OpenFEMA NFIP redacted claims for Ohio (frozen June 2026), by reported ZIP; USGS NWIS annual peak flows for the nearest active stream gauge; NOAA Atlas 14… · FEMA flood hazard layer · FEMA Map Service Center · OpenFEMA · NOAA Atlas 14 · USGS stream gauges

Full detail

Flood zones

22%of residents live in a census block whose center is inside the 1% annual chance floodplain

9.5% of the ZIP's land is in that floodplain, and another 4.6% is in the 0.2% (500-year) zone. Zones mapped here: AE.

Design storms (NOAA Atlas 14): a 100-year storm here drops 5.4 inches in 24 hours (2.7 in a single hour, 4.2 in six); a 2-year storm 2.5, 10-year 3.6, 25-year 4.3, 500-year 6.9 inches in 24 hours. Storm sewers, culverts and detention ponds are sized from these numbers, and a "100-year" storm has a 1% chance every year.

Nearest river gauge: Coldwater Creek at Coldwater OH, 3.2 mi away, draining 11 square miles. Record flow 1,300 cubic feet a second at a stage of 12.13 ft on 2015-06-17; the highest since 2016 was 1,220 on 2019-04-26 (USGS, 11 annual peaks, 2013 to 2025).

1 federal flood insurance policy is in force in this ZIP, covering $71,000 of buildings; 100% of them are in a mapped high-risk zone; the typical policy costs $602 a year (about 2% of households).

2 federal flood insurance claims from this ZIP since 1978, 2 since 2010, paying about $109,913 in all; the worst year was 2011 with 2 claims.

Community status: Montezuma takes part in the National Flood Insurance Program; flood map effective 05/16/12. Mercer County's unincorporated areas take part in the National Flood Insurance Program; flood map effective 05/16/12.

Lenders require flood insurance on mortgaged homes in the 1% zone (zones A and AE). Block centers understate narrow floodplains in rural areas, so check the FEMA map for a specific address.

Source: FEMA National Flood Hazard Layer (effective flood insurance rate maps, levee centerlines) · 2020 census block centers · ZIP land area by polygon overlay, open water excluded; NOAA Atlas 14 precipitation frequency at the ZIP center; USGS NWIS annual peak flows; OpenFEMA NFIP policies in force by reported ZIP as of September 2026, NFIP redacted claims and the Community Status Book · FEMA flood hazard layer · FEMA Map Service Center · OpenFEMA · NOAA Atlas 14 · USGS stream gauges

Hazard risk

60 to 80

Risk score 63 · higher than about 63% of US tractsHail 84 · Tornado 82

Source: FEMA National Risk Index, census tracts, December 2025 release, population-weighted to ZIPs · FEMA National Risk Index · NRI census tract layer (ArcGIS)

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Natural hazard risk

63average risk index score of the tracts residents live in (a national percentile: higher than about 63% of US tracts)
  • Hail84
  • Tornado82

FEMA's expected annual loss here from all hazards: $135,686 a year in buildings, crops and lives.

The index blends how often a hazard strikes, what it would cost, and how vulnerable and resilient the community is. Inland flooding (rivers and heavy rain) scores 81, tornado 82, winter weather 52.

Source: FEMA National Risk Index, census tracts, December 2025 release, weighted to this ZIP by 2020 block population · FEMA National Risk Index · NRI census tract layer (ArcGIS)

Climate

20 to 30 inches

29" of snow a year · 51.4°F averageJanuary low 19° · July high 84° · 40" of precipitation

Source: NOAA NCEI 1991-2020 U.S. Climate Normals, annual and monthly, 261 Ohio stations; each ZIP takes the nearest station reporting each element from its population-weighted center; U.S. Drought Monitor weekly county statistics 2000 to 2026… · NOAA climate normals · NOAA climate at a glance · U.S. Drought Monitor

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Climate

29 inof snow a year (NOAA provisional normal, 15 years of record), measured at Celina 3 NE, 5.6 mi away
Temperature
51.4°F average; typical January low 19°, July high 84°
Hot and cold days
12 days a year reach 90°F; 116 nights fall below freezing, 5 below 0°F; 40 days never climb above freezing
Rain and snow
39.8 inches of precipitation on 79 days with a tenth of an inch or more; 29 inches of snow on 10 days with an inch or more
Degree days
5,789 heating, 865 cooling (base 65°F): the higher the heating number, the bigger the winter gas bill

Drought (U.S. Drought Monitor): since 2020 Mercer County has spent 71 weeks in moderate drought or worse, 31 of them severe or worse (most recently 12 weeks in 2026), and 152 weeks at least abnormally dry. The worst since 2000 was extreme drought in 2026/03; 9% of all weeks since 2000 were in drought. As of 2026-09-01: no drought.

Long run (NOAA, Mercer County): the average year ran 51.4 °F over 1996 to 2025 against 49.5 °F over 1901 to 1930, 2.0 °F warmer (1.8 °F warmer than 1951 to 1980); the warmest year on record was 2024 at 54.2 °F, and 2025 came in at 51.3 °F. Precipitation averaged 39.1 inches a year lately against 37.2 a century ago, 5% more; the wettest year was 2003 with 53.2 inches, and 2025 brought 31.7. More rain in bigger bursts is what strains storm sewers and septic fields.

Stations: Celina 3 NE (5.6 mi, temperature and precipitation and snowfall; 15 years of snowfall record). Normals are thirty-year averages, so a single winter can run far above or below them; NOAA marks this snowfall normal provisional because the station record is too short or too patchy for a standard normal, and the temperature and precipitation figures here skip stations with under 10 years.

Source: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020 (annual/seasonal and monthly); nearest reporting station to the ZIP's population-weighted center for each element; U.S. Drought Monitor county statistics · NOAA climate normals · NOAA climate at a glance · U.S. Drought Monitor

Air

8.5 to 9

PM2.5 8.8 µg/m³ at Lima, 32.5 miozone 66 ppb at Lima

Source: EPA Air Quality System 2025 annual summaries: nearest PM2.5 and ozone monitors from each ZIP's population-weighted center, county AQI day counts; EPA ECHO Clean Air Act permitted sources in Ohio (air_rest_services, September 2026); EPA… · EPA air data files · EPA AirToxScreen · EPA Green Book · EPA ECHO

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Air quality

8.8 µg/m³annual average fine particulate (PM2.5) at the nearest monitor, Lima in Lima, 32.5 mi away; EPA's annual standard is 9
Worst days
98th-percentile day 21.8 µg/m³ (24-hour standard 35)
Ozone
66 ppb, 4th-highest daily 8-hour reading at Lima, 32.5 mi away (standard 70)
County AQI
Mercer County has no monitor of its own, so EPA publishes no daily index for it
Air toxics
20 in a million lifetime cancer risk from outdoor air toxics across Mercer County (EPA AirToxScreen 2020), mostly formaldehyde (16) and carbon tetrachloride (3)
Permitted sources
no permitted air source operates inside this ZIP; nearest major source American Rheinmetall in Saint Marys, Township Of, 8.8 mi (EPA ECHO)
Air standards
Mercer County meets every national air quality standard and carries no maintenance plan (EPA Green Book)

Ohio has 38 PM2.5 monitors, mostly in cities and near industry, so a rural ZIP borrows a reading from far away. 2025 includes Canadian wildfire smoke days. Air-toxics risk is EPA's modelled lifetime estimate for the county as a whole; EPA's national average is about 30 in a million, and formaldehyde, with the globally mixed carbon tetrachloride background and acetaldehyde, makes up most of it.

Source: EPA Air Quality System, 2025 annual summary files (monitor annual concentrations, county AQI) and the 2026 daily county AQI file; straight-line miles from the ZIP's population-weighted center to the nearest monitor · EPA air data files · EPA AirToxScreen · EPA Green Book · EPA ECHO

Toxic sites

15 miles or more

Nearest NPL site 33.4 mi: Miami County Incinerator0 toxic-release reporters · 0 Superfund program sites in the ZIP

Source: EPA Facility Registry Service: Superfund NPL and SEMS sites, Toxics Release Inventory reporters (EPA geoplatform), fetched 2026-09-08; the nearest NPL site also considers sites in PA, WV, KY, IN and MI within about 20 miles of the border… · EPA Facility Registry · EPA Superfund sites · Ohio EPA cleanup sites · EPA UST Finder · EPA ECHO

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Toxic and Superfund sites

33.4 mito the nearest Superfund NPL site, Miami County Incinerator in Troy, on the NPL

0 facilities have reported toxic chemical releases or transfers to EPA's inventory from inside this ZIP, and 0 sites appear in the Superfund program's list (most assessed and never listed).

2 EPA-registered facilities of all kinds in this ZIP: 0 brownfield sites in the cleanup program, 0 hazardous-waste handlers, 0 with air permits, 0 with water discharge permits.

Nearest landfill: Republic Services Inc Celina Sanitary Landfill, 2.7 mi from the center, municipal solid waste landfill (open); 1 landfill site within 3 miles of the population center. Ohio EPA's list includes closed and historic dumps.

State cleanup program: 0 sites inside this ZIP, 1 within 3 miles of the population center; the nearest is Bunker Hill Landfill, 2.3 mi from the center, site assessment.

Voluntary cleanups: 0 properties inside this ZIP hold an Ohio EPA covenant not to sue after a Voluntary Action Program cleanup; 0 such properties within 3 miles of the population center, nearest White New Idea/AGCO Former, Coldwater, 4.4 mi. These are former industrial and commercial sites certified clean enough to reuse.

Solid waste: no licensed solid waste facility inside this ZIP; nearest Republic Services Inc Celina Sanitary Landfill (municipal landfill), 2.7 mi from the center; 1 within 5 miles of the center (Ohio EPA licences, 2026). Compost sites and transfer stations are where most of a county's trash and yard waste actually goes.

Hazardous waste (EPA ECHO): no active hazardous waste handler inside this ZIP; nearest treatment, storage or disposal facility: Ineos Nitriles USA LLC in Lima, 26.9 mi. Handlers include every business that generates hazardous waste, from body shops to chemical plants.

Underground tanks: no underground storage tanks in use, 7 closed over the years; 2 leaking-tank releases on record, all closed out, 2 inside a drinking-water source protection area (EPA UST Finder, Ohio records as of 2018-2019).

Drop-off sites: the nearest scrap tire drop-off is Best One Tire & Service, Sidney, 23.3 mi away; the nearest household battery drop-off is Ohio Recycling, Chickasaw, 4.4 mi away (2 within 15 mi) (Ohio EPA).

The inventory covers larger manufacturers and federal facilities that use listed chemicals; reporting means use or release, not a measured hazard to neighbours. Superfund status: on, proposed for, or deleted from the list after cleanup.

Source: EPA Facility Registry Service, Superfund (SEMS and NPL) sites and Toxics Release Inventory reporters, points inside the ZIP boundary; distance from the ZIP's population-weighted center · EPA Facility Registry · EPA Superfund sites · Ohio EPA cleanup sites · EPA UST Finder · EPA ECHO

Toxic releases

No data

No TRI-reporting facility

Source: EPA Toxics Release Inventory basic data files, Ohio, reporting years 2020 to 2024 (2024 shown, 2020 for the trend); facilities placed in the ZCTA holding their coordinates; dioxin rows reported in grams left out of pound totals · EPA TRI data files

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Toxic releases

No facility inside this ZIP files a Toxics Release Inventory report. Only plants in listed industries with 10 or more workers that handle a listed chemical above its threshold must file, so small shops and most businesses never appear.

Source: EPA Toxics Release Inventory, basic data files for Ohio, reporting years 2020 to 2024 (2024 shown); facilities placed by their coordinates; dioxin rows reported in grams are left out of the pound totals · EPA TRI data files

Dams

1 or 2

2 high-hazard dams within 10 milesNearest: Grand Lake St. Marys - West Embankment, 3.4 mi, condition poor

Source: U.S. Army Corps of Engineers National Inventory of Dams (1,376 Ohio dams, August 2026; 26 Corps levees and dikes counted with their parent dam): high-hazard dams near each ZIP's population-weighted center, with the state's condition… · National Inventory of Dams

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Dams

2high-hazard dams within 10 miles (1 within 5), among 7 dams of any class

Nearest high-hazard dam: Grand Lake St. Marys - West Embankment, 3.4 mi, condition poor (recreation, 20 ft high, 156K acre-feet, built 1841, on Beaver Creek, state owned).

No inventoried dam sits inside this ZIP.

"High hazard" describes what a failure would do downstream, not the dam's shape; Ohio rates more than a third of its inventoried dams in poor condition, mostly small private lake dams. Emergency action plans are required for high-hazard dams.

Source: U.S. Army Corps of Engineers, National Inventory of Dams (August 2026 release); straight-line miles from the ZIP's population-weighted center. Condition assessments come from Ohio's dam safety program. · National Inventory of Dams

Disasters

6 to 10

9 tornado tracks within 5 miles since 19504 rated F2/EF2+ · 17 federal declarations for Mercer County · 10 quakes M2+ within 25 mi

Source: NOAA Storm Prediction Center tornado database 1950-2025 (tracks within 5 miles of each ZIP's population-weighted center), OpenFEMA disaster declarations by county since 1956, USGS earthquake catalog M2+ since 1970 within 25 miles; NOAA… · NOAA SPC tornado data · OpenFEMA · USGS earthquakes · NOAA storm events · IEM warning archive

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Disasters on record

9tornado tracks within 5 miles since 1950, 2 within 1 mile; 4 rated F2/EF2 or stronger, 5 since 2000

Strongest nearby: EF2 on 2024-05-07, 6.4 mi track.

17 federal declarations for Mercer County since Ohio's first in 1956 (13 major disasters): severe storm 6, flood 3, tornado 3. Latest: Tornadoes (2024).

10 earthquakes of magnitude 2 or more within 25 miles since 1970, the largest M4.5 1 km ESE of Saint Marys, Ohio in 1986.

Warnings since 2015 (National Weather Service, Mercer County): 21 tornado warnings (2016: 2, 2017: 5, 2019: 3, 2021: 2, 2023: 2, 2024: 4, 2026: 3), 97 severe thunderstorm warnings, 8 flash flood warnings, 19 flood warnings and 78 flood advisories, 9 winter storm or blizzard warnings, 31 heat warnings or advisories, 7 extreme cold or wind chill warnings; 812 products in all.

Mitigation grants (FEMA): 6 hazard mitigation projects in Mercer County since 1995, worth $1.3 million ($855,008 federal), covering 31 properties; mostly property buyouts, mitigation planning. Largest: property buyouts for Village Of Fort Recovery, $871,467 (fiscal 1995).

Disaster aid to households: 1 household in this ZIP registered with FEMA after 1 declared disaster; none were approved for money. Registrations by event: severe storms, straight-line winds, tornadoes, flooding, landslides and mudslide (2019): 1.

102 severe weather reports for Mercer County since 2016 in NOAA's Storm Events log: 49 damaging thunderstorm wind, 23 river and street flooding, 14 hail, 11 tornadoes. Largest hail 2.5 in (Jul 10, 2017); strongest measured gust 58 mph (Jun 18, 2025); 1 death and 16 injuries; about $33.8 million in reported damage, the costliest being tornadoes on May 27, 2019 ($15.0M). Zone-wide advisories add 33 winter weather, 8 high wind, 6 winter storms.

Tornado tracks are straight lines from touchdown to lift-off; a near miss counts, a direct hit is not distinguished. Declarations include the 2020 COVID-19 emergency for every county; the latest, declared 2 May 2024 (DR-4777), covers the 14 March 2024 tornadoes in eleven counties, Indian Lake among them.

Source: NOAA Storm Prediction Center tornado database 1950-2025; OpenFEMA disaster declarations summaries; USGS earthquake catalog (M2+, 1970 to date); NOAA Storm Events database 2016 to 2026 by county. Distances from the ZIP's population-weighted center. · NOAA SPC tornado data · OpenFEMA · USGS earthquakes · NOAA storm events · IEM warning archive

Spills

No spill reported since 2021

0 spills reported since 2021none reported

Source: Ohio EPA emergency response spill reports (geo.epa.ohio.gov EmergResponse/Spills2_OpenData): cases with a location inside each ZIP, 2021 to date · Ohio EPA spills data · Ohio EPA Office of Emergency Response

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Spills and releases

0spills and releases reported to Ohio EPA from inside this ZIP since 2021
By year
2021: 0, 2022: 0, 2023: 0, 2024: 0, 2025: 0, 2026: 0

Anyone who spills more than a reportable quantity must call Ohio EPA within 30 minutes, so the log mixes a few gallons of diesel on a highway shoulder with real releases; the reported volume is the caller's first estimate. Every report in Ohio EPA's open-data layer carries coordinates; air-pollution complaints and calls where nothing was found are left out of this count.

Source: Ohio EPA Emergency Response spill reports (Spills2 open data), reports with coordinates inside the ZIP boundary, 2021 to date · Ohio EPA spills data · Ohio EPA Office of Emergency Response

Oil and gas wells

1 to 10 wells

1 well in the ZIP0 producing · 0 shale · 0 orphan · nearest 0.17 mi

Source: ODNR Division of Oil and Gas Resources public well inventory (242,324 well heads, fetched 2026-09-08): wells inside each ZIP by status, horizontal shale wells, injection wells, orphan-program wells · ODNR oil and gas · ODNR GIS services

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Oil and gas wells

1oil and gas well ever permitted inside this ZIP; 11 within 1 mile of its population center (0 producing), nearest 0.17 mi, unknown status
Status
0 producing, 0 plugged or abandoned, the rest drilled but idle, gas storage, orphan, expired permits or unknown

Ohio has drilled since 1860, so most wells here are old, shallow and plugged; unplugged orphans and injection wells are the ones that matter for groundwater. Well-head points can be a few hundred feet off for the oldest records.

Source: Ohio Department of Natural Resources, Division of Oil and Gas Resources Management, public well inventory (well-head points); counts inside the ZIP boundary and within 1 mile of the ZIP's population-weighted center · ODNR oil and gas · ODNR GIS services

Abandoned mines

No mapped underground mine

No mapped minenearest 26.4 mi

Source: ODNR Mines of Ohio: abandoned underground coal and industrial-mineral mines mapped before 1977 (5,116 polygons), overlaid on ZCTA land in Albers equal-area; ODNR Division of Geological Survey industrial minerals locations, 2015 (active… · ODNR mines of Ohio · ODNR Geological Survey

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Abandoned mines

0%of this ZIP's land lies above a mapped abandoned underground mine; the nearest is 26.4 mi away

Undermined land can subside and old workings can discharge acid mine water; ODNR's Abandoned Mine Land program funds repairs, and mine-subsidence insurance is included automatically in 26 eastern counties and offered as an option in 11 more. Maps drawn before 1977 are incomplete, so "none" means none mapped.

Quarries, pits and working mines: nearest Celina Quarry (limestone, Stoneco, Inc., 617,959 tons sold), 6.4 mi away in Mercer County; 0 within 3 miles, 1 within 10 (ODNR Industrial Minerals Locations, 2015, which includes surface and underground coal mines).

Source: Ohio Department of Natural Resources, Mines of Ohio (abandoned underground mine maps, coal and industrial minerals, pre-1977), overlaid on the ZIP boundary in an equal-area projection · ODNR mines of Ohio · ODNR Geological Survey

Soils

Somewhat limited

Blount silt loam, ground moraine, 2 to 4 percent slopesseptic somewhat limited · somewhat poorly drained

Source: USDA NRCS SSURGO via Soil Data Access: the soil map unit under each ZIP's population-weighted center with its dominant component, drainage, hydric and farmland class, flooding, and the Ohio septic and basement interpretation ratings… · USDA Soil Data Access · Web Soil Survey · Open-Meteo elevation

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Soils and septic

Somewhat limitedfor a septic leach field: the soil under this ZIP's population center, Blount, somewhat poorly drained
Soil
Blount silt loam, ground moraine, 2 to 4 percent slopes; Blount makes up 85% of the unit, 3% slope
Water
somewhat poorly drained; flooding none, ponding none
Septic
Somewhat limited for a leach field under Ohio's rule (very limited under the national rule)
Basements
Very limited for dwellings with basements
Farmland
Prime farmland if drained
Elevation
876 feet above sea level at the ZIP's population center; Ohio runs from 455 feet where the Ohio River leaves the state to 1,549 feet at Campbell Hill

One point stands for the ZIP; soils change field by field, and a site evaluation is what the health department goes by. "Very limited" means the standard design will not work, not that nothing will.

Source: USDA Natural Resources Conservation Service, SSURGO soil survey via Soil Data Access; the map unit at the ZIP's population-weighted center and its dominant component's interpretations; Copernicus GLO-90 elevation model (via Open-Meteo) at that center · USDA Soil Data Access · Web Soil Survey · Open-Meteo elevation

Parks

0.5 to 2%

1.3% public land · 1 acresMontezuma Village Park · Grand Lake St. Marys State Park 0.2 mi

Source: USGS Protected Areas Database 4.1 (Ohio state package, flattened combined layer, open-access fee, designation and easement polygons plus the six ODNR state parks PAD-US codes closed by default: Buckeye Lake, Forked Run, Hueston Woods, Lake… · USGS PAD-US · ODNR GIS services

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Parks and public land

1.3%of this ZIP's 67 acres is park, forest, wildlife area or preserve open to the public: 1 acre in 1 area, 1 of them local parks
Montezuma Village Park
local park, 1 acre inside the ZIP

Nearest state park: Grand Lake St. Marys State Park, 0.2 mi.

Protected land: 1.3% of this ZIP (1 acre) is in the USGS Protected Areas Database inventory of fee-owned parks, preserves and recreation land (public agencies, land trusts, and private clubs, camps and utility land, as their owners report it). 1% of the ZIP is protected land open to the public.

Trails: no built named trail crosses this ZIP; nearest is the Celina-Coldwater Bikeway, 3.2 mi from the ZIP's center (ODNR statewide trails inventory).

Open access as reported by each owner; local inventories vary, so a golf course or school field can be listed and a new park missed.

State lands nearby (ODNR facility layers): nearest boat ramp: Its It Ramp at Grand Lake St. Marys State Park, 0.2 mi (5 within 5 miles); fishing access: Park Grand Fishing Area at Grand Lake St. Marys State Park, 0.5 mi (5 within 5 miles); swim area: Boat Swim Area at Indian Lake State Park, 36 mi (0 within 5 miles); campground: Campground/Campsite at Grand Lake St. Marys State Park, 7 mi (0 within 5 miles).

Source: USGS Protected Areas Database of the United States 4.1 (open-access fee, designation and easement polygons), overlaid on the ZIP boundary; straight-line miles from the ZIP's population-weighted center to the nearest ODNR state park · USGS PAD-US · ODNR GIS services

Wetlands

Under 1% of the land

0.5% wetland · under 1 acre

Source: USFWS National Wetlands Inventory, Ohio geodatabase (imagery mostly 2004 to 2007, Lake Erie basin 2021), freshwater wetlands and ponds clipped to each ZIP (lakes and rivers excluded); Ohio EPA potential high-quality vernal pools… · USFWS wetlands inventory · Ohio EPA GIS services

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Wetlands

0.5%of this ZIP's 65 acres of land is mapped wetland or pond: under 1 acre in 2 polygons

Largest single wetland: under 1 acre of freshwater pond.

High-quality wetlands: nearest is Mercer WA (Ohio DNR), 48 acres, 1.3 mi away; 1 within 10 miles.

Mitigation sites: nearest Southshore Acres, 5 mi away (a permittee-responsible site under an environmental covenant); 1 within 10 miles. These are wetlands and streams built or restored to replace ones filled under Clean Water Act permits.

Assessed wetland: nearest NWCA-OH-3083, a wetland, 1.1 mi away: ORAM 25 of 100 (category 1), plant community index 16 of 100 (surveyed 2012); 1 within 10 miles. Category 3 wetlands are the state's best and hardest to fill; category 1 are degraded.

Mapped from aerial photography, mostly 2004 to 2007 (the Lake Erie watersheds were re-mapped from 2021 imagery, a few areas date from 1976 to 2005 or 2014 to 2023), so small and seasonal wetlands are undercounted and ponds dug or filled since then are missing; a site delineation decides whether a lot is jurisdictional. Emergent means marsh, forested and shrub means swamp.

Source: U.S. Fish and Wildlife Service, National Wetlands Inventory (Ohio geodatabase), freshwater wetland and pond polygons clipped to the ZIP boundary; lakes and river channels excluded, imagery mostly 2004 to 2007 (Lake Erie basin 2021) · USFWS wetlands inventory · Ohio EPA GIS services

Land cover

75% or more

97% developed · 5% tree canopycropland 2%

Source: National Land Cover Database 2021 (USGS and the MRLC consortium): land cover, percent impervious surface and tree canopy at 30 m, pulled as WCS tiles from mrlc.gov and summarised over each ZCTA boundary; USDA NASS Cropland Data Layer 2025… · NLCD · USDA Cropland Data Layer · ODNR pre-settlement vegetation

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Land cover

97%of this ZIP is developed land in the 2021 National Land Cover Database; 5% is under tree canopy
Developed
97%: 1% high intensity (downtown blocks, big-box lots), 24% medium (apartments, small-lot houses), 49% low (houses on larger lots), 23% open space (lawns, parks, golf courses, road verges)
Farmland
2.6%: 2.3% row crops, 0.3% pasture and hay
Forest
0.0%
Water and wetland
0.3% open water, 0.3% wetland
Paved and roofed
35% of the ZIP's surface is impervious; rain that lands there runs straight to a storm drain or stream instead of soaking in
Tree canopy
5% of the ZIP sits under tree canopy
Area
0.1 square miles of land

Land cover is classified from Landsat imagery at 30 metre pixels, so a house on a wooded lot can read as forest and a farm lane as open space. Stream health starts to slip once about 10% of a watershed is impervious, and is usually poor above 25%.

Source: National Land Cover Database 2021 (USGS and the Multi-Resolution Land Characteristics Consortium): land cover, percent impervious surface and tree canopy at 30 m, summarised over the ZIP boundary · NLCD · USDA Cropland Data Layer · ODNR pre-settlement vegetation

People and health

Who lives here and how well: education, jobs, health and life expectancy, and how far the nearest hospital, police station or grocery store sits.

People

15 to 25%

20% bachelor's or higher100% white · 0% Black · 0% Hispanic · 0% Asian · 0% foreign-born

Source: Census ACS 2020-2024 5-year by ZCTA: educational attainment (B15003), race and Hispanic origin (B03002), nativity (B05002), veterans (B21001); IRS Statistics of Income county migration flows 2022 to 2023 for the county; Census Bureau… · Census ACS · Census population estimates · IRS migration data · USDA ERS county codes · USDA ERS commuting area codes · 2020 Census redistricting data · Census SAIPE · IRS exempt organizations

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People

20%of adults 25 and over hold a bachelor's degree or higher (100 adults)
Education
20% of adults 25+ hold a bachelor's degree or higher, 0% a graduate degree; 47% stopped at high school or earlier
Ages
8.5% under 18, 18.8% 65 or older
Race and origin
100% white, 0% Black, 0% Hispanic or Latino, 0% Asian, 0% other or two or more races
Born abroad
0% of residents
Veterans
15.9% of adults
Households
2.1 people per household on average; 25% of households are one person living alone, 54% married couples
Who lives here
7% of households include children, 29% someone 65 or over and 7.1% are a senior living alone; of people 15 and over, 61% are married, 18% never married, 14% divorced and 8% widowed
Poverty
4.3% of residents live below the poverty line; the Gini index of income inequality is 0.28 (0 would mean every household earns the same, 1 that one household earns everything). County-wide, the Census Bureau's 2024 estimate is 8.0% (7.2% of children) with a median household income of $75,311 (SAIPE)
Ancestry
most often reported: German 58%, Irish 17%, English 14%
Movers
9.4% of residents lived somewhere else a year earlier, 2.6% in another state
Language
0.0% of households speak limited English; 3.6% speak Spanish at home
Moving
1,037 people moved into Mercer County between the returns they filed in 2022 and 2023 and 1,218 moved out (net −181, 37,772 stayed put); most arrivals came from Auglaize, OH (240), Darke, OH (76), Van Wert, OH (71); most leavers went to Auglaize, OH (275), Van Wert, OH (96), Darke, OH (73) (IRS)
Metro or rural
USDA rural-urban continuum code 7 of 9 for Mercer County: nonmetro - urban population of 5,000 to 20,000, not adjacent to a metro area
Nonprofits
2 tax-exempt organizations registered to addresses in this ZIP; 100% are 501(c)(3) charities; largest: Montezuma Fire Dept Inc ($150,000), South Shore-Zuma Inc ($13,000) (IRS)
County growth
Mercer County went from 42,529 people in April 2020 to 42,737 in July 2025 (+0.5%): 3,164 births, 2,283 deaths and a net −670 from migration since 2020; in 2025 alone a net 40 left for elsewhere in the U.S. and 52 arrived from abroad (Census estimates)
Since 1900
First counted in 1830 with 1,110 people and 7,712 by 1850, Mercer County counted 28,021 people in 1900, 28,311 in 1950, 35,265 in 1970, 40,936 in 2000 and 42,529 in 2020; it has never been larger than today (1.5 times its 1900 size, decennial censuses)

Commuting area: USDA classes this ZIP as a micropolitan suburb with heavy commuting to the town (rural-urban commuting area code 5 of 10, 2020 edition).

Race shares follow the Census categories, with Hispanic origin counted separately from race. Five-year averages centered on 2022. Moves count people on tax returns whose address changed county, so students and the very poor are undercounted.

Source: Census Bureau, American Community Survey 2020 to 2024 five-year estimates by ZIP Code Tabulation Area (tables B15003, B03002, B05002, B21001, B01001, B25010, B11001, B17001, B19083, B04006, B07003, C16002, B05006, B11005, B11007, B12001); county population estimates, vintage 2025; IRS exempt organization master file; USDA rural-urban continuum codes 2023; USDA ERS rural-urban commuting area codes 2020; 2020 Census PL 94-171 redistricting file, group quarters (table P5); IRS Statistics of Income county migration, returns filed in 2022 and 2023; Census SAIPE 2024 county poverty and median income; decennial county counts from the Census Bureau report Population of States and Counties of the United States 1790 to 1990 · Census ACS · Census population estimates · IRS migration data · USDA ERS county codes · USDA ERS commuting area codes · 2020 Census redistricting data · Census SAIPE · IRS exempt organizations

Jobs

Under 0.25 jobs per employed resident

3 jobs · 70 employed residentsAdministrative and waste services leads · residents mostly work in Celina (45822)

Source: Census LEHD LODES 8, 2023, all jobs: workplace and residence counts by census block summed into ZCTAs (workplace-only blocks by block-group or tract majority), origin-destination flows for where residents work; Census ZIP Code Business… · Census LEHD · BLS local unemployment · BLS QCEW · BEA county GDP · USAspending · OSHA enforcement data · Census ZIP Business Patterns · Census ACS · USDA ERS county typology · CDFI Fund Opportunity Zones

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Jobs and commuting

3jobs located in this ZIP, against 70 employed residents (0.04 jobs per worker)

Largest employers by sector: Administrative and waste services 3. 0% of local jobs pay over $3,333 a month, and 50% of residents' jobs do.

County labor market: Mercer County's unemployment rate was 2.4% in July 2026 (3.5% a year earlier), with 22,166 people in the labor force and 530 looking for work. Employers in the county paid an average of $1,010 a week in the first quarter of 2026 (up 3.0% on the year) to 19,779 workers at 1,202 establishments, employment down 2.4%; the largest private sectors are manufacturing (5,438 jobs, $1,148 a week), retail (1,966 jobs, $681 a week), restaurants and hotels (1,296 jobs, $334 a week). (BLS)

Working-age residents: 65.4% of people 16 and over here are in the labor force, averaged over 2020 to 2024 (Census ACS).

Federal money: in fiscal 2025 the federal government obligated $3 million in contracts performed in Mercer County ($65 a resident) and $28 million in grants ($656 a resident), plus $33,000 in loan guarantees and loans and $288 million in direct payments to people and organizations (USAspending; Social Security, Medicare and most benefits are not counted).

County economy: Mercer County produced $3.1 billion of real GDP in 2024 (2017 dollars, up 35.4% since 2019); personal income came to $72,667 a person in 2024, 8th of Ohio's 88 counties and up 45% since 2019 before inflation (BEA).

County type (USDA ERS, 2015 codes): Mercer County is a nonmetro county with a manufacturing-dependent economy, with none of the ERS distress flags.

How they get there: 93.5% drive alone, 0% carpool, 0% transit, 0% walk, 0% bike, 6.5% work from home (ACS).

Where residents work: 0% inside this ZIP; 25% in Celina (45822), 13% in Saint Marys (45885), 6% in New Bremen (45869) (shares of the 63 residents with an Ohio workplace). 10% of all employed residents work outside Ohio, which the flow data does not track.

Unemployment-insurance records tie each job to a workplace and a home address; large employers sometimes report every worker at a headquarters, which inflates a few ZIPs. Self-employment, the military, the Postal Service, most farm work and a large part of federal civilian employment are missing (federal jobs come from OPM records that omit several agencies and, in practice, most of Wright-Patterson).

Source: Census Bureau LEHD Origin-Destination Employment Statistics (LODES 8), 2023, all jobs; populated census blocks assigned to ZIP Code Tabulation Areas by interior point, workplace-only blocks by the majority ZCTA of their block group or tract; Census ZIP Code Business Patterns 2023; OSHA enforcement data via the Labor Department open data catalog; BLS county unemployment (LAUS) and wages (QCEW); Census ACS 2020 to 2024 labor force by ZIP Code Tabulation Area (B23025); USAspending federal awards by county, fiscal 2025; BEA county GDP and personal income · Census LEHD · BLS local unemployment · BLS QCEW · BEA county GDP · USAspending · OSHA enforcement data · Census ZIP Business Patterns · Census ACS · USDA ERS county typology · CDFI Fund Opportunity Zones

Upward mobility

50th percentile or higher

Percentile rank 50income rank at 35 for children of low-income parents · 2.04% incarcerated in 2010

Source: Opportunity Atlas (Chetty, Friedman, Hendren, Jones and Porter, Census Bureau): tract outcomes for children born 1978 to 1983, population-weighted to ZIPs through 2020 census blocks · Opportunity Atlas · Opportunity Insights data

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Upward mobility

50percentile rank in national household income reached in their mid-thirties by children who grew up here in families at the 25th percentile of income
Meaning
children from low-income families here reached or passed the national middle by their mid-thirties
Incarceration
2.04% of those children were in jail or prison on census day 2010
Coverage
100% of the ZIP's residents live in tracts with an estimate

The rank describes people born around 1980 who were children here in the 1980s and 1990s; neighbourhoods change, so it is a record of what the place did for one generation, not a forecast. Estimates for small tracts are noisy.

Source: Opportunity Atlas tract outcomes (Chetty, Friedman, Hendren, Jones and Porter, 2018; Census Bureau and IRS data for children born 1978 to 1983), population-weighted to ZIPs through 2020 census blocks · Opportunity Atlas · Opportunity Insights data

Social vulnerability

Average tract rank in Ohio's least vulnerable fifth

17th percentile of Ohio tractssocioeconomic 44 · household 28 · minority status 0 · housing and transport 13

Source: CDC/ATSDR Social Vulnerability Index 2022 by census tract (percentile ranks among Ohio tracts), population-weighted to ZIPs through 2020 census blocks · CDC/ATSDR SVI

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Social vulnerability

17thpercentile among Ohio's census tracts on the CDC's Social Vulnerability Index (higher means more vulnerable)
Socioeconomic status
44th percentile: poverty, unemployment, housing cost burden, no high school diploma, no health insurance
Household characteristics
28th: people 65 and over or 17 and under, disability, single-parent households, limited English
Racial and ethnic minority status
1st
Housing and transportation
13th: multi-unit and mobile homes, crowding, no vehicle, group quarters

The index ranks tracts on how much help their residents would need in a disaster or disease outbreak, using American Community Survey 2018 to 2022 figures. Ranks are within Ohio; a ZIP is the average of its tracts weighted by residents.

Source: CDC/ATSDR Social Vulnerability Index 2022, census tracts ranked among Ohio tracts, population-weighted to the ZIP through 2020 census blocks · CDC/ATSDR SVI

Health

16 to 20%

16.5% in fair or poor healthobesity 36.2% · diabetes 12.3% · smoking 14.2% · depression 24.8%

Source: CDC PLACES 2025 release, ZCTA model-based estimates of adult health (BRFSS 2023, ACS): fair or poor health, obesity, diabetes, smoking, depression, uninsured and more; County Health Rankings 2025 (University of Wisconsin Population Health… · CDC PLACES · County Health Rankings · CDC overdose data · NCI cancer profiles · HRSA data

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Community health

16.5%of adults rate their own health as fair or poor
Weight and activity
obesity 36.2%, no leisure-time physical activity 25.8%
Chronic conditions
diabetes 12.3%, high blood pressure 38.4%, COPD 7.7%, cancer (any but non-melanoma skin cancer) 9.9%
Habits
current smoking 14.2%, binge drinking 18.9%, short sleep 35.5%
Mind
depression 24.8%, frequent mental distress 16.7%, feeling lonely 33.3%
Access
uninsured under 65 6.7%, yearly checkup 79.0%, dental visit 67.0%
Hardship
any disability 27.7%, food insecurity 9.7%
Heart and lungs
current asthma 10.2%, coronary heart disease 7.6%, stroke 3.4%, arthritis 29.6%
Keeping up
80.2% of adults with high blood pressure take medicine for it, 86.6% had a cholesterol check in 5 years
Social needs
housing insecurity 8.1%, no reliable transportation 5.8%, utility shut-off threat 5.7%, lacking emotional support 20.1%
Provider shortage
100% live in a designated primary care shortage area (score 7 of 25); none for dental; 100% live in a designated mental health shortage area (score 17 of 25) (HRSA; higher scores mean greater need)
Coverage (Census)
11.1% of residents have no health insurance; 6% are on Medicaid and 49% have coverage through an employer
Disability (Census)
17.9% of residents report a disability

County (County Health Rankings 2025): Mercer County sits in health group 2 of 10 among U.S. counties for population health (1 is healthiest) and group 2 for community conditions. Premature death 7,561 (Ohio 9,740) years of life lost before 75 per 100,000; one primary care doctor for every 2,015 people (Ohio 1,328), one mental health provider for every 923 people (Ohio 286), one dentist for every 2,823 people (Ohio 1,535); preventable hospital stays 3,669 (Ohio 3,033) per 100,000 Medicare enrollees; injury deaths 63.9 (Ohio 100.7) and suicides 8.5 (Ohio 14.7) per 100,000; infant deaths 5.2 (Ohio 7.0) per 1,000 births; teen births 12.2 (Ohio 17.4) per 1,000 girls 15 to 19; children in poverty 8.2 (Ohio 17.5) percent; fine-particle air pollution 8.0 (Ohio 7.8) micrograms per cubic metre; no community water system in the county had a health-based drinking water violation in 2023. Drug overdoses: fewer than 10 deaths in a year, so the CDC suppresses the county count.

Cancer (NCI State Cancer Profiles): Mercer County records 451.1 new cancers a year per 100,000 people, age-adjusted, for 2018 to 2022 (Ohio 472.9, U.S. 448.6), about 248 cases a year, with the rate stable; cancer deaths 147.6 per 100,000 (Ohio 160.3, U.S. 145.4), falling. By site, per 100,000 (Ohio in parentheses): lung 47.4 (63.6), colorectal 48.8 (38.4), female breast 129.7 (133), prostate 117 (120.8), bladder 20.7 (21.8), leukemia 13.7 (13).

Medicare: 9,701 people in Mercer County were on Medicare in 2025 (23% of residents): 8,972 aged 65 or over and 730 younger people with disabilities. 32% chose a Medicare Advantage plan, 10% also had Medicaid and 87% had Part D drug coverage; enrollment is up 11% since 2020 (CMS).

Modelled from a national telephone survey and the ZIP's demographics, so these are estimates of what residents would report, not counts of patients; small ZIPs carry wide margins.

Source: CDC PLACES, 2025 release (BRFSS 2023 and 2022, ACS 2019-2023), model-based ZCTA estimates of crude adult prevalence; County Health Rankings 2025 and CDC provisional overdose counts for the county; HRSA shortage area designations weighted to the ZIP; Census ACS 2020 to 2024 (insurance, disability); CMS Medicare Monthly Enrollment, county, 2025 · CDC PLACES · County Health Rankings · CDC overdose data · NCI cancer profiles · HRSA data

Life expectancy

79 to 82

79.0 years life expectancy1 tract, 79

Source: CDC/NCHS U.S. Small-area Life Expectancy Estimates Project (USALEEP, deaths 2010-2015, 2010 census tracts) weighted into ZIPs by 2020 block population · CDC USALEEP

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Life expectancy

79.0 yearslife expectancy at birth for residents of this ZIP, averaged over the 1 census tract with an estimate

Ohio's statewide figure for the same years was 77.6; the United States 78.7. Differences of a year or two between neighbouring ZIPs are within the estimates' error; differences of five or more are real and track income, smoking and access to care.

Source: CDC National Center for Health Statistics, U.S. Small-area Life Expectancy Estimates Project (USALEEP), 2010-2015, census tracts weighted by 2020 block population · CDC USALEEP

Hospitals

3 to 6 miles

Mercer Co. Joint Twnshp Comm Hosp · 4.7 miColdwater · 88 beds · 1 within 10 miles

Source: CMS Timely and Effective Care measure OP_18b (median emergency department time, October 2024 to September 2025); Veterans Health Administration medical facilities (HIFLD copy of the VA station list, S_STATE OH); HRSA health center service… · CMS Care Compare data · HIFLD · HRSA data · CMS NPI files

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Nearest hospital

4.7 mito Mercer Co. Joint Twnshp Comm Hosp, Coldwater

88 beds · no trauma designation listed · 1 general or critical-access hospital within 10 miles, 3 within 25.

Medicare rating: ★★★☆☆ · emergency room: yes · typical ER visit 115 minutes door to discharge (Ohio median 155)

Patients' verdict: 78% would definitely recommend it, 80% rated their stay 9 or 10 out of 10 (★★★★☆ patient-experience rating, 362 surveys).

Outcomes: 30-day death rates after heart failure 13.1% (about the national rate), pneumonia 18.4% (about the national rate), July 2022 to June 2025; the patient-safety composite for serious complications (July 2022 to June 2024) is about the national value (Medicare).

Community health center: nearest VERSAILLES MEDICAL CENTER SITE, Versailles, 18.9 mi away; 0 within 3 miles, 0 within 10. These federally funded clinics see anyone and charge on a sliding scale.

Veterans: nearest VA site is Lima VA Clinic, Lima (multi-specialty outpatient clinic), 28.7 mi away; 0 VA sites within 10 miles, 0 within 25.

Dialysis: nearest Fresenius Kidney Care Celina, Celina, 4.7 mi away, 12 stations, Medicare ★★★☆☆ (Fresenius Medical Care); 1 within 5 miles, 1 within 15.

Source: federal HIFLD hospital inventory (via FEMA) with Medicare Care Compare star ratings, emergency-service flags, median emergency department times (measure OP_18b), HCAHPS patient survey results and 30-day death rates and patient-safety composites (Complications and Deaths file; a campus with no record of its own carries its parent hospital's figures, labelled); NPPES NPI registry, August 2026 monthly file, active records by practice ZIP; straight-line miles from the ZIP's population-weighted center (some listings lag closures and mergers); HRSA health center sites, CMS dialysis facilities (geocoded with the Census geocoder) and the VA facility list · CMS Care Compare data · HIFLD · HRSA data · CMS NPI files

Nursing homes

3 to 6 miles

GARDENS AT CELINA · 4.9 mi4 of 5 stars · 25 beds · 2 within 5 miles

Source: CMS Care Compare nursing home provider file (922 Ohio homes), addresses geocoded with the Census Bureau batch geocoder (67 unmatched placed at their ZIP center); CMS penalties file (fines and payment denials since 2023, matched by name and… · CMS Care Compare data

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Nursing homes

4.9 mito GARDENS AT CELINA, Celina

2 certified homes within 5 miles, 11 within 15.

Medicare rating
★★★★☆ overall; inspections ★★★★☆; staffing ★★☆☆☆
Beds
25 certified
Ownership
For profit, limited liability company
Penalties
no federal fines or payment denials since 2023 (CMS)

Stars are Medicare's Care Compare ratings; a 1-star home failed inspections or is thinly staffed, and the abuse flag means a citation for harm in the past year or two. Ratings shift every quarter.

Source: Medicare Care Compare nursing home provider and penalties files (CMS), geocoded with the Census Bureau; straight-line miles from the ZIP's population-weighted center · CMS Care Compare data

Crime

Under 1 violent offense per 1,000

0.4 violent offenses per 1,000Mercer County Sheriff · 0.8 property per 1,000 · 12 months

Source: FBI Crime Data Explorer NIBRS incident files for Ohio, 2024 (2023 file for the trend): Group A offenses counted per reporting agency, offenses against persons counted per victim, with each ZIP assigned the police department of its largest… · FBI Crime Data Explorer · USGS structures service

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Crime

0.4violent offenses per 1,000 residents reported in 2024 by the Mercer County Sheriff, which polices the county's townships and the villages without a force of their own
Violent
8 offenses: 0 murders, 5 rapes, 0 robberies, 3 aggravated assaults (0.4 per 1,000 residents; Ohio 3.2)
Property
17 offenses: 1 burglary, 15 thefts, 1 vehicle theft (0.8 per 1,000; Ohio 16.9)
Other
53 simple assaults, 13 vandalism reports, 8 drug offenses, 2 weapons violations
Reporting
12 months of 2024 on file; 22,109 residents served
Trend
violent offenses up 14% from 7 in 2023; property up 6% from 16

Rates cover the whole agency's territory, not this ZIP alone: a city's downtown and its quiet edges share one number. Murders, rapes and assaults are counted once per victim and other offenses once per incident, as the FBI's Crime Data Explorer does; a large department's figures can still fall somewhat short of the Explorer's, which takes in later submissions, and a sheriff's population is only the unincorporated area it serves.

Source: FBI Crime Data Explorer, NIBRS incident data for Ohio, 2024 (2023 for the trend): Group A offenses per reporting agency (violent = murder, rape, robbery, aggravated assault; property = burglary, larceny, motor vehicle theft, arson), murders, rapes and assaults counted once per victim; the agency is the police department of the ZIP's largest local government (city, village or township) when it has one of its own, found in the FBI's 2023 and 2024 rosters or the USGS police station inventory, otherwise the sheriff of the ZIP's county; a rate needs at least six months of 2024 on file and is annualized from fewer than 12; the Ohio figures pool the 511 police departments and sheriff's offices with all 12 months on file · FBI Crime Data Explorer · USGS structures service

Police

4 to 7 miles

Coldwater Police Department · 4.4 mi0 stations within 3 miles · post office 0.2 mi

Source: USGS National Map structures: police stations (773 Ohio points: the inventory's 731 less 3 closed or duplicate records, with 4 wrong names corrected, plus 45 departments and sheriff's offices it lacks, placed from OpenStreetMap or the… · USGS structures service · OpenStreetMap · Census Bureau geocoder

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Police and post office

4.4 mito the nearest police station, Coldwater Police Department, Coldwater

0 stations within 3 miles, 4 within 8.

Nearest post office: Montezuma Post Office, 0.2 mi; 1 inside this ZIP.

Townships without their own department are policed by the county sheriff, whose office may be at the county seat; the state highway patrol covers the roads. The inventory lists stations, not patrol zones. It also misses some departments and still lists some that have closed; the atlas adds the departments that reported at least six months of 2024 crimes to the FBI but had no station in it, and drops the closed and duplicate records it found.

Source: USGS National Map structures inventory (police stations, post offices), with closed and duplicate records dropped, wrong names corrected and departments it lacks added from OpenStreetMap and the Census Bureau geocoder (September 2026); straight-line miles from the ZIP's population-weighted center · USGS structures service · OpenStreetMap · Census Bureau geocoder

Fire and EMS

Under 1 mile

Franklin Township Fire Department · 0.5 mi1 station within 3 miles, 6 within 8

Source: USGS National Map structures inventory (fire and EMS stations; most Ohio records last updated 2019 to 2022): 1,772 Ohio stations after removing duplicate records and checking Columbus- and Cleveland-area stations against the cities'… · USGS structures service · Columbus fire stations · Cleveland fire stations

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Fire and EMS

0.5 mito the nearest fire or EMS station, Franklin Township Fire Department, Celina

1 station within 3 miles, 6 within 8.

No station sits inside this ZIP's boundary.

Source: USGS National Map structures inventory (fire and EMS stations; most Ohio records last updated 2019 to 2022), Columbus- and Cleveland-area stations checked against the cities' station lists, September 2026. Indiana, Michigan and Pennsylvania stations near the line are included; Kentucky and West Virginia stations across the Ohio River are not. Straight-line miles from the ZIP's population-weighted center. Stations open or close without the inventory always catching up. · USGS structures service · Columbus fire stations · Cleveland fire stations

Libraries

4 to 7 miles

Coldwater Public Library · 4.4 mi0 within 3 miles, 4 within 8

Source: IMLS Public Libraries Survey FY2024 outlet and system files (720 open Ohio central libraries and branches of 251 systems, plus 62 bookmobiles); straight-line miles from each ZIP's population-weighted center; IMLS Museum Data Files 2018… · IMLS Public Libraries Survey · IMLS Museum Data Files

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Public library

4.4 mito Coldwater Public Library, in Coldwater

0 libraries within 3 miles, 4 within 8.

Open
about 52 hours a week
Building
15,515 square feet
Coldwater Public Library
1 building, serves 7K people, 5.1 visits per resident a year, 95K items lent, 340 programs, $368K annual income

Museums: nearest Mercer County Historical Museum, historical society, Celina, 4.3 mi away; 2 within 5 miles, 12 within 15 (IMLS 2018 directory: museums, historical societies, gardens and zoos).

Source: Institute of Museum and Library Services, Public Libraries Survey fiscal 2024 (outlet and system files) and Museum Data Files 2018 (museums); straight-line miles from the ZIP's population-weighted center · IMLS Public Libraries Survey · IMLS Museum Data Files

Groceries

No residents in a flagged tract

No residents in a low-income, low-access tract100% over 1 mile from a supermarket

Source: USDA Food Access Research Atlas 2019 Large Retailer Access Map (2010 tracts, ERS's name for the file since July 2026) weighted by 2020 block population: distance to the nearest supermarket and low-income low-access flags; Census ACS… · USDA ERS Large Retailer Access Map · USDA SNAP retailers · Census ACS

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Grocery access

0%of residents live in a census tract USDA flags as low-income and low-access to a supermarket (1 mile in town, 10 miles in the country)
Distance
100% of residents live more than half a mile from a supermarket, 100% more than 1 mile
Without a car
0% live in a tract flagged for low income and low vehicle access; 0% of households have no vehicle (Census ACS 2020 to 2024)
Poverty
8.5% of residents below the poverty line
SNAP stores
no supermarket or grocery store inside this ZIP take SNAP, alongside 0 convenience stores; nearest supermarket or grocery store Chief Supermarket (supermarket), 3.7 mi from the ZIP's center; 0 supermarkets and grocery stores within 3 miles (USDA, 2026)
Setting
0% of residents in urban tracts, across 1 tract

A "supermarket" here is a large grocery store, supercenter or club; dollar stores and corner groceries do not count, and stores that opened since 2019 are missing from the distance figures; the SNAP store list is current. Rural distance flags mean a long drive, not necessarily hardship.

Source: USDA Economic Research Service, Food Access Research Atlas: 2019 Large Retailer Access Map (2010 census tracts, 2019 supermarket list; ERS's name for this file since July 2026), tract values weighted into ZIPs by 2020 census block population; SNAP store counts from USDA Food and Nutrition Service retailer locations, 2026; SNAP and no-vehicle households from Census ACS 2020 to 2024 · USDA ERS Large Retailer Access Map · USDA SNAP retailers · Census ACS

History, schools and government

How the place began, who governs it now, and the schools that serve it, from the district boundary to its state report card.

Local history

No data

history not researched yet

Source: Local history researched from Wikipedia, the 1880 county histories on archive.org, Ohio History Connection, National Register listings, Ohio historical markers, local historical societies and Wikimedia Commons, one file per municipality… · Ohio History Connection · Internet Archive (county histories) · Wikimedia Commons · Remarkable Ohio (historical markers)

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History

The history of this area has not been researched yet; the work runs county by county outward from Franklin County.

Source: Local history researched from Wikipedia, the 1880 county histories on archive.org, Ohio History Connection, National Register listings, Ohio historical markers, local historical societies and Wikimedia Commons, one file per municipality and township, loaded on demand; Native American history per county and statewide from the same sources and the nations' own histories · Ohio History Connection · Internet Archive (county histories) · Wikimedia Commons · Remarkable Ohio (historical markers)

Historic places

No listed place in the ZIP

0 listed historic placesnearest: St. Sebastian Catholic Church and Rectory, 3.5 mi

Source: National Park Service, National Register of Historic Places point file (3,286 points for 3,232 of Ohio's roughly 4,200 listings; listings without a point are not counted, and a listing with several points is counted once); listings inside… · National Register data · USGS GNIS

Full detail

Historic places

0National Register listings inside this ZIP; 0 within 2 miles of its center, 6 within 5

Nearest listing: St. Sebastian Catholic Church and Rectory, St. Sebastian, 3.5 mi (certified 1979).

Place names (USGS): 1 named community (Montezuma). Federal maps carry these names; the communities include hamlets and crossroads that never incorporated.

Listing recognizes significance and brings review of federally funded projects; it does not restrict a private owner. Historic districts count once, at their center.

Source: National Park Service, National Register of Historic Places spatial data (point file); listings whose point falls inside the ZIP boundary · National Register data · USGS GNIS

Schools

193 city school districts

Celina CityCity school district

Source: Ohio school district boundaries (OGRIP 2014 via ODOT) by resident share; NCES EDGE 2024-25 school buildings; NCES Private School Survey 2023-24 public-use file (schools inside the ZIP by coordinates); Census ACS 2020-2024 B14002 school… · ODOT GIS · NCES EDGE · NCES Common Core of Data · NCES private schools · Census SAIPE · Census school finances (F-33)

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School district

0 public schools inside this ZIP. Nearest to the population center: Coldwater Middle School, 4.3 mi; 0 within a mile, 0 within 3.

Money, fiscal 2023: Celina City took in $53 million, 38% from the state, 51% local and 11% federal, and spent $12,449 per pupil on day-to-day operations for 2,931 students, 62% of it on instruction; capital outlay $9.4 million (Census school finance survey via NCES).

Child poverty: the Census Bureau's 2024 estimate puts 12% of Celina City's school-age children below the poverty line (355 of 3,026 aged 5 to 17; SAIPE).

Source: Ohio school district boundaries (OGRIP, 2014 edition, via ODOT) · 2020 census blocks · public school locations from NCES EDGE, 2024-25 · enrollment and meals from the NCES Common Core of Data 2023-24 · private schools from the NCES Private School Survey 2023-24 · district finances from the Census F-33 survey, fiscal 2023 · child poverty from Census SAIPE 2024 · ODOT GIS · NCES EDGE · NCES Common Core of Data · NCES private schools · Census SAIPE · Census school finances (F-33)

School ratings

3.5 stars

3.5 stars overallCelina City · performance index 80.8% of the year's maximum · 96.2% graduate in four years

Source: Ohio School Report Cards 2024-2025 (Department of Education and Workforce): district overall and component star ratings, performance index, graduation rates, spending per pupil and teacher measures, for the district holding the largest… · Ohio school report cards

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School report card

3.5 starsoverall on the 2024-2025 Ohio School Report Card for Celina City, the district where most of this ZIP's residents live (2.938 of 5 rating points)
Components
achievement 4 stars, progress 2 stars, gap closing 4 stars, early literacy 3 stars, graduation 5 stars, college and career readiness 3 stars
Achievement
performance index 80.8% of ODE's maximum score for the year (the average of the top 2% of district scores, not the highest score possible) (score 88.8, 87.9 the year before)
Graduation
96.2% of the class of 2024 graduated in four years; 72.5% of that class (graduates or not) showed college, career, workforce or military readiness
Spending
$11,571 per pupil in 2023-24 against $12,759 statewide
Teachers
average salary $68,524, 17 years of experience, 67.9% with a master's degree, 7.5% in their first years of teaching
Enrollment
2,576 students in 2024-25

Three stars means the district meets state standards, five that it significantly exceeds them, one that it needs significant support. Achievement stars follow family income closely; the progress component (growth from year to year) is the fairer measure of teaching. Charter and private schools are not in the district figures.

Source: Ohio Department of Education and Workforce, 2024-2025 School Report Cards (district overview, achievement, expenditures per pupil and educator files), for the district where most of this ZIP's residents live · Ohio school report cards

Colleges

3 to 8 miles

Wright State University-Lake Campus · 4.5 miCelina · 1 campus within 10 miles

Source: NCES IPEDS: 2024 institutional directory (269 active Ohio institutions with coordinates, less the administrative units and the colleges in data/ipeds/closed.json that have closed since), 12-month enrollment 2023-24, published tuition and… · NCES IPEDS

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Colleges

4.5 mito Wright State University-Lake Campus, Celina

Wright State University-Lake Campus is a public university with 1,661 students over the 2023-24 year; published tuition and fees $7,504 a year in state, $16,922 out of state; 41% of a 263-student entering class graduated (six-year bachelor).

1 institution within 10 miles, 1 within 25.

Next nearest: Apollo Career Center (25.3 mi).

Universities, community colleges, career schools and private colleges all count; branch campuses appear only where IPEDS lists them separately. Graduation rates follow first-time full-time students for 150% of normal time.

Source: NCES IPEDS 2024 directory, 12-month enrollment 2023-24, tuition and fees 2023-24 and graduation rates for the 2017 entering cohort at four-year institutions and the 2020 cohort at two-year ones; straight-line miles from the ZIP's population-weighted center · NCES IPEDS

Local government

669 villages

Montezuma (village)Local government for nearly all residents

Source: ODOT municipal corporation and township boundaries by resident share of 2020 census blocks; Ohio EPA grants awarded in 2025 (OEPA_Achievements, MapServer layer 8); Auditor of State unauditable entities list · ODOT GIS · Auditor of State · Ohio EPA grants (OEPA_Achievements)

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Local government

Source: ODOT municipal corporation and township boundaries · 2020 census blocks · Ohio EPA grants awarded in 2025 (OEPA_Achievements map service) · Auditor of State unauditable entities list · ODOT GIS · Auditor of State · Ohio EPA grants (OEPA_Achievements)

Representatives

OH-5 · Bob Latta (R)Senate 12 Susan Manchester · House 84 Angela N. King

Source: ODOT TIMS Boundaries US_House_District, Ohio_Senate_District and Ohio_House_District (fetched 2026-09-08) by resident share of 2020 census blocks; members from the U.S. House, Ohio Senate and Ohio House directories, September 2026 · U.S. House · Ohio Senate · Ohio House · ODOT GIS

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Who represents this ZIP

U.S. Senate: Bernie Moreno (R), Jon Husted (R)

Source: ODOT district boundaries · members from the U.S. House, Ohio Senate and Ohio House directories, September 2026 · U.S. House · Ohio Senate · Ohio House · ODOT GIS

Around here

Places in this ZIP

School districts

ZIP codes next door

The county

Mercer County: 10 ZIP codes, 23 cities, villages and townships, 42,566 people. The county in numbers.

On the map

Infrastructure layers for this ZIP have not been compiled yet. Open this ZIP on the map to see what is drawn nearby.

Cite and data

Cite this page as:

Cracked Buckeye (Open Shower Co), "45866 · Montezuma, Mercer County", https://crackedbuckeye.com/zip/45866/, built 2026-09-16, accessed [date].

Machine-readable: /api/zip/45866.json (open JSON, CC BY 4.0 for the compilation; the underlying records keep their own terms) · How to cite · Report a correction · Built 2026-09-16