ZIP code 45828: Coldwater

Mercer County · 6,495 residents

Groundwater wells (8 wells). Coldwater Village. The water here

Mercer County

45828 in 10 facts

The 10 things that stand out about this ZIP against the other 1,232 in Ohio, each with its source.

  1. Where the water comes from Where the water here comes from: Groundwater wells (8 wells). Source: EPA SDWIS
  2. Local history 1838 The town here was settled around 1838, later than 85% of the Ohio ZIPs with a researched town. Source: Ohio History Connection
  3. Hospitals 0.2 mi This ZIP sits close to a hospital: the nearest general or critical-access hospital is 0.2 miles away, closer than 99% of Ohio ZIPs. Source: CMS Care Compare data
  4. Upward mobility 60 Children from low-income families reached farther here: a household income rank of 60 at age 35, higher than 99% of Ohio ZIPs. Source: Opportunity Atlas
  5. EV chargers 26.1 mi This ZIP sits far from a DC fast charger: the nearest is 26.1 miles away, farther than 99% of Ohio ZIPs. Source: Alternative Fuels Data Center
  6. Disinfection byproducts 70 µg/L Disinfection byproducts run higher than most here: 70 µg/L of total trihalomethanes in the latest yearly average (the limit is 80), more than 98% of Ohio ZIPs with a result. Source: EPA Six-Year Review 4 compliance monitoring data
  7. Crime 0.0 per 1,000 residents Violent crime runs low for this ZIP's police agency: 0.0 violent offenses per 1,000 residents of its territory in 2024, lower than 94% of Ohio ZIPs with a reporting agency. Source: FBI Crime Data Explorer
  8. Hazard risk 73 Natural hazard risk runs high here: a FEMA National Risk Index score of 73, higher than 92% of Ohio ZIPs. Source: FEMA National Risk Index
  9. Soils Septic systems here face real limits: the dominant soil is Pewamo silty clay loam, 0 to 1 percent slopes, rated more limited than 85% of Ohio ZIPs for a conventional leach field. Source: USDA Soil Data Access
  10. Rail crossings 16 This ZIP has a lot of rail crossings: 16 public at-grade crossings, more than 91% of Ohio ZIPs. Source: FRA crossing inventory (Form 71, current)

Local events in 45828

6 events in the next 90 days from 1 public calendar. All local events in 45828

Checked October 20; the events page is refreshed daily.

Your ballot

Who represents 45828, and what is on its ballot for the November 3, 2026 general election.

Locator: Mercer County and Mercer's U.S. House, Ohio Senate and Ohio House districtsLocator: Mercer County and Mercer's U.S. House, Ohio Senate and Ohio House districts.Mercer CountyU.S. House district 4: Jim Jordan (R)Ohio Senate district 12: not on the 2026 ballot; the sitting member is Susan Manchester (R)Ohio House district 84: Angela N. King (R)
Mercer County and 45828's U.S. House, Ohio Senate and Ohio House districts.
45828's U.S. House, Ohio Senate and Ohio House districts
ChamberDistrictMemberParty
U.S. HouseDistrict 4——
Ohio SenateDistrict 12Susan ManchesterR
Ohio HouseDistrict 84Angela N. KingR

U.S. House districts were redrawn for 2026 (Ohio Redistricting Commission, October 31, 2025). The district shown is the one on the November 3, 2026 ballot, which may differ from the district of your current representative.

Statewide races:

45828's district races:

Last day of early in-person voting — 2026-11-01. Early in-person voting at county boards of elections ends on Sunday, November 1; the hours that day are 1 p.m. to 5 p.m. in the table above. By October 29, nearly 1.3 million Ohioans had already voted early in person or returned absentee ballots (Journal-News; Signal Ohio's counts from the Secretary of State's daily absentee file add to 1,289,090). The 2022 midterm saw 1.47 million early votes, then a record.

What's on my ballot in 45828 · Election 2026

Where does the tap water come from?

Where the tap water comes from and what is in it: the lake, river, reservoir or aquifer behind every tap, the plant that treats it, and what the compliance record and the lab results say about it.

Where the water comes from

Groundwater (wells)

Groundwater wells (8 wells)Coldwater Village

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Elevation 854–980 ft, averaging 904 ft · Coldwater 885–925 ft, averaging 905 · Mercer County 678–1,074 ft (USGS 3DEP)

Groundwater wells (8 wells)
Groundwater · via Coldwater Village
Drawn from: Groundwater wells (8 wells)
Treated at Coldwater Village
Show everything served from this plant

Coldwater Village is owned by a local government, with 1,916 service connections serving 4,774 people; it has substantially implemented source water protection under Ohio's program. Office: 419-678-4881 (SDWIS).

EPA modeled the service boundary of Coldwater Village (random forest) rather than drawing it from the utility's map, so its edges are approximate.

Bills, 2023: a household using 5,000 gallons a month paid about $480 a year for water ($40 a month; $240 at 2,500 gallons, $768 at 8,000) and about $420 a year for sewer (Ohio EPA rate survey, inside-city rates).

Wells: EPA lists 8 active wells. ODNR well logs locate 2 public-supply wells inside Coldwater Village's wellhead protection zone, 260 to 272 ft deep, in shale and dolomite. Zoom in to see them as dots.
Well 16Well 17Well 3Well 5Well 6Well 11Well 14Well 15
Active wells
8
Serves
4,774 people · Mercer County
EPA ID
OH5400112

About this area's water

View of Coldwater, Ohio, a Mercer County village served by 8 groundwater wells.
View of Coldwater, Ohio, a Mercer County village served by 8 groundwater wells.Photo: Dana60Cummins, CC BY-SA 3.0 · Wikimedia Commons
Did you know
  • Coldwater was originally called 'Buzzard's Glory,' after early settler David Buzzard's general store, before it was platted in 1859 and renamed for nearby Coldwater Creek.
  • Coldwater does not fluoridate its water and does not need to: the 2025 CCR notes fluoride occurs naturally in the village's well water at about 1.3 ppm, close to the level utilities normally dose to.
  • The village's 2025 water quality report openly discloses that a laboratory error left Radium-228 untested for six straight years (2020-2025); Coldwater retested in March 2026 and found 0.45 pCi/L, well under the 5.0…
  • Coldwater's 8 wells sit in two well fields at the edge of the village near West Sycamore and South Cedar Streets, under 36 to 78 feet of low-permeability cover that Ohio EPA credits for the aquifer's low contamination…

Source: en.wikipedia.orgvillageofcoldwater.com

History5
  • 1838Settlement founded; originally called 'Buzzard's Glory' after David Buzzard, who operated a general store.
  • 1847A post office opened in the community.
  • 1859The village was formally platted and took the Coldwater name, from nearby Coldwater Creek.
  • 2025One of 20 lead-and-copper compliance samples exceeded the copper action level, with a 90th-percentile result of 0.68 ppm; no violation was triggered.
  • 2026Village disclosed in its 2025 CCR that a lab error left Radium-228 untested from 2020 through 2025, and reported retesting on March 4, 2026 at 0.45 pCi/L against a 5.0 pCi/L MCL.

Source: en.wikipedia.orgvillageofcoldwater.com

Treatment & pressure

How it is treated

Village-owned groundwater system supplied by 8 wells in two well fields near the corner of West Sycamore Street and South Cedar Street. The water department is run from the Municipal Center at 610 W. Sycamore Street under superintendent Brian Bruggeman, an Ohio EPA Class I operator. The 2025 CCR…

Source: villageofcoldwater.comvillageofcoldwater.com

Water pressure

Not published. Neither the village website nor the 2025 CCR states a distribution system pressure.

What it costs

$8.00 per 1,000 gallons

Typical household bill about $32 a month for water.

From the village's own 'How is my water/sewer bill calculated?' document (billed quarterly): WATER $8.00 per 1,000 gallons (the document writes it as '.008 cents per gallon'…

Source: villageofcoldwater.comvillageofcoldwater.com

Water quality & impurities8
ContaminantLevelLimitYear
Total trihalomethanes (TTHM)
The highest single detection, 72.5 ppb, is about 91% of the MCL - the closest approach to any limit in this system's…
57.15 (range… ppb80 ppb MCL2025
Haloacetic acids (HAA5)8.55 (range… ppb60 ppb MCL2025
Total chlorine1.12 (range… ppm4 ppm MRDL2025
Fluoride
The CCR states fluoride occurs naturally in Coldwater's well water.
1.3 ppm4 ppm MCL2024
Copper
1 of 20 samples was above the 1.3 ppm action level; the 90th percentile stayed below it, so no violation. Attributed to…
0.68 (90th… ppm1.3 ppm action…2025
Lead
0 of 20 samples above the action level.
0 (90th… ppb15 ppb action…2025
Gross alpha4.25 pCi/L15 pCi/L MCL2021
Radium-228
The CCR discloses that a lab error meant Radium-228 was not tested at all from 2020 through 2025; the village tested on…
0.45 pCi/L5.0 pCi/L MCL2026

Source: villageofcoldwater.com

EPA compliance record

Lead at the tap: 90th-percentile result 0 ppb in 2025 (action level 15 ppb).

EPA record: no health-based violations since 2015.

3 violations of any kind logged since 2020: 3 for required testing that was missed or reported late.

Supply stress

Low. Ohio EPA's source water assessment, summarized in the 2025 CCR, finds that the aquifer supplying Coldwater has a LOW susceptibility to contamination, based on a thick protective layer of low-permeability material overlying the aquifer, the significant depth of the aquifer (36 to 78 feet below ground surface), and no evidence that…

Source: villageofcoldwater.com

Sewers

Sanitary

Village-operated. Coldwater runs its own wastewater plant at 618 Hardin Street under superintendent Don Bruns, an Ohio EPA Class III operator, and publishes a Sanitary Sewer Overflow annual report. Sewer service is billed on the same quarterly bill as water at $7.00 per 1,000 gallons with a 6,000 gallon quarterly minimum. Plant capacity…

Storm

The village bills a storm sewer surcharge of $6.00 per quarter on every water/sewer bill, so storm drainage is funded as a distinct line item. Whether the storm system is fully separated from the sanitary sewers is not stated in any village document found.

Source: villageofcoldwater.comvillageofcoldwater.comvillageofcoldwater.com

Sourcesverified

Compiled from the utility's own reports and public records, then independently re-checked against primary sources.

Water systems in this ZIP

26% of residents live outside every mapped system, most likely on private wells.

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water Rate Survey (Ohio State, May 2025) for household bills; Ohio EPA DEFA loan awards since 2016 for the loans paragraph · EPA SDWIS · EPA service area boundaries · Ohio EPA drinking water · Ohio EPA rate survey

Violationsnone since 2015, lead 0 ppbRadon6.6 pCi/L avg, 60% above 4Stream health100% of land drains to streams failing aquatic lifeNearest sewage plantVillage of Coldwater Wwtp, 1 mi, 2/12 quarters in violationGroundwaterDRASTIC 122, 429 well logsElectricAES OhioGas pipelinenearest transmission line 0.9 mi, 11.8 mi in the ZIPNearest power plantGreenville Electric Generating Station 28.1 mi, 196 MW gasGasEnbridge Gas Ohio, 47% on gasSchool districtColdwater Exempted VillageSocial vulnerability12th percentile in OhioUpward mobilityrank 59.6 for low-income childrenPeople26.7% with a degree, 2% born abroadJobs4K jobs hereSchool tax25.6 mills, ~$1,794 on a $200K homePhoneFrontier NorthFlood0.4% in floodplainInternet100% served, fiber 97%Hazard risk73, above 73% of US tractsOil and gas wells22 in the ZIP, 0 producingSoilsPewamo, septic very limitedAbandoned minesnone mappedSpills4 reported since 2021, mostly acids, caustics and chlorineDisasters4 tornado tracks within 5 mi, 17 FEMA declarationsDams1 high-hazard within 10 mi, nearest 5.1 miTraffic6K a day on SR 219Bridges0 of 23 rated poorRail crossings16 public crossings, up to 2 trains a dayTransit0% within half a mile of a stopWalkability7.0 of 20, below averageAirportFWA 44.9 mi, Amtrak 63.4 miClimate29" snow, 51°F averageAlgal toxinsgroundwater, not monitoredPFASnone detectedLeadnone at the 90th-percentile tap, no lead lines foundByproductsTTHM 70 µg/L (2019)Fluoridenatural fluoride, 6 treatment stepsWatershedUpper Wabash, Hardin Creek-Beaver CreekLocal governmentColdwater (village)Cell signal5G on 98% of landU.S. HouseOH-5 Bob Latta (R)Life expectancy80.5 yearsHealth16% fair or poor health, obesity 36%Nearest hospitalMercer Co. Joint Twnshp Comm Hosp, 0.2 mi, 3★Toxic sitesSuperfund 34.9 mi away, 4 TRIToxic releasesno TRI reporterAirPM2.5 8.8 µg/m³, monitor 36.7 miFire/EMSColdwater Fire Department, 1 miLibraryColdwater Public Library, 0.6 miGroceries43% over 1 mi from a supermarketEV chargersfast charger 26.1 mi, 3 stations hereHistorysettled 1838Historic places1 listed, incl. Philothea Catholic Church and Priest HouseWetlands0.3% of land, 61 acresLand cover11% developed, 4% tree canopyParks0.7% public land, Grand Lake St. Marys State Park 4.1 miNursing homeBRIARWOOD VILLAGE, 2.5 mi, 1★PoliceColdwater Police Department, 0.6 miCrime0.0 violent per 1,000, Coldwater PoliceAquifer14% sensitive setting, karst-prone rockCollegeWright State University-Lake Campus, 8.2 miSchool ratings4.5 stars, Coldwater Exempted VillageHome prices$297K typical, +99% in ten yearsBuilding permits93 units 2016 to 2025 in Coldwater villageHomes and income$252K home, $73K incomeHousesbuilt 1969, 2,188 homes

Infrastructure in this ZIP

12.8 mi of highway (SR 219, SR 118) · 6.2 mi of railroad (R.J. Corman (Western Ohio Line)) · 11.8 mi of gas transmission pipeline (West Ohio Gas) · 13.6 mi of oil, fuel or NGL pipeline (Marathon Pipe Line, Buckeye Partners) · 0.46 mi of electric transmission line (AES Ohio (DP&L)) · 1 airfield or heliport (Community Hospital) · 1 sewage plant (Village of Coldwater WWTP) · 1 dam (Coldwater Wastewater Treatment Dam) · 1 substation · 21 grade crossings (R.J. Corman (Western Ohio)) · 2 registered towers · 5 public EV charger listings · 1 hospital (Mercer Co. Joint Twnshp Comm Hosp) · 1 fire or EMS station · 1 police station · 1 post office · 3 water towers or tanks in OpenStreetMap · 1 water works or pumping station in OpenStreetMap · 1.52 mi of trail and bike route · 23 bridges and culverts in the inventory · 4 sites with underground fuel tanks in use · 2 other permitted dischargers (Mercer Landmark, Wenning Dairy Llc) · 5 source water protection zones (Cooper Farms Central Egg Processing, Vfw Post 5135, Philothea Country Club) · 3 biosolids application fields (sludge from Philothea SD WWTP, Celina WWTP) · 3 permitted livestock facilities (J & K Boeckman, T & N Farm, Wenning Dairy Llc) · 1 brownfield or cleanup site · 2 groundwater monitoring wells · 1 tire or battery drop-off site · 4 traffic signals.

Draw them29 layers on the map

Intakes and plants

Groundwater (wells)

Groundwater wells (8 wells)Coldwater Village

Source: U.S. EPA SDWIS and Community Water System Service Area Boundaries (v3, 2026), Ohio EPA primacy data, 2020 census blocks: the system serving most residents, traced through purchases to the treating utility; Ohio EPA 2023 Sewer and Water… · EPA SDWIS · Ohio EPA source water protection

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Violations

No health-based violations since 2015

No health-based violations since 2015Coldwater Village · lead 0 ppb (2025) · 3 of any kind since 2020

Source: EPA SDWIS (Envirofacts, pulled September 2026): health-based violations since 2015, all violations since 2020, lead and copper 90th-percentile results, for the system serving most of the ZIP · EPA SDWIS (Envirofacts) · EPA ECHO

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Disinfection byproducts

60 to 80

TTHM 70 µg/L (2019)Coldwater Village · HAA5 11 · worst year 74

Source: EPA Six-Year Review 4 compliance monitoring data, 2012 to 2019: total trihalomethanes and haloacetic acids (HAA5) sampled in the distribution system, nitrate, arsenic, combined radium, gross alpha and uranium at entry points; yearly means…

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PFAS

No PFAS detected

No PFAS detectedColdwater Village · UCMR 5, 2 samples · Ohio EPA 2020

Source: EPA UCMR 5 occurrence data (final release, August 2026: 29 PFAS and lithium at 347 Ohio systems) and Ohio EPA statewide PFAS sampling 2019 to 2021 (1,479 systems), for the system serving most of each ZIP; Ohio EPA water treatment plant… · Ohio EPA PFAS

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Lead

No lead detected

No lead at the 90th-percentile tapColdwater Village · period ending 2025-12 · 0 of 1,963 service lines lead or galvanized

Source: SDWIS lead and copper 90th-percentile tap results (Envirofacts) and EPA's service line inventory dashboard (2026 Q2 submissions), for the system serving most of each ZIP; Ohio Department of Health high-risk ZIP code list for childhood… · ODH childhood lead testing · ODH high-risk ZIP list (CCBH PDF) · Ohio EPA lead and copper · H2Ohio

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Fluoride and treatment

Natural fluoride

Natural fluorideColdwater Village · aeration, corrosion control, chlorine disinfection, iron and manganese removal

Source: CDC My Water's Fluoride (fluoridation status of each system as reported by the Ohio Department of Health, fetched 2026-09-10); SDWIS treatment table (Envirofacts): each system's registered treatment steps, inherited from the supplier for… · EPA SDWIS search

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Algal toxins

No data

Groundwater system, not monitored for algal toxins

Source: Ohio EPA public water system harmful algal bloom monitoring (geo.epa.ohio.gov DrinkingWater/HAB): microcystin results in raw and treated water since 2016 for surface-water systems, for the system serving most of each ZIP · Ohio EPA HAB information for public water systems

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Groundwater

120 to 140

DRASTIC 122 · Limestone429 well logs · median 142 ft deep

Source: ODNR Division of Geological Survey: DRASTIC groundwater vulnerability polygon at each ZIP's population center, mapped karst features, and the state water well log inventory (about 655,000 logs) counted inside each ZIP; ODNR glacial… · ODNR Geological Survey · Ohio EPA GIS services · USGS water data

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Aquifer

10 to 30%

14% sensitive geologic settingkarst-prone bedrock at the center · 18% wellhead protection

Source: Ohio EPA Sensitive Geologic Settings (geology/Geology layer 0) intersected with ZCTA polygons; ODNR karst geology at the ZIP center (layer 7, point query) and karst and spring points (layer 5); Ohio EPA source water protection areas… · Ohio EPA geology layers · Ohio EPA source water protection (SWAP) · ODNR Geological Survey

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Sewage plants

1 to 3 quarters with a violation

Village of Coldwater Wwtp · 1 mi2 of 12 quarters in violation · 0.9 MGD

Source: EPA ECHO Clean Water Act facilities, Ohio NPDES permits with a publicly owned treatment works component, plants of 0.1 MGD or more or designated major: nearest plant, design flow, significant-noncompliance status, quarters in… · EPA ECHO · EPA CSO inventory · Ohio EPA GIS services · EPA Facility Finder

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Stream health

Three quarters or more

100% of the land drains to streams failing aquatic lifeLittle Beaver Creek · bacteria (pathogens), habitat damage

Source: EPA ATTAINS, Ohio 2024 Integrated Report assessment units (1,545 watershed polygons) overlaid on ZCTAs in Albers equal-area with the Lake Erie units clipped out: share of land in units not supporting aquatic life, recreation, fish… · EPA ATTAINS · Ohio integrated report · Ohio sport fish advisory · Ohio EPA advisory map

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Watershed

Drains to the Ohio River

Upper Wabash subbasinHardin Creek-Beaver Creek · drains to the Ohio River

Source: USGS Watershed Boundary Dataset: HUC-8 subbasins by resident share (2020 census blocks) and the HUC-12 subwatershed at each ZIP's population-weighted center with its downstream chain; USGS county water use 2015 (Dieter and others 2018) for… · USGS watershed boundaries · EPA EnviroAtlas · Ohio EPA 401 map · ODNR Water Withdrawal Atlas (archived copy) · USGS county water use 2015 · ODNR H2Ohio projects · ODNR Lake Erie Coastal Management Area · Ohio EPA source water protection (SWAP) · Ohio EPA nine-element plans · Ohio EPA 319, GLRI and SWIF project lists · Ohio EPA chloride reduction grants · NOAA Lake Erie water levels

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Home

The houses themselves and what they cost: who lives in them, what a typical one looks like down to the parcel record, how much new housing has gone up, and what a household pays in property tax.

Homes and income

$250,000 to $350,000

Median home $252,100household income $72,703 · rent $846 · 72% own

Source: Census ACS 2020-2024 5-year by ZCTA: median home value, median gross rent, median household income, owner share, median year built; Eviction Lab tract estimates 2016 to 2018 (Gromis and others 2022), population-weighted to ZIPs; HUD fiscal… · Census ACS · Eviction Lab · HUD data · IRS ZIP statistics · Mapping Inequality · HUD eGIS open data · FDIC BankFind · NCUA call report data

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House by house

1960 to 1979

Median year built 19692,188 homes · $275K median appraised

Source: Residential parcels (Ohio land-use classes 500 to 599, apartments 401 to 403, farmhouses) placed in ZIPs by scripts/join_parcels.py on 2026-09-15, the houses loading on demand; county auditors' appraisal records, house by house (year… · Mercer County Auditor

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Building permits

15 to 30

93 housing units permitted 2016 to 2025Coldwater village · 20.4 per 1,000 residents · 6 in 2025

Source: Census Bureau Building Permits Survey, annual place files 2016 to 2025: new privately owned housing units, buildings and construction value authorized by each Ohio permit office, given to each ZIP through the jurisdiction where most of its… · Census building permits

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Home prices

75 to 100%

+99% in ten years+55% in five · +7% in 2025

Source: FHFA House Price Index, annual five-digit ZIP all-transactions series (repeat sales and refinance appraisals of conforming-mortgage homes, developmental, not seasonally adjusted): ten-, five- and one-year changes and the level against… · FHFA house price index · Zillow research data · Realtor.com data

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School tax

25 to 30 mills

25.6 effective school millsColdwater Exempted Village · about $1,794 a year on a $200,000 home

Source: Ohio Department of Taxation, Aggregate Property Tax Rates by School District, tax year 2025 (DTE 515), joined by IRN and weighted by each ZIP's residents in every district; school levies only; Ohio Department of Taxation The Finder rate… · Ohio tax data series · The Finder

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Utilities and getting around

The companies and networks that keep a house running and a resident moving: electric, gas, phone and internet service, and the roads, transit, rail and airports around it.

Electric

AES Ohio

AES OhioInvestor-owned utility · 87% of residents, then Midwest Electric, Inc.

Source: PUCO certified electric territories via ODOT plus HIFLD municipal systems (EIA-861) with ODOT corporate limits; EIA-861 reliability (outages), sales to ultimate customers (residential prices and bills), net metering and advanced meters by… · PUCO electricity · ODOT territories service · EIA-861 · DOE LEAD Tool · HIFLD retail service territories

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Gas

Enbridge Gas Ohio

Enbridge Gas OhioPUCO-regulated utility · 47% of homes heat with utility gas

Source: PUCO 2026 county map of gas distribution companies, HIFLD/EIA-176 territory polygons, ACS 2020-2024 heating fuel · PUCO natural gas · HIFLD

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Power plants

20 to 35 miles

Greenville Electric Generating Station · 28.1 migas, 196 MW · 1 plant within 10 miles

Power plants within 10 miles

  1. Celina Solar Project #1, LLCSolar · 4 MW · 4.8 mi
    Capacity
    4 MW
    Main source
    Solar
    Technology
    Solar Photovoltaic
    Operator
    Celina Solar Project #1, LLC
    Sector
    IPP Non-CHP
    Where
    Celina, Mercer County
    Generating units
    1
    Built
    2012
    EIA plant code
    58665

Source: EIA-860 power plant inventory via HIFLD (February 2025), with plant codes, units and years from EIA-860 2025. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: EIA-860 power plant inventory via HIFLD (202 Ohio plants, February 2025): nearest plant, nearest plant of 100 MW or more, plants and capacity by fuel within 10 miles; USGS U.S. Wind Turbine Database (June 2026) and U.S. Large-Scale Solar… · EIA-860 · HIFLD · USGS wind turbines · USGS solar · NRC emergency planning zones

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Pipelines

Half a mile to 1 mile

Nearest transmission line 0.9 miWest Ohio Gas Co (intrastate) · 11.8 mi of pipe in the ZIP

Source: EIA natural gas interstate and intrastate transmission pipelines via Esri's Federal User Community copy on ArcGIS Online (data last updated July 2025; 1,239 segments in and around Ohio): miles inside each ZIP by operator, distance from the… · EIA U.S. Energy Atlas · ArcGIS Online item

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Phone

Frontier

Frontier NorthIncumbent telephone company

Source: PUCO Telecom map service, layer 7 ILEC Company Service Area (incumbent local exchange carriers, fetched 2026-09-08) by resident share of 2020 census blocks · PUCO telephone

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Internet

Under 2% lack 100/20 service

100% can get 100/20 Mbpsfiber 97% · cable 75% · 2,597 locations

Source: FCC Broadband Data Collection, June 2024, fixed availability by H3 hexagon (Esri Living Atlas, Ohio subset); Census ACS 2020-2024 table B28002 internet subscriptions; Ookla Open Data fixed speed tests 2025 Q2 by tile, averaged inside the… · FCC broadband map · Ookla open data · Census ACS

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Cell signal

5G nearly everywhere

5G on 98% of the land4G or better 100% · AT&T 100% · T-Mobile 73% · Verizon 100%

Source: FCC Mobile Broadband Data Collection, carrier-reported 4G LTE and 5G coverage by H3 hexagon (Esri Living Atlas layer last updated 24 November 2025, most likely the June 30, 2025 filing round), fetched 2026-09-08; FCC Antenna Structure… · FCC broadband map · FCC antenna registration · Ookla open data

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EV chargers

20 miles or more

Fast charger 26.1 mi: LEE KINSTLE CHEVROLET GMC 650 W Ervin Rd3 public stations in the ZIP (18 Level 2, 0 DC fast ports) · 3 within 5 miles of its center

Public EV charging inside ZIP 45828

  1. SWTCH Energy2 Level 2 · Coldwater · 0.4 mi
    Address
    707 Butler St, Coldwater, OH 45828
    Ports
    2 Level 2
    Plugs
    J1772
    Network
    SWTCH
    Hours
    24 hours daily
    Price
    $2 per hour
  2. Coldwater Memorial Park8 Level 2 · Coldwater · 0.5 mi
    Address
    706 N Elm St, Coldwater, OH 45828
    Ports
    8 Level 2
    Plugs
    J1772
    Network
    SWTCH
    Hours
    24 hours daily
    Phone
    844-798-2438
  3. Village of Coldwater8 Level 2 · Coldwater · 0.6 mi
    Address
    610 W Sycamore St, Coldwater, OH 45828
    Ports
    8 Level 2
    Plugs
    J1772
    Network
    SWTCH
    Hours
    24 hours daily
    Phone
    844-798-2438

Source: NREL Alternative Fuels Data Center station list (May 2026), public and open stations, the posts at one address counted as one site. Miles are straight-line from the ZIP's population-weighted center.

Source: NREL Alternative Fuels Data Center station list as of May 29, 2026 (USDOT BTS copy: 2,136 Ohio electric stations, of which the 1,850 public and open are used, NREL restricted-access records such as dealer-service and hotel-guest chargers… · Alternative Fuels Data Center · BTS Alternative Fueling Stations (NTAD)

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Transit

No transit stop within half a mile of anyone

0% within half a mile of a stop0 stops in the ZIP

None inside the ZIP; the nearest station or terminal

  1. 1301 W Main RdIntercity bus stop · Greyhound Lines · 27.8 mi
    What it is
    Intercity bus stop
    Operator
    Greyhound Lines
    City
    Van Wert
    Coordinates
    40.88420, -84.63900

Source: BTS Intermodal Passenger Connectivity Database and National Transit Map (2025). Bus stops are counted on the card and drawn on the full map. Miles are straight-line from the ZIP's population-weighted center.

Source: USDOT BTS National Transit Map stops (National Transportation Atlas Database, 2025 vintage, fetched September 2026), plus the Springfield, Lancaster-Fairfield, Knox County Transit, WayGo and BGSU Shuttle GTFS feeds: share of residents… · BTS National Transit Map · BTS transportation atlas · Springfield City Area Transit GTFS feed · Lancaster-Fairfield Public Transit GTFS feed · Knox County Transit GTFS feed · WayGo GTFS feed · BGSU Shuttle GTFS feed

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Walkability

Below average (5.76 to 10.5)

Walkability 7.0 of 2032 intersections per square mile · 0% near transit

Source: EPA National Walkability Index (Smart Location Database 3.0, 2021) by block group, population-weighted to ZIPs through 2020 census block points; car-free household share from Census ACS 2020 to 2024 table B25044, or where missing the Smart… · EPA walkability index · Smart Location Database · Census ACS

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Rail crossings

11 to 25

16 public crossings1 gated · up to 2 trains a day · R.J. Corman (Western Ohio)

Source: FRA Grade Crossing Inventory (current records, Ohio): open at-grade crossings inside each ZIP, gates, trains a day at the busiest, timetable speed, railroads; nearest crossing to the population-weighted center; FRA highway-rail grade… · FRA crossing inventory (Form 71, current) · FRA crossing incidents (Form 57) · FRA rail equipment accidents (Form 54) · FRA safety data · DOT open data

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Bridges

No bridge rated poor

23 bridges, 0 rated poortypical build year 1995 · busiest SR-219, 5,813 vehicles a day

Source: FHWA National Bridge Inventory 2025 (26,713 Ohio structures; 26,616 fall inside a ZIP area and are counted, the other 97 land outside every ZIP polygon): bridges inside each ZIP, poor-condition ratings, ages, traffic · FHWA bridge inventory · ODOT TIMS bridge inventory (live)

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Traffic

5,000 to 20,000

5,709 vehicles a day on SR 219307 trucks · 82K vehicle-miles a day inside the ZIP

Source: ODOT traffic count segments (2025 annual average daily traffic by road segment, ODOT Transportation Information Mapping System): segments assigned to the ZIP holding their midpoint; NHTSA Fatality Analysis Reporting System 2020 to 2024… · ODOT TIMS traffic count segments · NHTSA FARS

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Airports and Amtrak

30 to 50 miles

FWA · 44.9 miFort Wayne International · Amtrak at Connersville, IN 63.4 mi

Source: FAA airport facilities (NASR landing-facility record) and Amtrak stations via USDOT BTS National Transportation Atlas Database, fetched September 2026: nearest airport with scheduled airline service (Part 139 class I), nearest public-use… · BTS transportation atlas

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Land, air and risk

The ground itself and what can go wrong on it: radon, flood risk, air quality, old mines and wells, and the parks, wetlands and open land still left.

Radon

4 to 8 pCi/L

6.6 pCi/L average radon25 tests · 60% above 4 pCi/L · median 6.3

Source: Ohio Department of Health radon test results by ZIP code since 2010 (pre-mitigation), ZIPs with five or more tests · ODH radon program

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Flood

Under 2% of residents

0.4% of residents in the 1% floodplain6% of the land is floodplain · zone A

Source: FEMA National Flood Hazard Layer, flood hazard zones, fetched 2026-09-08; OpenFEMA NFIP redacted claims for Ohio (frozen June 2026), by reported ZIP; USGS NWIS annual peak flows for the nearest active stream gauge; NOAA Atlas 14… · FEMA flood hazard layer · FEMA Map Service Center · OpenFEMA · NOAA Atlas 14 · USGS stream gauges

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Hazard risk

60 to 80

Risk score 73 · higher than about 73% of US tractsTornado 96 · Strong wind 93

Source: FEMA National Risk Index, census tracts, December 2025 release, population-weighted to ZIPs · FEMA National Risk Index · NRI census tract layer (ArcGIS)

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Climate

20 to 30 inches

29" of snow a year · 51.4°F averageJanuary low 19° · July high 84° · 40" of precipitation

Source: NOAA NCEI 1991-2020 U.S. Climate Normals, annual and monthly, 261 Ohio stations; each ZIP takes the nearest station reporting each element from its population-weighted center; U.S. Drought Monitor weekly county statistics 2000 to 2026… · NOAA climate normals · NOAA climate at a glance · U.S. Drought Monitor

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Air

8.5 to 9

PM2.5 8.8 µg/m³ at Lima, 36.7 miozone 66 ppb at Lima

Source: EPA Air Quality System 2025 annual summaries: nearest PM2.5 and ozone monitors from each ZIP's population-weighted center, county AQI day counts; EPA ECHO Clean Air Act permitted sources in Ohio (air_rest_services, September 2026); EPA… · EPA air data files · EPA AirToxScreen · EPA Green Book · EPA ECHO

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Toxic sites

15 miles or more

Nearest NPL site 34.9 mi: Arcanum Iron & Metal4 toxic-release reporters · 0 Superfund program sites in the ZIP

Source: EPA Facility Registry Service: Superfund NPL and SEMS sites, Toxics Release Inventory reporters (EPA geoplatform), fetched 2026-09-08; the nearest NPL site also considers sites in PA, WV, KY, IN and MI within about 20 miles of the border… · EPA Facility Registry · EPA Superfund sites · Ohio EPA cleanup sites · EPA UST Finder · EPA ECHO

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Toxic releases

No data

No TRI-reporting facility

Facilities reporting toxic releases inside ZIP 45828

  1. Agco Manufacturing GroupToxics Release Inventory · Coldwater · 0.7 mi
    Address
    123 W. Sycamore St., Coldwater, OH 45828
    County
    Mercer County
    Status
    Reports to the Toxics Release Inventory (closed)
    EPA program ID
    45828WHTNW123WE
    EPA registry ID
    110000395581
  2. Premier Rubber ReprocessingToxics Release Inventory · Coldwater · 0.8 mi
    Address
    110 Pearl St, Coldwater, OH 45828
    County
    Mercer County
    Status
    Reports to the Toxics Release Inventory
    EPA program ID
    TRI_OFFSITE_1607
    EPA registry ID
    110070690211
  3. Deruijter International Usa Inc - Dri RubberToxics Release Inventory · Coldwater · 0.9 mi
    Address
    120 Harvest Dr, Coldwater, OH 45828
    County
    Mercer County
    Status
    Reports to the Toxics Release Inventory
    EPA program ID
    TRI_OFFSITE_589
    EPA registry ID
    110070690494
  4. Pet IncToxics Release Inventory · Coldwater · 0.9 mi
    Address
    300 East Vine Street, Coldwater, OH 45828
    County
    Mercer County
    Status
    Reports to the Toxics Release Inventory (active)
    EPA program ID
    45828PTNCX300EA
    EPA registry ID
    110009490452

Source: EPA Facility Registry Service, Toxics Release Inventory reporters. Reporting a release is required of large users of listed chemicals; it is not by itself a violation. Miles are straight-line from the ZIP's population-weighted center.

Source: EPA Toxics Release Inventory basic data files, Ohio, reporting years 2020 to 2024 (2024 shown, 2020 for the trend); facilities placed in the ZCTA holding their coordinates; dioxin rows reported in grams left out of pound totals · EPA TRI data files

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Dams

1 or 2

1 high-hazard dam within 10 milesNearest: Grand Lake St. Marys - West Embankment, 5.1 mi, condition poor

High-hazard dams within 10 miles

  1. Grand Lake St. Marys - West Embankment PoorBeaver Creek · condition: poor · 5.1 mi
    Hazard class
    High: a failure would probably cost a life
    Condition
    Poor (assessed 05/20/2025)
    River or stream
    Beaver Creek
    Purpose
    Recreation
    Type
    Earth
    Height
    20 ft
    Storage
    156,383 acre-feet
    Completed
    1841
    Owner type
    State
    County
    Mercer County
    Nearest town (NID)
    Celina
    Last inspection
    11/20/2024
    Emergency action plan
    Yes
    NID ID
    OH00580

Source: U.S. Army Corps of Engineers National Inventory of Dams, August 2026. "High hazard" rates what a failure would cost downstream, not how likely one is; the condition is the state's assessment. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: U.S. Army Corps of Engineers National Inventory of Dams (1,376 Ohio dams, August 2026; 26 Corps levees and dikes counted with their parent dam): high-hazard dams near each ZIP's population-weighted center, with the state's condition… · National Inventory of Dams

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Disasters

3 to 5

4 tornado tracks within 5 miles since 19501 rated F2/EF2+ · 17 federal declarations for Mercer County · 8 quakes M2+ within 25 mi

Source: NOAA Storm Prediction Center tornado database 1950-2025 (tracks within 5 miles of each ZIP's population-weighted center), OpenFEMA disaster declarations by county since 1956, USGS earthquake catalog M2+ since 1970 within 25 miles… · NOAA SPC tornado data · OpenFEMA · USGS earthquakes · NOAA storm events · IEM warning archive

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Spills

1 to 4 reports

4 spills reported since 2021mostly acids, caustics and chlorine · 3 reached water

Spills reported since 2021 inside ZIP 45828

  1. Oil Vegetable / Bio Reached water2024-01-25 · Coldwater · 0.9 mi
    Reported
    2024-01-25
    What spilled
    Oil Vegetable / Bio
    Largest amount reported
    220 gallons
    Reached a waterway
    99 - Unnamed
    Where
    Coldwater, Mercer County
    Ohio EPA district office
    NWDO
    Ohio EPA case number
    2401EPA0000125
  2. Ammonia (Nh3)2023-07-31 · Butler Twp · 1.3 mi
    Reported
    2023-07-31
    What spilled
    Ammonia (Nh3)
    Where
    Butler Twp, Mercer County
    Ohio EPA district office
    NWDO
    Ohio EPA case number
    2307EPA0001302
  3. Ammonia (Nh3) Reached water2023-07-30 · Butler Twp · 1.4 mi
    Reported
    2023-07-30
    What spilled
    Ammonia (Nh3)
    Reached a waterway
    Little Bear Creek
    Where
    Butler Twp, Mercer County
    Ohio EPA district office
    NWDO
    Ohio EPA case number
    2307EPA0001299
  4. Manure Nos (Not Specified) Reached water2023-07-29 · Butler Twp · 2.0 mi
    Reported
    2023-07-29
    What spilled
    Manure Nos (Not Specified)
    Reached a waterway
    Little Bear Creek
    Where
    Butler Twp, Mercer County
    Ohio EPA district office
    NWDO
    Ohio EPA case number
    2307EPA0001293

Source: Ohio EPA emergency response spill reports, 2021 to September 2026, one point per case where Ohio EPA placed it. A report is what the caller or responder recorded; amounts are often blank or estimated. Miles are straight-line from the ZIP's population-weighted center.

Source: Ohio EPA emergency response spill reports (geo.epa.ohio.gov EmergResponse/Spills2_OpenData): cases with a location inside each ZIP, 2021 to date · Ohio EPA spills data · Ohio EPA Office of Emergency Response

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Oil and gas wells

11 to 50

22 wells in the ZIP0 producing · 0 shale · 8 orphan · nearest 0.32 mi

Source: ODNR Division of Oil and Gas Resources public well inventory (242,324 well heads, fetched 2026-09-08): wells inside each ZIP by status, horizontal shale wells, injection wells, orphan-program wells · ODNR oil and gas · ODNR GIS services

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Abandoned mines

No mapped underground mine

No mapped minenearest mapped non-coal mine 43.5 mi

Source: ODNR Mines of Ohio: abandoned underground coal and industrial-mineral mines mapped before 1977 (5,116 polygons), overlaid on ZCTAs in Albers equal-area: share of each ZCTA's total area (land plus inland water) over a mapped mine; ODNR… · ODNR mines of Ohio · ODNR Geological Survey

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Soils

Very limited and hydric

Pewamo silty clay loam, 0 to 1 percent slopesseptic very limited · very poorly drained · hydric

Source: USDA NRCS SSURGO via Soil Data Access: the soil map unit under each ZIP's population-weighted center with its dominant component, drainage, hydric and farmland class, flooding, and the Ohio septic and basement interpretation ratings… · USDA Soil Data Access · Web Soil Survey · Open-Meteo elevation

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Parks

0.5 to 2%

0.7% public land · 148 acresBaker Woods State Nature Preserve · Grand Lake St. Marys State Park 4.1 mi

Source: USGS Protected Areas Database 4.1 (Ohio state package, flattened combined layer, open-access fee, designation and easement polygons plus the six ODNR state parks PAD-US codes closed by default: Buckeye Lake, Forked Run, Hueston Woods, Lake… · USGS PAD-US · ODNR GIS services

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Wetlands

Under 1% of the land

0.3% wetland · 61 acresforested/shrub wetland 29 · pond 29 · emergent wetland 3

Source: USFWS National Wetlands Inventory, Ohio geodatabase (imagery mostly 2004 to 2007, Lake Erie basin 2021), freshwater wetlands and ponds clipped to each ZIP (lakes and rivers excluded); Ohio EPA potential high-quality vernal pools… · USFWS wetlands inventory · Ohio EPA GIS services

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Land cover

5% to 15%

11% developed · 4% tree canopycropland 82% · forest 5% · pasture 1%

Source: National Land Cover Database, 2021 edition (USGS and the MRLC consortium; MRLC has since published Annual NLCD and annual tree canopy through 2025, not yet pulled here): land cover, percent impervious surface and tree canopy at 30 m… · NLCD · USDA Cropland Data Layer · ODNR pre-settlement vegetation

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People and health

Who lives here and how well: education, jobs, health and life expectancy, and how far the nearest hospital, police station or grocery store sits.

People

25 to 40%

26.7% bachelor's or higher94.2% white · 0% Black · 3.4% Hispanic · 0.7% Asian · 2% foreign-born

Source: Census ACS 2020-2024 5-year by ZCTA: educational attainment (B15003), race and Hispanic origin (B03002), nativity (B05002), veterans (B21001); IRS Statistics of Income county migration flows 2022 to 2023 for the county; Census Bureau… · Census ACS · Census population estimates · IRS migration data · USDA ERS county codes · USDA ERS commuting area codes · 2020 Census redistricting data · Census SAIPE · IRS exempt organizations

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Jobs

1 to 2

3,731 jobs · 3,603 employed residentsHealth care and social assistance leads

Source: Census LEHD LODES 8, 2023, all jobs: workplace and residence counts by census block summed into ZCTAs (workplace-only blocks by block-group or tract majority), origin-destination flows for where residents work; Census ZIP Code Business… · Census LEHD · BLS local unemployment · BLS QCEW · BEA county GDP · USAspending · OSHA enforcement data · Census ZIP Business Patterns · Census ACS · USDA ERS county typology · CDFI Fund Opportunity Zones

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Economic history

Groundwater (wells)

Groundwater wells (8 wells)Coldwater Village

Source: Historical economic data: Census Bureau historical county population via the NBER mirror (1900) and Census Bureau population estimates (current and peak), Census County Business Patterns, USDA Census of Agriculture, FHFA House Price Index… · FRED (Federal Reserve Bank of St. Louis) · Census County Business Patterns · USDA Census of Agriculture · FHFA House Price Index · BEA GDP by county · Census American Community Survey · IPUMS NHGIS historical census · Zillow Home Value Index

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Upward mobility

50th percentile or higher

Percentile rank 59.6income rank at 35 for children of low-income parents

Source: Opportunity Atlas (Chetty, Friedman, Hendren, Jones and Porter, Census Bureau): tract outcomes for children born 1978 to 1983, population-weighted to ZIPs through 2020 census blocks · Opportunity Atlas · Opportunity Insights data

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Social vulnerability

Average tract rank in Ohio's least vulnerable fifth

12th percentile of Ohio tractssocioeconomic 9 · household 14 · minority status 6 · housing and transport 45

Source: CDC/ATSDR Social Vulnerability Index 2022 by census tract (percentile ranks among Ohio tracts), population-weighted to ZIPs through 2020 census blocks · CDC/ATSDR SVI

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Health

16 to 20%

16.4% in fair or poor healthobesity 35.9% · diabetes 11.1% · smoking 14.4% · depression 25.1%

Source: CDC PLACES 2025 release, ZCTA model-based estimates of adult health (BRFSS 2023, ACS): fair or poor health, obesity, diabetes, smoking, depression, lack of health insurance among adults 18-64 and more; County Health Rankings 2025… · CDC PLACES · County Health Rankings · CDC overdose data · NCI cancer profiles · HRSA data

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Life expectancy

79 to 82

80.5 years life expectancy3 tracts, from 79.5 to 80.6

Source: CDC/NCHS U.S. Small-area Life Expectancy Estimates Project (USALEEP, deaths 2010-2015, 2010 census tracts) weighted into ZIPs by 2020 block population · CDC USALEEP

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Hospitals

Under 3 miles

Mercer Co. Joint Twnshp Comm Hosp · 0.2 miColdwater · 88 beds · 1 within 10 miles

Hospitals within 5 miles, and the nearest beyond

  1. Mercer Co. Joint Twnshp Comm HospGeneral hospital · Coldwater · 0.2 mi
    What it is
    General hospital
    Address
    800 West Main Street, Coldwater, OH 45828
    County
    Mercer County
    Beds
    88
    Helipad
    Yes
    Ownership
    Government - district/authority
    Medicare overall rating
    3 of 5 stars
    Emergency department (Medicare)
    No
    Medicare reports it as
    Mercer County Joint Township Community Hospital
    Phone
    (419) 678-2341
    Medicare ID
    360058
  2. Joint Township District Memorial HospitalGeneral hospital · Saint Marys · 14.8 mi
    What it is
    General hospital
    Address
    200 Saint Clair Ave, Saint Marys, OH 45885
    County
    Auglaize County
    Beds
    140
    Helipad
    Yes
    Ownership
    Non-profit
    Medicare overall rating
    4 of 5 stars
    Emergency department (Medicare)
    Yes
    Medicare reports it as
    Grand Lake Health System
    Phone
    (419) 394-3335
    Medicare ID
    360032
  3. Van Wert County HospitalGeneral hospital · Van Wert · 25.6 mi
    What it is
    General hospital
    Address
    1250 South Washington Street, Van Wert, OH 45891
    County
    Van Wert County
    Beds
    111
    Helipad
    Yes
    Ownership
    Non-profit
    Medicare overall rating
    5 of 5 stars
    Emergency department (Medicare)
    No
    Phone
    (419) 238-2390
    Medicare ID
    360071

Source: HIFLD hospitals inventory via FEMA (closed hospitals it still lists left out, hospitals opened since added), with Medicare Care Compare ratings matched by name and address. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

The nearest health centers

  1. VERSAILLES MEDICAL CENTER SITEHealth center · Versailles · 20.2 mi
    Run by
    a federally qualified health center
    Setting
    Clinic
    City
    Versailles
    Coordinates
    40.22292, -84.46563
  2. Family Health Care of Northwest Ohio, Inc.Health center · Van Wert · 25.7 mi
    Run by
    a federally qualified health center
    Setting
    Clinic
    City
    Van Wert
    Coordinates
    40.85311, -84.59544

Source: HRSA health center service delivery sites, active, September 2026 (school-based sites left out). Health centers see patients whether or not they have insurance, with fees on a sliding scale. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

The nearest dialysis center

  1. Fresenius Kidney Care CelinaDialysis · Celina · 6.8 mi
    Address
    801 Pro Drive, Ste B, Celina, OH 45822
    Dialysis stations
    12
    Medicare star rating
    3 of 5 stars
    Services
    in-center hemodialysis, peritoneal dialysis
    Ownership
    for profit
    Chain
    Fresenius Medical Care
    Medicare certified since
    2009-04-30
    Phone
    (419) 586-0851
    Medicare ID
    362737

Source: CMS dialysis facility list, September 2026, geocoded with the Census Bureau batch geocoder (an address it could not place sits at its ZIP center). Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: Nearest hospital: miles from each ZIP's population-weighted center to the nearest open general or critical-access hospital in Ohio, or, within 40 miles of the state line in Indiana, Kentucky, West Virginia, Pennsylvania and Michigan, the… · CMS Care Compare data · HIFLD · HRSA data · CMS NPI files

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Nursing homes

1 to 3 miles

BRIARWOOD VILLAGE · 2.5 mi1 of 5 stars · 112 beds · 2 within 5 miles

Nursing homes within 3 miles, and the nearest beyond

  1. Briarwood Village1 of 5 stars · Coldwater · 2.5 mi
    Address
    100 Don Desch Drive, Coldwater, OH 45828
    Certified beds
    112
    Residents on an average day
    95
    Medicare overall rating
    1 of 5 stars
    Health inspections
    1 of 5 stars
    Staffing
    2 of 5 stars
    Quality measures
    4 of 5 stars
    Penalties since 2023
    1 fine totalling $17,345 (latest 2025-08-14)
    Ownership
    For profit - Corporation
    Chain
    HCF MANAGEMENT
    Continuing care retirement community
    Yes
    Takes
    Medicare and Medicaid
    Phone
    (419) 678-2311
    Medicare ID
    365341
    Map point
    the ZIP's center (the address did not geocode)
  2. Gardens at St Henry The4 of 5 stars · Saint Henry · 4.3 mi
    Address
    522 Western Avenue, Saint Henry, OH 45883
    Certified beds
    25
    Residents on an average day
    24
    Medicare overall rating
    4 of 5 stars
    Health inspections
    4 of 5 stars
    Staffing
    1 of 5 stars
    Quality measures
    5 of 5 stars
    Penalties since 2023
    none
    Ownership
    For profit - Limited Liability company
    Chain
    LIONSTONE CARE
    Takes
    Medicare and Medicaid
    Phone
    (419) 678-9800
    Medicare ID
    366197
  3. Celina Manor4 of 5 stars · Celina · 6.9 mi
    Address
    1001 Myers Road, Celina, OH 45822
    Certified beds
    75
    Residents on an average day
    72
    Medicare overall rating
    4 of 5 stars
    Health inspections
    4 of 5 stars
    Staffing
    4 of 5 stars
    Quality measures
    4 of 5 stars
    Penalties since 2023
    none
    Ownership
    For profit - Corporation
    Chain
    HCF MANAGEMENT
    Takes
    Medicare and Medicaid
    Phone
    (419) 586-6645
    Medicare ID
    365377

Source: CMS Care Compare nursing home provider and penalties files; Medicare star ratings run 1 to 5. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: CMS Care Compare nursing home provider file (922 Ohio homes), addresses geocoded with the Census Bureau batch geocoder (67 unmatched placed at their ZIP center); CMS penalties file (fines and payment denials since 2023, matched by name and… · CMS Care Compare data

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Crime

Under 1 violent offense per 1,000

0.0 violent offenses per 1,000Coldwater Police · 2.6 property per 1,000 · 12 months

Source: FBI Crime Data Explorer NIBRS incident files for Ohio, 2024 (2023 file for the trend), as downloaded in September 2026; the FBI keeps accepting agency revisions after release, so an agency's live Explorer totals for the same year can… · FBI Crime Data Explorer · USGS structures service

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Police

Under 1 mile

Coldwater Police Department · 0.6 mi1 station within 3 miles · post office 0.7 mi

Police stations within 3 miles, and the nearest beyond

  1. Coldwater Police DepartmentColdwater · 0.6 mi
    Address
    303 West Main Street, Coldwater, OH 45828
    Coordinates
    40.47942, -84.63133
  2. St. Henry Police DepartmentSt. Henry · 4.3 mi
    Address
    121 West Washington Street, St. Henry, OH 45883
    Coordinates
    40.41965, -84.64073

Source: USGS National Map structures, police stations, corrected and completed by hand (September 2026). The department that answers a call is set by jurisdiction, not by distance. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: USGS National Map structures: police stations (772 Ohio points: the inventory's 731 less 4 closed or duplicate records, with 4 wrong names corrected, plus 45 departments and sheriff's offices it lacks, placed from OpenStreetMap or the… · USGS structures service · OpenStreetMap · Census Bureau geocoder

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Fire and EMS

1 to 2 miles

Coldwater Fire Department · 1 mi1 station within 3 miles, 4 within 8

Fire and EMS stations within 3 miles, and the nearest beyond

  1. Coldwater Fire DepartmentColdwater · 1.0 mi
    Address
    1020 North Second Street, Coldwater, OH 45828
    Coordinates
    40.49383, -84.62942
  2. Saint Henry Volunteer Fire DepartmentSaint Henry · 4.3 mi
    Address
    550 East Kremer - Hoying Road, Saint Henry, OH 45883
    Coordinates
    40.42104, -84.63209
  3. Franklin Township Fire DepartmentCelina · 5.3 mi
    Address
    6805 State Highway 219, Celina, OH 45822
    Coordinates
    40.49295, -84.54154

Source: USGS National Map structures (most Ohio records last updated 2019 to 2022), checked against the Columbus and Cleveland station lists. The department that answers a call is set by jurisdiction and mutual aid, not by distance. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: USGS National Map structures inventory (fire and EMS stations; most Ohio records last updated 2019 to 2022): 1,772 Ohio stations after removing duplicate records and checking Columbus- and Cleveland-area stations against the cities'… · USGS structures service · Columbus fire stations · Cleveland fire stations

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Libraries

Under 1 mile

Coldwater Public Library · 0.6 mi1 within 3 miles, 3 within 8

Public libraries within 3 miles, and the nearest beyond

  1. Coldwater Public LibraryCentral library · Coldwater · 0.6 mi
    Address
    305 W. Main St., Coldwater, OH 45828
    What it is
    Central library
    Library system
    Coldwater Public Library
    Open
    2,678 hours a year, 52 weeks
    Building
    15,515 sq ft
    System's visits, FY2024
    35,620
    System's loans, FY2024
    94,667
    People the system serves
    6,927
    Phone
    (419) 678-2431
  2. St. Henry Branch LibraryBranch · St. Henry · 4.5 mi
    Address
    200 E Main St, St. Henry, OH 45883
    What it is
    Branch
    Library system
    Mercer County District Public Library
    Open
    1,820 hours a year, 52 weeks
    Building
    8,000 sq ft
    System's visits, FY2024
    70,460
    System's loans, FY2024
    275,641
    People the system serves
    29,024
    Phone
    (419) 678-3128

Source: IMLS Public Libraries Survey FY2024 (outlets and their systems). Any Ohio resident can get a free card at any Ohio public library. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

None inside the ZIP; the nearest museum

  1. Mercer County Historical MuseumHistorical society · Celina · 5.9 mi
    What it is
    Historical society
    City
    Celina
    Coordinates
    40.54897, -84.57050

    The museum list is IMLS's 2018 file; a museum may have closed or moved since.

Source: IMLS Museum Data Files, 2018. Miles are straight-line from the ZIP's population-weighted center.

Source: IMLS Public Libraries Survey FY2024 outlet and system files (720 open Ohio central libraries and branches of 251 systems, plus 62 bookmobiles); straight-line miles from each ZIP's population-weighted center to the nearest Ohio library… · IMLS Public Libraries Survey · IMLS Museum Data Files

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Groceries

No residents in a flagged tract

No residents in a low-income, low-access tract43% over 1 mile from a supermarket · 6% of households on SNAP (ACS)

Source: USDA Food Access Research Atlas 2019 Large Retailer Access Map (2010 tracts, ERS's name for the file since July 2026) weighted by 2020 block population: distance to the nearest supermarket and low-income low-access flags; Census ACS… · USDA ERS Large Retailer Access Map · USDA SNAP retailers · Census ACS

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History, schools and government

How the place began, who governs it now, and the schools that serve it, from the district boundary to its state report card.

Local history

1830 to 1849

Coldwater · settled 1838first settled, platted or incorporated (earliest year recorded)

Source: Local history researched from Wikipedia, the 1880 county histories on archive.org, Ohio History Connection, National Register listings, Ohio historical markers, local historical societies and Wikimedia Commons, one file per municipality… · Ohio History Connection · Internet Archive (county histories) · Wikimedia Commons · Remarkable Ohio (historical markers)

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Historic places

1 or 2 listings

1 listed historic placePhilothea Catholic Church and Priest House

  1. Philothea Catholic Church and Priest HouseBuilding · Philothea · listed 1979
    Address
    Philothea Rd. between St. Henry and Coldwater
    Where
    Philothea, Mercer County · ZIP 45828
    What it is
    Building
    Listed on the National Register
    1979
    NRIS reference number
    79002823
    Coordinates
    40.45081, -84.65496

Source: National Park Service, National Register of Historic Places point file. The listing year is shown where NPS's certification date agrees with the listing's reference number. Listing recognizes significance; it does not restrict a private owner.

See them on the full map · every historic place in Mercer County

Source: National Park Service, National Register of Historic Places point file (3,286 points for 3,232 of Ohio's roughly 4,200 listings; listings without a point are not counted, and a listing with several points is counted once); listings inside… · National Register data · USGS GNIS

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Schools

49 exempted village school districts

Coldwater Exempted VillageExempted village school district

Public schools inside ZIP 45828

  1. Coldwater Middle School4.5 of 5 stars · Coldwater · 0.6 mi
    Address
    310 N 2nd St, Coldwater, OH 45828
    School district
    Coldwater Ex Vill School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    430
    Teachers (full-time equivalent)
    26.87
    Report card, 2025-26
    4.5 of 5 stars
    Performance index
    90.3%
    Ohio building IRN
    125187
    NCES school ID
    390453101377
  2. Coldwater High School4 of 5 stars · Coldwater · 0.6 mi
    Address
    310 N 2nd St, Coldwater, OH 45828
    School district
    Coldwater Ex Vill School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    384
    Teachers (full-time equivalent)
    23
    Report card, 2025-26
    4 of 5 stars
    Performance index
    89.1%
    Four-year graduation rate
    100%
    Ohio building IRN
    006858
    NCES school ID
    390453102171
  3. Coldwater Elementary School5 of 5 stars · Coldwater · 0.6 mi
    Address
    310 N 2nd St, Coldwater, OH 45828
    School district
    Coldwater Ex Vill School District
    Kind (NCES)
    Regular School
    Students, 2023-24
    630
    Teachers (full-time equivalent)
    34
    Report card, 2025-26
    5 of 5 stars
    Performance index
    90.3%
    Ohio building IRN
    111054
    NCES school ID
    390453104398

Source: NCES EDGE public school locations 2024-25 and Common Core of Data 2023-24 (type, students, teachers); Ohio School Report Cards 2025-26 (Department of Education and Workforce), matched by name within the district. Miles are straight-line from the ZIP's population-weighted center.

Source: Ohio school district boundaries (U.S. Census Bureau TIGER/Line school districts, as of January 1, 2026) by resident share; NCES EDGE 2024-25 school buildings; NCES Private School Survey 2023-24 public-use file (schools inside the ZIP by… · ODOT GIS · NCES EDGE · NCES Common Core of Data · NCES private schools · Census SAIPE · Census school finances (F-33)

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School ratings

4.5 and 5 stars

4.5 stars overallColdwater Exempted Village · performance index 91% of the year's maximum · 100% graduate in four years

Source: Ohio School Report Cards 2024-2025 (Department of Education and Workforce): district overall and component star ratings, performance index, graduation rates, spending per pupil and teacher measures, for the district holding the largest… · Ohio school report cards

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Colleges

8 to 15 miles

Wright State University-Lake Campus · 8.2 miCelina · 1 campus within 10 miles

The nearest colleges

  1. Wright State University-Lake CampusPublic university · Celina · 8.2 mi
    What it is
    Public university
    City
    Celina
    Students, 2023-24 (12-month count)
    1,661
    Tuition and fees, in state
    $7,504
    Tuition and fees, out of state
    $16,922
    Graduation rate
    41% of bachelor's students, within six years (a class of 263)
    IPEDS unit ID
    206613
  2. Vantage Career CenterPublic career school · Van Wert · 27.9 mi
    What it is
    Public career school
    City
    Van Wert
    Students, 2023-24 (12-month count)
    247
    IPEDS unit ID
    418278
  3. Apollo Career CenterPublic career school · Lima · 29.6 mi
    What it is
    Public career school
    City
    Lima
    Students, 2023-24 (12-month count)
    1,296
    IPEDS unit ID
    201034

Source: NCES IPEDS 2024 directory, 2023-24 enrollment and tuition, graduation rates for the 2017 (four-year) and 2020 (two-year) entering classes. Miles are straight-line from the ZIP's population-weighted center, as the card above measures them.

Source: NCES IPEDS: 2024 institutional directory (269 active Ohio institutions with coordinates, less the administrative units and the colleges that have closed since; plus 145 in Indiana, Kentucky, West Virginia, Pennsylvania and Michigan within… · NCES IPEDS

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Local government

669 villages

Coldwater (village)74% of residents, then Butler Township, Mercer County

Source: ODOT municipal corporation and township boundaries by resident share of 2020 census blocks; Ohio EPA grants awarded in 2025 (OEPA_Achievements, MapServer layer 8); Auditor of State unauditable entities list · ODOT GIS · Auditor of State · Ohio EPA grants (OEPA_Achievements)

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Representatives

OH-5 · Bob Latta (R)Senate 12 Susan Manchester · House 84 Angela N. King

Source: ODOT TIMS Boundaries US_House_District, Ohio_Senate_District and Ohio_House_District (fetched 2026-09-08) by resident share of 2020 census blocks; members from the U.S. House, Ohio Senate and Ohio House directories, September 2026 · U.S. House · Ohio Senate · Ohio House · ODOT GIS

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Lakes near 45828 (Coldwater)

The history under the water: the valley before, the dam, the stories. All Ohio lakes

Rain and snow

How much has actually fallen on 45828 (Coldwater), day by day, from 1893 to now. Daily totals, not averages.

rain, last 30 days
0.80 in
2026-09-30 to 2026-10-29
rain so far in 2026
41.1 in
6.5 in above normal for the date
snow so far in 2026
16.5 in
a normal year brings 23.1 in
a normal year
40.5 in
average of 30 years, 1991-2020
The last twelve months
MonthRain (in)Snow (in)Days counted
October 2026 0.80 — 29
September 2026 6.80 — 30
August 2026 9.82 — 31
July 2026 2.91 — 31
June 2026 4.28 — 30
May 2026 4.68 — 31
April 2026 4.82 — 30
March 2026 5.07 1.0 31
February 2026 0.87 5.0 28
January 2026 1.07 10.5 31
December 2025 1.69 7.9 31
November 2025 1.49 4.1 30
On the record, 1893–2026
Wettest year2011 — 55.5 in
Driest year1963 — 23.8 in
Snowiest year1982 — 51.9 in
Wettest day on record13 July 1992 — 4.14 in
Heaviest snowfall in a day19 March 1896 — 10.98 in
Deepest snow on the ground6 February 1978 — 23.90 in

Estimated, not measured. No rain gauge has ever stood inside 45828 (Coldwater), so every figure here is worked out from the gauges around it - the nearest ones weighted most. Treat them as close estimates rather than readings.

47,892 days of records, 1893-01-01 to 2026-10-29. Source: NOAA NCEI GHCN-Daily, 3,240 gauges in and around Ohio. A day is "gauged" when a gauge standing inside the boundary reported it, and the value is the mean of those gauges. Otherwise it is interpolated by inverse distance from every gauge reporting within 50 miles. Nothing is carried forward, back-filled or smoothed. Against NOAA nClimDiv county monthly precipitation over 136,848 complete county-months (checked 2026-10-31): correlation 0.9515, median absolute difference 0.217 in a month. Built 2026-10-31 from the Cracked Buckeye precipitation archive. Snow is the softer number — snowfall is measured by hand with a ruler, no agency publishes a gridded county snowfall series, and blowing snow defeats every observer.

Environmental permits and filings

What Ohio EPA has on file for 45828 (Coldwater): permits, inspections, violations, cleanups and the state loans behind sewer and water work. Every line links to the agency's own document.

facilities and sites on file
30
those placed on the map inside 45828 (Coldwater)
What kind of permits
ProgramFacilities and sites
Hazardous waste10
Voluntary cleanup9
Public drinking water4
Cessation Of Regulated Operations2
Contaminated-site cleanup2
Sewer and water-line construction1
State sewer loans1
Wastewater and stormwater discharge1
The latest filings
DateFacility or siteWhat
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge permit
COLDWATER VILLAGE PWS Public drinking water notice of violation
BAYVIEW WATER ASSOCIATION PWS Public drinking water inspection
COLDWATER VILLAGE PWS Public drinking water compliance letter
TAYLOR COMMUNICATIONS INC Cessation Of Regulated Operations notice of violation
TAYLOR COMMUNICATIONS INC Hazardous waste inspection
BAYVIEW WATER ASSOCIATION PWS Public drinking water notice of violation
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge violation resolved
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge permit
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge permit
COLDWATER VILLAGE PWS Public drinking water notice of violation
WHITE NEW IDEA FARM EQUIPMENT CO, COLDWATER Voluntary cleanup inspection
COLDWATER VILLAGE PWS Public drinking water report
WHITE NEW IDEA FARM EQUIPMENT CO, COLDWATER Voluntary cleanup inspection
TAYLOR COMMUNICATIONS INC Cessation Of Regulated Operations compliance letter
COLDWATER VILLAGE PWS Public drinking water notice of violation
TAYLOR COMMUNICATIONS INC Hazardous waste compliance letter
TAYLOR COMMUNICATIONS INC Cessation Of Regulated Operations compliance letter
COLDWATER VILLAGE PWS Public drinking water notice of violation
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge notice of violation
COOPER FARMS CENTRAL EGG PROCESSING Wastewater and stormwater discharge inspection
COLDWATER VILLAGE PWS Public drinking water notice of violation
COOPER FARMS CENTRAL EGG PROCESSING PWS Public drinking water plan
COLDWATER VILLAGE PWS Public drinking water notice of violation
COOPER FARMS CENTRAL EGG PROCESSING PWS Public drinking water inspection

Source: Ohio EPA eDocument portal (edocpub.epa.ohio.gov), indexed 2026-10-14. Facilities are placed on the map from Ohio EPA's own map layers, EPA's Facility Registry, coordinates written in the filings, or a geocoded street address. A permit filed under a private person's name (most are household septic systems) is counted but never named, placed or linked; licenses for individual workers and open-burning notices are left out entirely.

Around here

Places in this ZIP

School districts

ZIP codes next door

The county

Mercer County: 10 ZIP codes, 23 cities, villages and townships, 42,566 people. The county in numbers.

On the map

Infrastructure layers for this ZIP have not been compiled yet. Open this ZIP on the map to see what is drawn nearby.

Quick answers

What city is ZIP code 45828?

ZIP code 45828 is the Coldwater, Ohio post office area in Mercer County, home to 6,495 residents. Of its residents, 74% live in the village of Coldwater, 20% in Butler Township and 7% in Washington Township.

What county is ZIP code 45828 in?

ZIP code 45828 is in Mercer County, Ohio.

Where does the tap water in ZIP code 45828 come from?

Groundwater wells (8 wells). Coldwater Village.

What school district is ZIP code 45828 in?

ZIP code 45828 is in the Coldwater Exempted Village School District.

Cite and data

Cite this page as:

Cracked Buckeye, "45828 · Coldwater, Mercer County", https://crackedbuckeye.com/zip/45828/, built 2026-10-31, accessed [date].

How to cite · Report a correction · Built 2026-10-31